Bajaj Housing Finance Limited (BHFL) is a wholly-owned subsidiary of Bajaj Finance Limited. Considered to be one of the most diversified NBFCs, BHFL’s mission is to fulfil the financial requirements of individuals and corporate entities with regards to purchase, construction and refurbishment of home and commercial spaces. The company is incorporated under the Companies Act of 1956 as a housing finance company and regulated by the National Housing Board (NHB). It is also a CRISIL AAA/Stable rated company. BHFL offers financial products like Home Loan, Loan Against Property and balance transfer facility on Home Loan and Loan Against Property.
The loans offered by BHFL can range up to Rs. 2.5 Cr, which can help you fulfil your requirements hassle-free.
BHFL Loans come with a flexible repayment term ranging up to 30 years. This will reduce the burden of early repayment.
The loans can be availed without you having to undergo the tedious process of document submission. With very less documentation requirements, the process is very smooth.
BHFL won the ‘BFSI Digital Innovation Award' at Express BFSI Technology Conclave and Awards in January 2020.
Apply for BHFL Loan using the following steps:
For any updates or queries with regards to BHFL products like EMI payment or account management, you can give a missed call at 7036222221 in case of a Home Loan and 7036222223 in case of Loan Against Property. Through the Customer Portal, you can raise a service request to have your queries resolved. You may also reach out to them through their email id wecare@bajajfinserv.in.
Depending on the loan product, you can get loans of up to Rs. 2.5 Cr.
You can repay your EMIs of BHFL loans through ECS, NACH, post-dated cheques.
The duration of the loan ranges up to 30 years.
The sanctioned loan limit will be determined based on your income, work experience, credit score etc.
There are no hidden charges with BHFL loans.
The pre-closure charges are 4% of outstanding loan amount plus GST on BHFL loans.