PGIM SIP Calculator

In recent years, mutual funds have become popular investment avenues for most retail or small investors. The primary reason behind this shift from traditional investment avenues is the higher returns offered by mutual funds. You can opt for a flexible investment option that includes the systematic investment plan or SIP. A SIP allows you to make a fixed investment regularly into the fund at the prevailing Net Asset Value (NAV) of the fund. This is where the PGIM SIP calculator comes in handy. You can use it to get the information that you require to make an informed decision on which MF scheme to choose. Read on to learn more about this calculator and how to use it.
Monthly SIP
I want to invest (Monthly)
₹ 1000 ₹ 100000
For a Period of
1 Y 30 Y
Expected Growth Rate
1 % 30 %

Future value of your Investments

Total Investment

Total Gains

Illustrative Compounded Growth line

Select Inflation%

  • 4%
  • 6%
  • 8%

Goal Amount

You need to Invest today

Total Investment

Interest Earned

Illustrative Investment vs Interest Earned* dognut

Total Investment
Interest Earned
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How to Use the PGIM SIP Calculator

The PGIM SIP calculator is an online tool that allows you to know exactly how much you need to contribute to earn the returns you want. Follow these steps to use this calculator:


  • Step 1: Visit the official PGIM SIP calculator website

  • Step 2: Choose the goal you are investing towards

  • Step 3: Enter the amount under the first section related to the cost of your goal

  • Step 4: Enter the timeline for your investment

  • Step 5: Add the inflation percentage 

  • Step 6: Input the expected rate of return

How to Calculate the Expected Returns when Investing via SIPs

Use the following formula to determine your potential returns when you invest in mutual funds through an SIP route:


A = P*((1+i)^n)-1)/i)*(1+i)



A is the maturity amount of the SIP

P is the investment amount

i is the compounded rate of return (annual rate of return divided by 12)

n is the number of months

What are the Benefits of Using the PGIM SIP Calculator?

Here are some of the perks of using the PGIM SIP calculator:


  • Quick and Convenient


This is an easy-to-use tool that only requires you to input four variables. It also provides the calculation almost instantly, helping you save time when comparing multiple fund schemes. 


  • Free from Error


There can be an error in the calculation if you manually calculate the SIP amount you would require. This can never be the case with the PGIM SIP calculator. In addition to this, using the SIP calculator is not as complex as computing the SIP amount manually.


  • Aids in Better Decision-Making


Since you can use this tool to compare the SIP amount needed for different mutual funds, this makes it easier to choose the best-suited scheme for you. It allows you to make an informed decision on whether a mutual fund is appropriate to fulfil your financial goal.


  • Free Availability


Since this financial tool is available online, you can access it through your laptop or smartphone and plan your investment hassle free.


  • Helps Meet Financial Goals


This EMI calculator can help you save for your short-term goals or build a corpus for your long-term financial needs. It encourages you to save by helping you know the right time to start investing for your particular needs. This way, you can plan the contributions you need to make towards your specific goals and meet them timely.

Hence, it is essential to determine the amount you are expected to invest before choosing a mutual fund through an SIP route. Compare different mutual fund investment options on Bajaj Markets and choose one that best suits your financial goals.

FAQs on the PGIM SIP Calculator

How accurate are SIP calculators?

As a calculation tool, a SIP calculator will deliver accurate results. However, you must enter the right information, and any error on your part could result in an incorrect calculation.

What are the variables to be added in the PGIM SIP Calculator to compute potential returns?

Is SIP a risk-free investment?

What is the minimum investment amount for mutual funds through SIP?

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