Accident Permanent Total Disablement Benefit

Coverage of up to Rs. 5 Lakhs | Buy Accident Permanent Total Disablement Cover at just Rs. 69

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What is Accident Permanent Total Disablement Benefit

An unfortunate accident can lead to permanent or partial disabilities. Availing treatment for such injuries and impairments can be incredibly expensive. To stay financially secured during such situations, consider availing the FlexiCare Group Insurance Policy - Permanent Total Disablement Benefit plan provided by Manipal Cigna Health Insurance. With this plan, the insured individual is entitled to coverage amounting to up to ₹4 Lakhs in the event of accidental disability and which may require modifications and support items.

Policy Plan and Details

Here are the details regarding the coverage, premium, and validity of the Accident Permanent Total Disablement Benefit plan:

Coverage	Premium (including GST)	Plan Validity
Up to ₹2 Lakhs	₹69	1 Year
Up to ₹4 Lakhs	₹114
Up to ₹5 Lakhs	₹139

Key Features and Benefits of Accident Permanent Total Disablement Benefit

Accidental Permanent Partial Disablement Benefit

In the event that those insured under this insurance plan run into an accident that leaves them with a permanent partial disablement, they are entitled to be paid a percentage of the sum insured based on the severity of the disablement.

Accidental Permanent Total Disablement Benefit

In the event that those insured under this insurance plan run into an accident that leaves them with a permanent total disablement, they are entitled to be paid a percentage of the sum insured based on the category of disablement.

Eligibility Criteria

Here are the details of the age limit to apply for the Accident Permanent Total Disablement Benefit:

Minimum Entry Age	Maximum Entry Age
18 Years	65 Years

What's Covered?

Permanent Partial Disablement Due to an Accident

In the event that the insured person incurs any permanent partial disablement due to an accident, they are offered a percentage of the sum insured based on the level of disablement. In order to have a deeper understanding of the same, please refer to the policy wordings.
Permanent Total Disablement Due to an Accident

In the event that the insured person incurs any permanent total disablement due to an accident, they can avail the coverage under this plan. In order to have a deeper understanding of the same, please refer to the policy wordings.
Cover for Accidental Support Items

In the event that the insured individual suffers from an accident that directly impacts their functioning and is prescribed support items by a licensed medical practitioner, they can get coverage for the same amounting to up to ₹20,000.

What is not covered?

Policyholders of this plan are not provided with coverage for the following:

Pre-Existing Ailments

Any diseases or illnesses that you may have been diagnosed with before purchasing this policy are not covered by this plan.
Adventure Sports

Accidents incurred as a result of participation in adventure sports are not included under this plan.

How to Apply for Accident Permanent Total Disablement Benefit?

You can apply for the Accident Permanent Total Disablement Benefit by following these three easy steps:

Click on ‘Buy Now’

Visit the Accident Permanent Total Disablement Benefit product page on Bajaj MARKETS and click on ‘Buy Now’.
Enter Your Details

Fill in all your necessary details in the online application form.
Pay the Insurance Premium

Use any online mode of payment to pay the premium for your Accident Permanent Total Disablement Benefit.

That’s it! Your Accident Permanent Total Disablement Benefit policy documents will be sent to your registered email ID.

How to File a Claim?

You can easily file a claim under this insurance policy in the following ways:

By a phone call: Call the toll-free number 1800-102-4462 and talk to a customer executive from Manipal Cigna Health Insurance.
Through e-mail: Send a mail to servicesupport@manipalcigna.com along with the necessary documents.

Customer Care Details

For any queries related to the Accident Permanent Total Disablement Benefit, you can connect with Bajaj MARKETS at insuranceconnect@bajajfinservmarkets.in.

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