What is Counselling Cover 2?

Taking care of the general well-being of your child can be tricky. You might not understand their mood and the things that might bother them. The formative years of a child's life are instrumental in building their personalities. Hence, you would want your child to be healthy and unaffected by these externalities during these years. Don’t worry! You can safeguard your child's physical and mental well-being by reaching out to nutritionists, general practitioners, and psychologists.

You can get all these benefits at just Rs. 678/year by buying the counselling cover 2 offered by Aditya Birla Health Insurance Co. Ltd. The policy is for children between the ages of 2 to 18 years and helps them reach out to different kinds of health experts. Let’s learn more about this cover.

 

How to apply for Counselling Cover 2?

You can apply for the Counselling Cover 2 with just a few simple steps:

  • Click on Buy Now

    Click on ‘Buy Now’ and enter your details in the application form.

  • Confirm Your Application

    Enter your mobile number to receive an OTP. Use the code to confirm your online application form.

  • Pay the Premium

    You can pay the premium amount online using your credit card, debit card, UPI, mobile wallet, or payment modes.

  • Receive Your Policy Details

    Once you have completed the above steps, you will receive an email and a WhatsApp text with all the details of your Counselling Cover for Women.

That is all! Once the company receives the payment, you will receive your membership details and policy documents. The details will be shared on the e-mail ID.
 

Eligibility Criteria

 

If you want your child to be eligible for the benefits of Counselling Cover 2, they must meet the given simple parameters: 

 

  • The child covered under the plan should be between the ages of 2 to 18 years as on their last birthday.

 

Your membership request might be rejected if the eligibility criteria are not met.

What's Covered Under Counselling Cover 2

 

Here are some of the inclusions of the Counselling Cover 2:

 

  1. Unlimited Consultations

Counselling Cover 2 covers the physical well-being of the child. If you buy the policy, you can access unlimited teleconsultations with a nutritionist or a general physician. You can discuss any nutritional issues or changes in food habits with the specialists under this plan.

 

  1. Mental Health Counselling

The cover also safeguards the mental wellness of your child. Under the policy, you get access to unlimited teleconsultations with a psychologist who can help you understand the stress and other factors that might impact your child's mental health.

 

What’s more?

 

  • Under the plan, you can check the availability of doctors and choose your preferred doctor and a time slot. 

  • You can use the membership portal to cancel or reschedule the appointments without additional charges.

Note: You must check the link received via SMS to know the details of the consultation booking. 

Policy Plan Details & Specifications for Counselling Cover 2

 

The details of the plan and its specifications include:

 

  • Coverage limit

 

All teleconsultations with nutritionists, psychologists, and general practitioners during the policy period. 

 

  • Validity

 

The counselling cover 2 is valid for a tenure of one year.

What’s not Covered under Counselling Cover 2? 

 

There are some aspects of your child’s health that are not covered under Counselling Cover 2:

 

  • Physical Consultations (OPD)

 

Physical consultations at an OPD, including a meeting with a nutritionist, general practitioner, psychologist, or another doctor in person will not be covered under the plan. 

 

  • In-patient Treatment Expenses

 

The plan will not cover any in-patient treatment expenses.

 

  • Treatment of patients beyond 18 years

 

If your child is older than 18 years as per the last birthday, the expenses of the teleconsultations will not be covered under the policy.

How to Make a Claim

 

The process of making a claim is quite simple:

 

  • Call

 

You can raise a claim for the policy by reaching out to the toll-free number. Place a call at 1800-270-7000 and register your request.

 

  • E-mail

 

You can also drop in an email at healthinsurance@adityabirlacapital.com to explain the requirements. Don’t forget to mention your policy number and other relevant details.

Customer Care Details

 

You can also reach out to us if you have any questions about the policy. You can drop in a mail at insuranceconnect@bajajfinservmarkets.in. 

 

Frequently Asked Questions

  • ✔️Will my child’s hospitalisation expenses be covered under Counselling Cover 2?

    No, the Counselling Cover 2 policy will not cover the cost of any kind of hospitalisation expenses. The policy only covers teleconsultations with nutritionists, psychologists, and general practitioners. 

     

  • ✔️How can I book a teleconsultation under the policy?

    Once you buy the policy, you will get a ‘GetVisit’ link. You can use this link every time you want to book a teleconsultation. You can create an account and access the platform whenever you want to book a teleconsultation. 

     

  • ✔️Will the consultation expenses be covered if my doctor asks the child to visit them?

    No, the cost of walk-ins and OPDs are not covered under the plan. The policy only covers teleconsultations.

     

  • ✔️Will my doctor give a prescription after the teleconsultation?

    Yes, the doctor will give a digital prescription post the consultation call. You will receive the link to the prescription via SMS.

     

  • ✔️How long is the counselling cover 2 valid for?

    The counselling cover 2 is valid for a tenure of one year only.