Coverage of up to Rs. 1 Lakh | Buy Comprehensive Parent Cover at just Rs. 234

What is Comprehensive Parent Cover?

To afford the best healthcare for your parents, you can avail of a comprehensive Parent Cover. Such insurance for dependent parents is tailored to extend financial support, helping you offer the best possible treatment to your parents. Get this plan through Bajaj MARKETS and get a high-value sum assured at just Rs. 234 per/ year. To know the ins and outs of the insurance plan, refer to the following section!

Key Features of Comprehensive Parent Cover

A Comprehensive Parent Cover comes with the following features:

Pocket-friendly plan

Pay an affordable premium amount of Rs. 234 and get a high-sum assured under the Comprehensive Parent Cover.

High-value coverage amount

The plan offers a high coverage amount of up to Rs. 1 Lakh, helping manage hefty treatment expenses.

Secures a large age group

An extensive age group of 18 to 65 years is eligible to reap the benefit of Comprehensive Parent Cover.

Coverage for both parents

The plan offers extensive protection to both the dependent parents and offers them the insured sum.

How to Apply for a Comprehensive Parent Cover?

Applying for Comprehensive Parent Cover is easy and hassle-free. All you have to do is to follow the below-mentioned simple steps:

  • Click on 'Buy Now

    Tap on the 'Buy Now' button on the product page.

  • Share details

    Fill out the online application form with relevant information.

  • Complete the payment

    Finally, initiate the online payment for the premium amount to purchase the plan.

 

On a successful application, you will get all policy and membership-related details on your mail ID. 

Eligibility Criteria

To get the Comprehensive Parent Cover, you need to meet the following eligibility criteria:

 

  • Individuals applying for the plan must fall in the age bracket of 18 years to 65 years. 

What’s Covered in the Plan?

  • Extensive coverage

    The plan will offer a high sum assured to the dependent parents during the policy year if any disease or accident has caused them to suffer severe injuries, permanent total impairment or permanent partial disablement.

  • Covers both the parents

    Under the plan, both surviving and dependent parents will receive financial support, and the sum assured will be equally distributed between them. In case there is one surviving parent, the entire coverage amount will be given to him or her.

Policy Plan Details and Specifications

Here are all the details of Comprehensive Parent Cover:

 

  • Coverage: Coverage of up to Rs. 1 Lakh 

  • Validity: 1 year.

  • Payment mode: UPI, mobile wallet, credit/ debit card, etc.

What’s Not Covered in Comprehensive Parent Cover?

It is imperative to know the following exclusion in insurance for dependent parents.

  • Injuries from adventure sports

The plan does not cover the injuries resulting from adventure sports.

  • Pre-existing medical condition

You will also not get any compensation for pre-existing illnesses. 

How to make a claim?

Claims related to Comprehensive Parent Cover can be raised by following any of the two modes:

  • By calling on toll-free number

Make a claim by dialling 1800-102-4462.

  • Via email

Write an email and send it to servicesupport@manipalcigna.com

Customer Care Details

If you have any doubts, queries or grievances related to Comprehensive Parent Cover's coverage, claim process, exclusions and inclusions etc., reach out to the customer care executive by sending an email at insuranceconnect@bajajfinservmarkets.in.

Comprehensive Parent Cover - Frequently Asked Question

  • ✔️Will I get different cover options in Comprehensive Parent Cover?

    No, under Comprehensive Parent Cover, you will get only one cover option of Rs. 234 for a sum insured of Rs. 1 Lakh.

  • ✔️What are the diseases for which the waiting period is relevant?

    A waiting period of 24 months is applicable for specific diseases like cataracts, non-infectious arthritis, Osteoarthritis, Rheumatism, Gout, Varicose veins, varicose ulcers, benign prostate hypertrophy, stones in urinary urogenital, fissure, CSOM (Chronic Suppurative Otitis Media), Gastric and duodenal ulcer, Polycystic Ovarian disease etc.

  • ✔️Does this plan cover a 70-year-old?

    No, a 70-year-old will not get coverage under Comprehensive Parent’s Cover. The plan extends financial support to those falling in the age group of 18 years to 65 years.

  • ✔️Will the plan get automatically renewed?

    No, the plan will not get automatically renewed. After the validity of the plan expires, you have to repurchase it by contacting the insurer.

  • ✔️Does Bajaj MARKETS extend Comprehensive Parent’s Cover?

    No, Bajaj MARKETS does not offer Comprehensive Parent's Cover. It is a diversified marketplace that collaborates with leading insurance companies, helping you avail a wide range of products through the platform.