Get Upwards Personal Loan available on Bajaj Markets.
Avail Instant Personal Loans ✓ Loan up to 50 Lakhs ✓ Quick Disbursal ✓ Minimum Documentation!
Tackle financial emergencies with the help of an Upwards Personal Loan, available on Bajaj Markets. You can borrow amounts of up to ₹5 Lakhs and repay it at your convenience over flexible tenures of up to 3 years. Furthermore, the easy online personal loan application and documentation process on Bajaj Markets helps you get the required funds quickly and in a seamless manner.
Here are the key highlights of the Upwards Personal Loan to help you choose the right borrowing option:
Loan Features |
Details |
Upwards Personal Loan Interest Rate |
Starting from 18% p.a. or 1.50%-2.50% per month |
Maximum Loan Amount |
Up to ₹5 Lakhs |
Minimum Loan Amount |
₹25,000 |
Maximum Loan Tenure |
Up to 36 Months |
Disclaimer: The information mentioned above is subject to change as per the financial institution's policies.
Planning your EMIs beforehand allows you to manage your monthly budget effectively and repay your loan with greater confidence. Here, you can use the Upwards Personal Loan EMI Calculator to get instant and precise estimates of your repayment amount:
Here are the applicable fees and charges for the Upwards Personal Loan to help you understand the total cost of borrowing:
Type of Charge |
Amount/Details |
Processing Fee |
Up to 4% of the loan amount plus GST |
Foreclosure Charges |
5% of the outstanding loan amount |
Disclaimer: The interest rates and charges mentioned above are subject to constant change at the lender’s discretion.
Checking the Upwards loan eligibility criteria in advance can increase your chances of loan approval. Ensure you meet the following conditions before submitting your application:
You must be at least 21 years old at the time of application
You should be a salaried individual earning a minimum monthly income of ₹20,000
You need to have at least 2 to 3 years of total work experience
You must be a resident of India
Keeping your documents ready can make the application process quicker and smoother. Here’s a list of documents you may need to submit when applying for an Upwards Personal Loan:
Identity Proof: A copy of your PAN card or Aadhaar card.
Address Proof: A copy of any one of the following documents:
Aadhaar card
Voter ID
Driving licence
Income Proof: Bank statements and salary slips for the last 3 months
Photo ID: A recent selfie for identity verification
Note: The list above is indicative and the actual document requirements may vary based on your application details.
Applying for an Upwards Personal Loan on Bajaj Markets is a simple and hassle-free process. Just follow these steps to get started:
Click on the ‘Apply Now’ button
Fill in your personal and professional details as requested
From the list of personal loan providers, select ‘Upwards’
Choose your desired loan amount and repayment tenure
Click on ‘Submit’ to complete your application
Once you’ve submitted the application, it will be reviewed and verified. A representative will then get in touch with you to guide you through the next steps.
Why Opt for Upwards Personal Loan via Bajaj Markets
Here is how an Upwards Personal Loan via Bajaj Markets can offer you convenience and flexibility for your financial needs:
Flexible Loan Amount
Borrow anywhere between ₹20,000 to ₹5 Lakhs to manage your financial requirements with ease.
Pocket-Friendly Interest Rates
Benefit from competitive interest rates ranging from 1.50% to 2.50% per month, helping you manage your repayments better.
Flexible Repayment Tenures
Repay your loan comfortably over a tenure of up to 36 months, based on your financial capacity.
Minimum Paperwork
Apply with ease by uploading only a few essential KYC documents, keeping the process simple.
Same-Day Disbursals
Get funds disbursed on the same day of approval to meet urgent financial needs without delay.
Collateral-Free Loans
Apply for your loan without the need to provide any collateral or third-party guarantees.
Digital Application Process
Complete the entire application process online on Bajaj Markets, from anywhere, at any time.
Multi-Purpose Personal Loans
Use the loan amount for a variety of needs, such as medical expenses, weddings, education, or travel.
For assistance or queries about your Upwards Personal Loan, contact the customer care team through these channels:
Customer Support
Phone: +91 77150 98615
Email: help@go-upwards.com
Grievance Redressal / Escalation Contact
In case of complaints or escalation, you can contact the Grievance Redressal Officer:
Name: Ms. Ajitha K
Phone: +91 63588 74622
Timings: 10:30 AM to 6:00 PM (Monday to Friday, excluding national holidays)
Email: grievance.redressal@lendingkart.com
Correspondence Address
501-A, Pinnacle Corporate Park,
BKC Bandra (East), Vill Kole Kalyan,
Near Trade Centre, Mumbai - 400051
|
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
Frequently Asked Questions
Why apply for Upwards Personal Loan on Bajaj Markets?
Applying for an Upwards Personal Loan through Bajaj Markets offers a convenient and transparent borrowing experience. You can complete the entire application process online with minimal documentation, making it a quick loan from Upwards and hassle-free. Bajaj Markets also provides access to personalised loan offers and ensures complete clarity on terms and conditions.
Can I check my Upwards personal loan statement online?
Yes, you can easily check your Upwards personal loan statement online. Simply log into the Upwards mobile app to view details related to your loan, including outstanding balance, repayment schedule, and past payments.
What is the minimum and maximum loan amount that I can get with Upwards personal loan?
With an Upwards instant loan, you can borrow amounts ranging from a minimum of ₹25,000 to a maximum of ₹5 Lakhs.
How can I contact Upwards customer care?
For any assistance or queries regarding your Upwards personal loan, you can contact the customer care team through the following:
Phone: +91 77150 98615
Email: help@go-upwards.com
How long does Upwards take to disburse a personal loan?
Upwards aims to process and disburse your loan swiftly once your application is approved. Typically, the loan amount is disbursed on the same day of approval, helping you address urgent financial needs without delay. However, depending on document verification and internal processing, the disbursal may take up to a few working days.
What is the maximum tenure of an Upwards Personal Loan?
The maximum repayment tenure available with an Upwards Personal Loan is up to 36 months (or 3 years). This flexibility allows you to select a repayment period that aligns with your financial comfort. Choosing a longer tenure can help reduce your monthly instalments, while a shorter tenure can help you repay the loan faster and save on interest costs.
Are there any extra charges on an Upwards Personal Loan that I should know about?
Yes, there are a few additional charges to keep in mind when applying for an Upwards Personal Loan. A processing fee of up to 4% of the loan amount plus GST is applicable at the time of loan approval. Moreover, if you choose to foreclose your loan before the completion of your selected tenure, a foreclosure charge of up to 5% of the outstanding loan amount plus GST may apply.
