Low Salary Personal Loan
There is a common notion that individuals need a regular source of income to avail a personal loan. However, with a Bajaj Finserv Personal Loan, it is possible to get a loan with low or no income. A personal loan can be useful for many purposes. A personal loan can cover all your financial needs. You can also use the funds to travel to your preferred holiday destination or to pursue higher education. The Bajaj Finance personal loan will help you meet all your financial needs without any stress.
Features of a Low Salary Personal Loan
The salient features of an online personal loans are as follows:
1. Instant approval
The application process for a personal loan is quite simple, you can get an instant approval. Once the documents are verified, your loan will be approved within no time.
2. Immediate disbursal
On the approval of your instant personal loan application, the amount will be disbursed in your account within 24 hours.
3. Flexible repayment tenure
You can make the payment of your personal loan EMIover a flexible tenure of up to 5 years.
4. High amount
Individuals with a low salary can enjoy a personal loan of an amount up to INR 25 lakhs.
5. Unsecured loan
The loan does not require you to pledge an asset in the form of hypothecation. You can get a loan even when you do not own any asset. This makes a personal loan an ideal option if you have a low income and do not own any major assets.
6. No hidden charges
You can apply for a personal loan without worrying about any hidden charges or fees. You will be informed about the complete terms and conditions of the loan well in advance.
Documents Required for Low Salary Personal Loan
The documentation for a personal loan is basic and minimal. To apply for the loan, you need to provide below-mentioned documents:
Identity proof - PAN, Aadhaar, Passport, Voter ID, and driving license
Address proof
Passport size photographs
You can use Bajaj Finserv Personal Loan at Finserv MARKETS to meet all your financial needs. You also get a flexible tenure with ease and convenience at competitive interest rates. Make a well-informed borrowing decision by considering your monthly income and repayment capacity. For a smooth loan repayment process, you can choose to repay the loan amount in easy EMIs. To calculate the number of monthly instalments you can take the help of a personal loan EMI calculator. All you need to do is enter the desired loan amount, the predetermined rate of interest and the fixed tenure of the loan. The complete personal loan application process is carried out online, hassle-free requires minimal documentation. Once your personal loan gets approved you can have your loan amount disbursed within 24 hours.
Happy Customers of Finserv MARKETS
I am passionate about the vehicle I drive. I want to protect it with the best available option. What amazed me was the full transparency, quick quotes and the attractive discount on the premium while choosing the annual payment option!
My husband and I will finally move into our own house this Diwali. All thanks to Bajaj Finserv, with competitive interest rates, minimal processing fees and easy to repay EMIs, our dream saw the light of reality in no time!
Kids grow up fast and to fulfill their dream trip to Disneyland I had everything but instant funds. With no collateral or guarantor required and a hassle-free processing, I gifted my family a memorable trip to Orlando with just a click!
The best way to start looking for health insurance is to do a close study of the coverage needs and checking the insurance company's claim ratio. No unnecessary jargons, easy to apply claims process and choice of premia!
I bought my first iPhone using my Bajaj Finserv EMI Network Card. Zero downpayment with a No cost EMI on Bajaj Finserv EMI store just made my day!
Getting a loan to take care of my wedding and relieving my parents to enjoy the occasion was the best decision I ever made. Easy-to-apply, amazing interest rate and quick disbursal, what more can one ask for!