Teleconsultation, pharmacy, and path labs are crucial to healthcare and help in treating innumerous ailments. However, these life-saving services can be expensive and difficult to access. This can cause serious strains on your and your family’s finances. A good healthcare plan can help you tackle these expenses and help you get the healthcare you need.
Bajaj Markets brings to you Health Package 1, this comprehensive healthcare plan covers teleconsultation, pharmacy and path lab related costs. When you subscribe to this plan, you’ll receive unrestricted teleconsultation with doctors for a period of year, up to 40% discounts on lab tests, and up to 20% discounts on pharmacy bills.
The application process for this insurance plan is simple and straightforward. Here’s how you can get started:
Tap on the ‘Buy Now’ button on the product page.
Enter required details in the online application form.
Complete the online payment.
Once the payment is done, you’ll receive the membership details and welcome kit on your registered email ID.
In order to subscribe to the Health Package 1- Teleconsultation, Pharmacy & Path labs, you must meet some basic eligibility criteria:
You must be an Indian resident
You should be 18 years and above
Here’s what’s covered under the Health Package 1- Teleconsultation, Pharmacy & Path labs:
Consult doctors from the comfort of your home at just the click of a button.
Get teleconsultations with live video and voice calls with a physician.
Get access to both general physicians and specialists.
Get consultations from general physicians via the “Live Doc India by Allianz Partners” app and for consultations from specialists, call the toll-free number.
Interact with specialists and doctors as per your suitability.
Upload medical pictures, reports or prescriptions to consult with the doctor.
Get e-prescription on the app when consulting with general physicians, and over email when consulting with specialists.
Get consultations in both English and Hindi.
Get unlimited teleconsultations during the policy year.
Facility |
Covered event |
Medical teleconsultation |
Consultation with a physician/registered medical practitioner for illness or injury which is not a medical emergency or life-threatening. |
The physician answers the policyholder’s questions concerning his/her medical condition following an immobilization, hospitalisation or illness and the prescription is made by the treating doctor. The doctor provides an opinion regarding what in specific the policyholder should or should not do to restore or preserve health. Information on general health issues such as health care facilities, general medical issues, risk factors, drug issues, preventive information, information on alternative medicine, and pain management centres are provided.
Discount Structure |
||||
PHARMACY |
GEN |
SURG |
FMCG |
PRIVATE LABEL |
10% |
10% |
10% |
3% |
15% |
Allianz Assistance will issue discount code(s) to the policyholders.
At the time of purchase of medicines from Apollo and 1Mg online, customers will have to apply the code, and will be eligible to receive discounts up to 20%.
Path Labs discounts
Get up to 40% discounts on lab tests.
Product |
Services |
Price including GST |
Teleconsultation |
Unlimited teleconsultation |
Rs. 354 |
Pharmacy |
Up to 20% discounts on Pharmacy-1Mg and Apollo |
|
Path Labs |
Up to 40% discount on lab tests on 1MG |
Here’s what’s not covered under this plan.
Teleconsultation
All medicines and/or tests that are prescribed by the doctor for treatment or further diagnosis.
There may be times when the consulting doctor may not be able to provide an assessment using telehealth consultation. Doctors are trained to assess the appropriateness of conducting telehealth consultations on a case-by-case basis. They are required to ensure that each consultation meets the standards required for patient examination and evaluation: if they are unable to make a full and adequate assessment for advice, based on high-quality evidence, they will sometimes recommend that the subscriber visit a doctor physically.
Tele consultations when the teleconsultation service identifies a medical emergency.
You can raise a claim by contacting the insurer by writing to them at connectathealth@allianz.com or by calling on their toll-free number 1800 419 9039.
You can connect with us at Bajaj Markets by writing to us at insuranceconnect@bajajfinservmarkets.in in case of any queries.
The premium for this plan is Rs. 354 per year.
The Health Package 1 covers teleconsultation, pharmacy & path labs.
You can get unlimited teleconsultations under this plan.
No, pre-existing conditions are not covered under this policy.
Indian residents between the ages of 18 and 65 are eligible for this plan.