What is Accident disability, Modification & Support items Cover
An unexpected accident or mishap can cause injuries that can hinder your day to day activities, and you might need support items. These support items can get quite expensive. With a plan like Accident disability, Modification & Support items Cover in place, you can save a lot and not drain your savings.
Secure your health with Accident disability, Modification & Support items Cover offered by Manipal Cigna Health Insurance on Bajaj Markets at just Rs.99/year. Scroll below to find more.
How to Apply for the Accident Disability, Modification & Support items Cover
Fill out the online application form and pay the fee using your chosen method of payment to apply for Accident disability, Modification & Support items cover. The following is a step-by-step guide to completing the purchase.
That’s it! You will receive the insurance policy details on your registered email ID.
Eligibility Criteria
All Indian citizens above the age of 18 are eligible for this plan.
What's Covered under Accident disability, Modification & Support items Cover
Support Items Cover
If the insured person suffers from an injury due to an accident and it directly impacts the covered individual and he/she needs support items, it is covered under this plan.
Plan Details
Option 1 |
Sum Insured |
Option 2 |
Sum Insured |
Option 3 |
Sum Insured |
PTD |
Rs. 2 Lakhs |
PTD |
Rs. 3 Lakhs |
PTD |
Rs. 4 Lakhs |
PPD |
Rs. 2 Lakhs |
PTD |
Rs. 3 Lakhs |
PTD |
Rs. 4 Lakhs |
Modification Allowance Cover |
Rs. 20,000 |
Modification Allowance Cover |
Rs. 20,000 |
Modification Allowance Cover |
Rs. 20,000 |
Support Items Cover |
Rs. 20,000 |
Support Items Cover |
Rs. 20,000 |
Support Items Cover |
Rs. 20,000 |
Premium including GST (Rs.) |
Rs. 114 |
|
Rs. 154 |
|
Rs. 194 |
Claim Process
In order to apply for a claim, you are encouraged to connect with our team put together to help serve you best. They are available via the following methods.
Email - servicesupport@manipalcigna.com
Insurer’s Toll-free number provides insured individuals with immediate action - 1800-102-4462.
FAQs
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✔️Is purchasing a Accident disability, Modification & Support items Cover appropriate if the policyholder already has life insurance?
A life insurance policy provides a death benefit and a maturity benefit, depending on the plan's terms. It does not cover treatment for injuries sustained as a result of an accident. Even if life insurance is active, it is important to purchase a personal accident policy.
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✔️Are there any add-ons available for this sort of coverage?
Yes, you will benefit from add-ons on such coverage. You would, however, have to pay an extra premium for the Add-ons.
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✔️Should a low-risk individual purchase an Accident disability, Modification & Support items cover?
Yes, since accidents are totally unpredictable. As a result, regardless of age, gender, occupation, or other factors, everyone should purchase the policy.
