Accidents can be devastating to a person's life and the lives of their loved ones. With time and the help of friends and family, the emotional and psychological consequences of a significant accident can be managed. However, the financial element is the most important. With the high cost of medical care, it's always a good idea to have a back-up plan in place.
Accidents can leave you with permanent or partial disabilities, as well as a lot of medical bills. This is why we present to you, Manipal Cigna Health Insurance's Flexicare Group Insurance Policy - Accident Injury, Modification and Support Items Cover, which provides coverage up to Rs. 4 Lakhs in case of accidental disability or the need for modifications and support items.
Option 1 |
Sum Insured |
Option 2 |
Sum Insured |
Option 3 |
Sum Insured |
PTD |
Rs. 2 Lakhs |
PTD |
Rs. 3 Lakhs |
PTD |
Rs. 4 Lakhs |
PPD |
Rs. 2 Lakhs |
PTD |
Rs. 3 Lakhs |
PTD |
Rs. 4 Lakhs |
Modification Allowance Cover |
Rs. 20,000 |
Modification Allowance Cover |
Rs. 20,000 |
Modification Allowance Cover |
Rs. 20,000 |
Support Items Cover |
Rs. 20,000 |
Support Items Cover |
Rs. 20,000 |
Support Items Cover |
Rs. 20,000 |
Premium including GST (Rs.) |
Rs. 114 |
|
Rs. 154 |
|
Rs. 194 |
Please see the policy wordings for a list of exclusions.
Fill out the online application form and pay the fee using your chosen method of payment to apply for Accident disability, Modification & Support items cover. The following is a step-by-step guide to completing the purchase.
In order to apply for a claim, you are encouraged to connect with our team put together to help serve you best. They are available via the following methods.
Email - servicesupport@manipalcigna.com
Insurer’s Toll-free number provides insured individuals with immediate action - 1800-102-4462.
A life insurance policy provides a death benefit and a maturity benefit, depending on the plan's terms. It does not cover treatment for injuries sustained as a result of an accident. Even if life insurance is active, it is important to purchase a personal accident policy.
Yes, you will benefit from add-ons on such coverage. You would, however, have to pay an extra premium for the Add-ons.
Yes, since accidents are totally unpredictable. As a result, regardless of age, gender, occupation, or other factors, everyone should purchase the policy.