Union Bank of India SIP Calculator

The Systematic Investment Plan (SIP) is a method of investment in mutual funds wherein you need to invest a specific amount at regular intervals. You can invest weekly, monthly, bi-monthly, semi-annually, or annually. When investing in a mutual fund through the SIP route, careful planning is essential to achieve your financial goals. You can use the Union Bank of India SIP calculator to determine the SIP contribution amount that helps you earn potential returns.Read on to learn more about the UBI SIP calculator and how you can use it to make informed decisions about which mutual fund to choose.
Monthly SIP
I want to invest (Monthly)
₹ 1000 ₹ 100000
For a Period of
1 Y 30 Y
Expected Growth Rate
1 % 30 %

Future value of your Investments

Total Investment

Total Gains

Illustrative Compounded Growth line

Select Inflation%

  • 4%
  • 6%
  • 8%

Goal Amount

You need to Invest today

Total Investment

Interest Earned

Illustrative Investment vs Interest Earned* dognut

Total Investment
Interest Earned
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How to Use the Union Bank of India SIP Calculator

The Union Bank of India SIP calculator is an online tool that allows investors to assess if a particular fund can help them fulfil their financial goals. Here is how you can use the SIP calculator from Union Bank of India:


  • Step 1: Enter the amount you plan to accumulate

  • Step 2: Add the expected rate of return of the mutual fund 

  • Step 3: Select the investment horizon

  • Step 4: Click on the ‘Calculate’ button to get the monthly SIP amount you have to invest 


Alternatively, you can also use the other option, by clicking on ‘I want to invest’ and adding the required values. This option is for investors who know how much they are willing to invest, and want to know their expected returns.

What is the Formula to Calculate the Expected Returns from SIP investments?

To know your expected returns, use the following mathematical formula:


A = P*((1+i)^n)-1)/i)*(1+i)



‘A’ is the maturity amount of the SIP

‘P’ is the investment amount

‘i’ is the compounded rate of return (annual rate of return divided by 12)

‘n’ is the number of months

What are the Advantages of Using the Union Bank of India SIP Calculator?

The manual approach of calculating potential returns or the SIP amount for a mutual fund can be complex and tiresome. In addition, there is always a probability of human error in calculations. However, no such issue arises when you use the Union Bank of India SIP calculator.


Besides this, here are some other advantages that you get to enjoy when using the Union Bank of India SIP calculator to compute expected returns:


  • Quick and Easy to Use


This online tool is quite easy to use as you can calculate the SIP amount by entering three variables. In addition, it also allows you to save time, as calculations are much quicker with the Union Bank of India SIP calculator than the manual approach. 


  • Helps Make Better Decisions


Since you can use this tool to compare multiple mutual funds, you can use it to select a suitable one. In other words, use this tool to assess if a particular fund will be able to fulfil your financial goal.


  • Free Accessibility


You can access the UBI SIP calculator facility free of cost. Also, you can use it any number of  times, as per your convenience, without restriction. You can use this online tool from the comfort of your home through your smartphone or laptop and plan your investment conveniently.


  • Helps Save for Specific Goals


This calculator also allows you to save for your specific goals. Whether they are short-term goals like purchasing a vehicle or long-term goals like paying for your child’s higher education, you can save for them conveniently. It lets you understand how much you need to save and when to start investing to reach your goals on time. 

To sum up, the calculator allows you to determine the amount you will have to pay as SIP payments to achieve the financial goal you set at the outset. To simplify the investing process and pick from numerous options, visit Bajaj Markets. In just a few clicks, you can invest in mutual funds online and with ease.

FAQs on the Union Bank of India SIP Calculator

How much will I be charged to calculate potential returns using the Union Bank of India SIP Calculator?

The Union Bank of India does not charge anything if you calculate potential returns or the SIP amount using the UBI SIP calculator. Moreover, there is no limit on free computations you can make using this calculator.

Do I need to make monthly contributions towards an SIP?

What are the variables needed to calculate expected returns on a mutual fund using the Union Bank of India SIP Calculator?

What is the minimum investment amount for mutual funds through the SIP mode?

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