Buy Heart Secure Plan at just Rs 1,358

What is the Heart Secure Plan?

The treatment of heart-related diseases has escalated in recent years. Sometimes, you may overlook minor symptoms that indicate a much more severe heart condition. Thus, it is essential to get tested regularly to keep your health in check. In case of a sudden heart-related disease, like an unexpected heart attack, it can get difficult to manage your finances and cover treatment costs. The Group Protect policy – Heart Secure policy from Aditya Birla Health Insurance Co. Ltd. helps you by offering financial security for the treatment and surgery of your heart. You can avail the benefits of the Heart Secure Plan for up to Rs. 1 lakh at a nominal value of Rs. 1,358. Let us see some of the main features of this insurance plan. 

Key features of the Heart Secure Plan 

Listed below are the key features of the Heart Secure Plan:

OPD Expenses

Suppose you have incurred any expenses on medically necessary treatment taken during the period of the Heart Secure Plan due to an illness or injury. In that case, the amount will be repaid up to the limits specified.

Diagnostic Tests

The expenses will be indemnified if you incur costs for the necessary diagnostics tests listed in the policy. However, the expenses must have been incurred on an outpatient basis up to the limits specified in the Heart Secure Plan.

Pharmacy Expenses

Suppose you have any medically required pharmacy expenses incurred on an outpatient basis. In that case, those expenses will be repaid up to the limits specified in the Heart Secure Plan.

How to apply for the Heart Secure Plan?

You can apply for this cover with just a few simple steps:

  • Click on Buy Now

    Click on ‘Buy Now’ and enter your details in the application form.

  • Confirm Your Application

    Enter your mobile number to receive an OTP. Use the code to confirm your online application form.

  • Pay the Premium

    You can pay the premium amount online using your credit card, debit card, UPI, or mobile wallet.

 

All done! Once you have completed the above steps, you will receive an email and a WhatsApp text with all your Heart Secure Plan details.

Eligibility criteria

To be able to purchase the Heart Secure Plan, you must meet the following condition:

 

  • You should be between the age of 18 and 55 years, as on the date of your last birthday.  

What’s covered under the Heart Secure Plan?

The following are the inclusions of the Heart Secure Plan that make it a great asset:

Surgery and treatment benefits

  • The Heart Secure Plan offers a 100% payout.

  • The Heart Secure Plan covers up to 7 conditions. These conditions include the following: 

     

    • Open Chest CABG

    • Heart Valve Repair or Open Heart Replacement

    • First Heart Attack of specified severity

    • Permanent Symptoms arising from stroke

    • Pacemaker insertion

    • Implantable Cardioverter Defibrillator

    • Minimally Invasive Surgery of Aorta

Policy Plan Details & Specifications

Here are the policy details and specifications of the Heart Secure Plan:

  • Coverage 

The Heart Secure Plan offers maximum coverage of up to Rs. 1 lakh.

  • Tenure 

The Heart Secure Plan is valid for a tenor of one year.

What’s not Covered?

You will not be repaid under the Super Top-up Cover in the event of the following situations:

 

  • Any sickness or illness, other than those specified under the Heart Secure Plan.

  • Any pre-existing illnesses or conditions 

  • Expenses incurred on in-patient costs

  • If you are above 55 years of age

How to make a claim

You can reach out to the customer care team to raise a claim in any of the following ways under this Heart Secure Plan:

  • Call

You can call the toll-free number, 1800-270-7000, to claim the expenses you have incurred on the treatment and surgery of your heart.

  • Email

You can email  care.healthinsurance@adityabirlacapital.com mentioning your policy number and other relevant details.

Customer care details

You can always send us an email at insuranceconnect@bajajfinservmarkets.in and quickly resolve all your queries and doubts regarding the Heart Secure Plan policy, its coverage, and more. The team is here for your assistance.

 

Frequently Asked Questions (FAQs)

  • ✔️What is the premium amount for the Heart Secure Plan plan?

    The premium amount you have to pay to avail of the Heart Secure Plan benefits is Rs. 1,358. The premium amount is inclusive of all taxes.

  • ✔️What are the benefits offered under the Heart Secure Plan?

    The Heart Secure Plan offers 100% coverage for seven heart conditions as specified under the Heart Secure Plan.

  • ✔️What is the tenure of the Heart Secure Plan?

    The tenure of the Heart Secure Plan plan is valid for one year.

  • ✔️ What are the benefits not covered under the Heart Secure Plan?

    The Heart Secure Plan shall not be admissible for any illness or disease other than those specified as heart secure under this policy. Moreover, pre-existing conditions or illnesses, and in-patient costs are also excluded. Patients aged more than 55 years are not eligible to avail of the benefits under the plan.

  • ✔️What is the maximum coverage offered by the Heart Secure Plan?

    The Heart Secure Plan offers maximum coverage of up to Rs. 1 lakh at a minimal premium of just Rs. 1358/year. 

  • ✔️What is the waiting period under the Heart Secure Plan?

    The initial waiting period for this Heart Secure Plan is 120 days, while the waiting period for the survival period is 30 days.