Home Modification Cover

What is Home Modification Cover

Sometimes an accident or an illness can leave the victim disabled or with restricted mobility. This may further require you to make modifications at home, so they have seamless access to various spaces within the house. Such modifications can often be of a very specific nature requiring considerable expenditure. Hence, Bajaj Markets presents the Group Care 360 Home Modification Cover by Care Health Insurance that is designed to cover expenses incurred during home modification arising out of disabilities from an accident or illness.

Documents Required to Process a Claim

You need to provide the below-mentioned documents while applying for the home modification insurance policy coverage:

 

• Address proof (Aadhaar card, driving licence, utility bills, etc.)

• Identity proof (Voter ID card, passport, PAN card, etc.)

Policy Details and Specifications

Check out the below table to know the necessary details about the Home insurance policy coverage:

 

Insured Event	Percentage of Sum Insured Payable
The complete and irretrievable loss of vision in both eyes     Loss by the physical detachment of both hands or both feet     Loss by the physical detachment of one hand or one foot     Loss of sight in one eye and loss of one hand or one foot	100%
The complete and irretrievable loss of:     Both hands and both feet     One hand and one foot     Vision in one eye and one hand or one foot	100%
The complete and irretrievable loss of vision in one eye Loss by the physical detachment of one hand or one foot	50%
The complete and irretrievable loss of use of one hand or one foot without physical detachment	50%
Hemiplegia/Paraplegia/Quadriplegia	100%

What is Not Covered Under the Home Modification Cover

• Partial or Recoverable Injuries

Disabilities occurring on account of injuries that are recoverable or partial are not covered under the Home Modification Cover plan.

How to Make a Claim for Home Modification Cover?

Claims related to the custom home insurance plan can be made through any of the following 2 modes:

 

• Call on the toll-free helpline 1800-102-4488

• Send an email to claims@careinsurance.com

 

In each case, kindly provide the relevant documents including your policy number.

Customer Care Details

Reach out to Bajaj Markets for any queries at insuranceconnect@bajajfinservmarkets.in