Zurich Kotak General Insurance

Zurich Kotak General Insurance is one of the leading companies in the non-life insurance segment in India. In 2024, Zurich Insurance Group, which serves in 200 countries, bought the majority stake in the company. 

 

Zurich Kotak General Insurance offers a comprehensive range of insurance solutions tailored to meet your diverse needs. It acts as your trusted financial partner with a focus on innovation and customer-centricity. On Bajaj Markets, you can get Zurich Kotak General Insurance plans at affordable premiums starting from ₹2,094 per year for car insurance and ₹714 per year for bike insurance.

On Bajaj Markets, you can browse through different policies to opt for one that aligns with your specific requirements. Here are the Zurich Kotak General Insurance plans available on  Bajaj Markets,:

This insurer has a solution tailored to all your requirements on the road. Check out the types of plans you can opt for-

On Bajaj Markets, you can browse through different plans and apply for the best-suited one from the comfort of your home. Follow these simple steps to get Zurich Kotak Insurance-

1. Click on the ‘Check Plans’ tab at the top of this page

2. Fill in information relating to your vehicle’s make, model, registration number, etc.

3. Enter your personal details

4. Get a quote for the insurance plan

5. Select a plan that best suits your requirements

6. Add suitable add-on covers

7. Attach all the necessary documents to proceed to the payments page

8. Pay the premium amount to receive the plan

You can enjoy a range of advantages with the comprehensive policies that this insurer provides. The following are some of the key features of Zurich Kotak Insurance plans:

• Cashless service

• Attractive discounts

• Comprehensive coverage

• Numerous add-ons

• No claim bonus

Choosing the right policy is crucial to ensure that you have adequate coverage at optimal prices. The following are some of the benefits you can enjoy-

• Cashless Services

Enjoy the convenience of cashless claim settlements at 1335+ partner garages, saving you from upfront expenses

• Optional Add-ons

Customise your insurance policy with optional add-ons to enhance coverage based on your specific needs.

• Towing Facilities

In case of breakdowns or accidents, Zurich Kotak General Insurance offers towing facilities for your vehicle

• Seamless Claims Process

Experience a hassle-free claims process with cashless or reimbursement facilities, providing quick settlements

• No Claim Bonus

Be rewarded for accident-free years with attractive discounts on your renewal premium

• Voluntary Deductibles

Opt for a higher voluntary deductible to reduce your premium while retaining coverage

• Numerous Discounts

Enjoy various discounts based on your Automobile Association of India (AAI) membership and other factors to save on premiums.

When opting for a policy, understand the inclusions and exclusions to determine its scope of coverage. Here’s a breakdown of what is covered and what is excluded under Zurich Kotak General Insurance plans:

The following are a few factors that influence how much premium you will have to pay for Zurich Kotak Insurance-

• Type of Policy

Comprehensive coverage is generally more expensive than third-party insurance due to the broader range of risks covered.

• Duration of Policy

Opting for a longer policy duration can often result in lower premiums compared to shorter periods.

• Make, Model, and Variant of the Vehicle

As premiums depend on Insured Declared Value (IDV), high-end vehicles tend to have higher premiums.

• Registration Year

Older vehicles generally have lower insurance premiums compared to newer models due to depreciation.

• Location of Registration

Areas with higher accident rates or theft risks may have higher insurance costs.

• No Claim Bonus

A clean claim history earns you a no claim bonus, which reduces your premium with each claim-free year.

• Add-ons

While they enhance protection, additional coverage options can also increase your premium.

Understanding the potential premiums is an important factor while comparing policies. Follow these simple steps to compute your premium on the Zurich Kotak Insurance plan-

1. Visit the insurance premium calculator page

2. Enter your car registration number, mobile number, and PIN code

3. Click on the ‘Get Quote’ button to get an estimate

You can opt for add-ons to enhance your plan’s protection. Check out some of the add-on covers you can opt for with Zurich Kotak General Insurance policies-

• Consumables Cover

• 24x7 Roadside Assistance

• Depreciation Cover

• Engine Protect

• No Claim Bonus (NCB) Protect

• Return to Invoice

• Loss of personal belongings, Key Replacement, Tyre Cover, and Daily Car Allowance

• Tyre Cover Daily Car Allowance