Address your financial needs with a 9-month personal loan. Enjoy low rates and fast approval with an easy online application process.
Avail Instant Personal Loans ✓ Loan up to 50 Lakhs ✓ Quick Disbursal ✓ Minimum Documentation!
If you are facing urgent financial needs, a personal loan for 9 months can be the ideal solution. This type of loan provides a quick, flexible option to cover unexpected expenses while allowing you to repay the amount swiftly without the burden of long-term debt.
Whether it is a sudden medical emergency or unexpected high bills, you have the freedom to use the funds as needed. On Bajaj Markets, explore personal loans of up to ₹50 Lakhs from various lenders and benefit from competitive interest rates and a smooth application process.
Features and Benefits
A 9-month loan offers numerous perks, making it an excellent choice for short-term financial needs. Here is a list of some benefits of getting a loan on Bajaj Markets:
Quick Approval and Disbursement
Enjoy a fast and hassle-free application process, designed to provide funds quickly during financial emergencies.
Substantial Funding
Borrow a high loan amount of up to ₹50 Lakhs via Bajaj Markets to cover various needs with ease.
Competitive Interest Rates
You can enjoy attractive interest rates starting from 9.99% p.a. when you borrow via this platform.
Wide Range of Lenders
Choose from multiple banks and Non-banking Financial Companies (NBFCs) to find the best loan offer with the most affordable interest rates.
No Collateral Required
These short-term loans are unsecured, so you do not need to pledge any assets like property or gold. This makes it an accessible funding option.
Flexible Usage
You can use the loan amount for any purpose, such as medical emergencies, home repairs, or clearing other debts, without any restrictions.
Minimal Documentation
The application process on Bajaj Markets is simple and requires minimal paperwork, saving you time and effort.
Zero Hidden Charges
You can enjoy a completely transparent process with no hidden or undisclosed fees for the loan.
Bajaj Markets provides access to personal loans from multiple partners with competitive interest rates for a 9-month tenure. Below is a list of lenders, along with details about maximum loan amounts and tenure, interest rates, and processing fees.
Partner |
Maximum Amount |
Interest Rate |
Tenure |
Processing Fees (excluding GST) |
Bajaj Finance Limited |
₹35 Lakhs |
10% p.a. |
96 Months |
Up to 3.93% |
CASHe |
₹4 Lakhs |
2.79% p.m. |
18 Months |
Up to 5.5% |
Federal Bank |
₹5 Lakhs |
11% p.a. |
48 Months |
0.70% to 2.80% |
Fibe |
₹5 Lakhs |
14% p.a. |
36 Months |
Up to 2% |
Finnable |
₹10 Lakh |
15.95% p.a. |
60 Months |
Up to 3% |
IIFL Finance |
₹5 Lakhs |
18% p.a. |
42 Months |
2% to 6% |
Incred |
₹10 Lakhs |
16% p.a. |
60 Months |
2% to 5% |
Kissht |
₹4 Lakhs |
14% p.a. |
24 Months |
3% to 5% |
Kotak Mahindra Bank |
₹40 Lakhs |
10.99% p.a. |
72 Months |
Up to 1.10% to 1.50% |
KreditBee |
₹5 Lakhs |
14% p.a. |
24 Months |
Up to 3% |
L&T Finance |
₹7 Lakhs |
12% p.a. |
48 Months |
Up to 2% |
MoneyTap |
₹5 Lakhs |
18% p.a. |
36 Months |
5% to 10% |
Moneyview |
₹10 Lakhs |
1.33% p.m. |
60 Months |
Starting from 2% |
mPokket |
₹45,000 |
24% p.a. |
90 Months |
₹50 to ₹200 |
Muthoot Finance |
₹15 Lakhs |
14.50% p.a. |
60 Months |
2% to 4% |
Olyv |
₹1 Lakh |
18% p.a. |
12 Months |
2% to 12% |
PaySense Partners |
₹5 Lakhs |
15% p.a. |
60 Months |
2% to 2.5% or ₹500, whichever is higher |
Privo |
₹5 Lakhs |
9.99% p.a. |
60 Months |
1% to 3% |
SMFG India Credit |
₹25 Lakhs |
12% p.a. |
60 Months |
0% to 6% |
Upwards |
₹5 Lakhs |
1.5% p.m. |
36 Months |
Up to 4% |
YES BANK |
₹50 Lakhs |
12.50% p.a. |
72 Months |
Up to 2.75% |
Zype |
₹3 Lakhs |
18% p.a. |
12 Months |
2% to 6% |
Disclaimer: The above-mentioned information is subject to change as per changes in issuers’ policies.
This loan is an excellent choice for short-term financial needs. Here is why a 9-month personal loan can be the right fit for you:
Helps Save on Overall Interest Payments
The short tenure of 9 months helps you save on the total interest paid, as the loan is repaid more quickly.
Allows Flexible Use of Funds
A 9-month personal loan allows you to use the funds for various needs, from medical emergencies and home repairs to travel. There are no restrictions on how the money is spent.
Comes with High Chances of Approval
The shorter repayment duration also helps improve your chances of getting approved, making it easier to access the financial support you need in a timely manner.
Can Enhance Your Credit Score
Clearing the dues as per the repayment schedule can positively affect your credit score, potentially making it easier to qualify for credit in the future.
Helps Clear Dues Quickly
The short repayment period helps you repay the loan quickly, freeing you from long-term financial commitments and providing quicker financial relief.
While applying for the short-term loan via Bajaj Markets, you need to qualify for the loan as per the following terms:
You must be a citizen of India
Your CIBIL score must be 600 or higher
You should be at least 18 years old
You need to be either salaried or self-employed
You must have a minimum monthly income of ₹10,000
You should have at least 1 year of work experience
You will need to provide the following documents to prove your eligibility:
2 passport-size photographs
Identity Proof:
PAN card
Aadhaar card
Voter ID
Passport
Driving licence
Address Proof:
Voter ID
Aadhaar card
Passport
Driving licence
Electricity bill
Telephone bill
Income Proof:
Bank statements for the last 3 months
Salary slips for the last 3 months
Applying for a personal loan on this platform is quick and easy. Just follow these simple steps:
Visit the website and click on ‘Loans’
Select the ‘Personal Loan’ option
Click on ‘Check Offers’
Enter your profession, mobile number, and pincode
Complete the verification process, review the loan offers, and select the one that suits you best
Once you accept the offer, the funds will be transferred to your bank account.
Frequently Asked Questions
Can I get a personal loan for 9 months?
Yes, you can get a personal loan for 9 months with ease through Bajaj Markets. You can get the loan without any collateral and enjoy competitive terms.
What is the maximum loan one can get for a 9-month tenure?
You can get a personal loan of up to ₹50 Lakhs for a tenure of 9 months through Bajaj Markets. The loan amount you qualify for will depend on your eligibility criteria, such as income, credit score, and the lender's policies.
Who can apply for a personal loan for 9 months?
To qualify for a personal loan from Bajaj Markets, you need to meet the following criteria:
Indian citizen
Minimum age of 18
Salaried or self-employed
CIBIL score of 600 or higher
Minimum monthly income of ₹10,000
At least 1 year of work experience
How soon can I get a 9-month personal loan?
If your application is approved on Bajaj Markets, you can receive the sanctioned amount to your account within minutes. This ensures you get the required financial support without delay.
Do 9-month personal loans have higher interest rates?
The interest rate for a personal loan of 9 months depends on the lender you choose, along with your overall financial profile. On Bajaj Markets, the interest rate for personal loans starts from 9.99% p.a.
Can a person with a negative credit score apply for a 9-month personal loan?
If you have a low or no CIBIL score, you can apply for a 9-month loan with a co-applicant or guarantor who has a better credit score and stable income. This can improve your chances of approval.
Can I extend my time for repayment?
Yes, in some cases, you may be able to extend your repayment period for a personal loan. However, this depends on the lender's policies.
Does my 9-month personal loan affect my credit score?
Repaying your personal loan on time improves your credit score by showing lenders you are a reliable borrower. This can help you secure better credit in the future. However, missed or late payments can lower your score, making it harder to get loans or credit cards later on.
