The treatment of heart-related diseases has escalated in recent years. Sometimes, you may overlook minor symptoms that indicate a much more severe heart condition. Thus, it is essential to get tested regularly to keep your health in check. In case of a sudden heart-related disease, like an unexpected heart attack, it can get difficult to manage your finances and cover treatment costs. The Group Protect policy – Heart Secure policy from Aditya Birla Health Insurance Co. Ltd. helps you by offering financial security for the treatment and surgery of your heart. You can avail the benefits of the Heart Secure Plan for up to Rs. 1 lakh at a nominal value of Rs. 1,358. Let us see some of the main features of this insurance plan.
Listed below are the key features of the Heart Secure Plan:
You can apply for this cover with just a few simple steps:
All done! Once you have completed the above steps, you will receive an email and a WhatsApp text with all your Heart Secure Plan details.
To be able to purchase the Heart Secure Plan, you must meet the following condition:
You should be between the age of 18 and 55 years, as on the date of your last birthday.
The following are the inclusions of the Heart Secure Plan that make it a great asset:
The Heart Secure Plan offers a 100% payout.
The Heart Secure Plan covers up to 7 conditions. These conditions include the following:
Open Chest CABG
Heart Valve Repair or Open Heart Replacement
First Heart Attack of specified severity
Permanent Symptoms arising from stroke
Implantable Cardioverter Defibrillator
Minimally Invasive Surgery of Aorta
Here are the policy details and specifications of the Heart Secure Plan:
The Heart Secure Plan offers maximum coverage of up to Rs. 1 lakh.
The Heart Secure Plan is valid for a tenor of one year.
You will not be repaid under the Super Top-up Cover in the event of the following situations:
Any sickness or illness, other than those specified under the Heart Secure Plan.
Any pre-existing illnesses or conditions
Expenses incurred on in-patient costs
If you are above 55 years of age
You can reach out to the customer care team to raise a claim in any of the following ways under this Heart Secure Plan:
You can call the toll-free number, 1800-270-7000, to claim the expenses you have incurred on the treatment and surgery of your heart.
You can email email@example.com mentioning your policy number and other relevant details.
You can always send us an email at firstname.lastname@example.org and quickly resolve all your queries and doubts regarding the Heart Secure Plan policy, its coverage, and more. The team is here for your assistance.
The premium amount you have to pay to avail of the Heart Secure Plan benefits is Rs. 1,358. The premium amount is inclusive of all taxes.
The Heart Secure Plan offers 100% coverage for seven heart conditions as specified under the Heart Secure Plan.
The tenure of the Heart Secure Plan plan is valid for one year.
The Heart Secure Plan shall not be admissible for any illness or disease other than those specified as heart secure under this policy. Moreover, pre-existing conditions or illnesses, and in-patient costs are also excluded. Patients aged more than 55 years are not eligible to avail of the benefits under the plan.
The Heart Secure Plan offers maximum coverage of up to Rs. 1 lakh at a minimal premium of just Rs. 1358/year.
The initial waiting period for this Heart Secure Plan is 120 days, while the waiting period for the survival period is 30 days.