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The SBFC personal loan EMI calculator can help you determine your total EMI outflow within a few seconds. This tool has several advantages. This article will help you understand all of them and it will also take you through the variables that will affect the EMI amount you will pay towards your SBFC personal loan. 

SBFC Personal Loan EMI Calculator

Loan Amount
Rate of Interest
Personal Loan
Your Monthly Personal Loan EMI
Principal Amount
Total Interest
Total Amount Payable
Amortization Schedule
Year EMI Principal Interest Balance

SBFC Personal Loan EMI Calculation

Your monthly SBFC personal loan EMI amounts with different loan repayment tenors will look as follows. For the table below, we will assume that the interest rate is 14% per annum.

Loan amount

2 years

3 years

5 years

₹1 lakh




₹5 lakh




₹10 lakh




How to Pay SBFC Personal Loan EMI

You can pay your SBFC personal loan EMIs in the following ways:

  • ECS (Electronic Clearance System): The ECS system will help you repay your personal loan quickly and easily without a lot of paperwork.

  • Standing Instruction: You can also instruct your bank to deduct your EMI amount every month and pay the lending company on your behalf. Such instructions are known as standing instructions. This way, you can pay off your personal loan and ensure that you do not miss a single payment as missing payments could reduce your credit score, making it harder for you to get a loan later on.

  • Cheques: You can also simply submit the cheque at your nearest SBFC branch to pay your EMIs if the above-mentioned methods do not work for you.


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The information including interest rates or fees, loan amount and other charges with regard to any product, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks or NBFCs. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any application or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products.

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Frequently Asked Questions

How is the SBFC Personal Loan EMI calculated?

SBFC EMI is calculated in two different methods, the flat rate method and the reducing balance method.

What will be the EMI for an Rs. 7 Lakhs Personal Loan from SBFC?

The EMI for an Rs. 7 Lakhs Personal Loan depends on the interest rate and the tenure of the loan. You can calculate the EMI amount by filling up the details precisely on the SBFC Personal Loan EMI calculator.

What is the EMI for an Rs. 2 Lakhs Personal Loan from SBFC?

The EMI for an Rs. 2 Lakhs Personal Loan depends on the rate of interest and the tenure of the loan. You can take the help of the SBFC Personal Loan EMI calculator to know about the EMI amount by filling up the details on the calculator precisely.

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