Coverage of up to Rs. 3 Lakhs | Buy Mediclaim Infections- Water-borne diseases at just Rs. 1,864/annum

What is  Mediclaim Infections- (Water-borne diseases)?

As per reports, every year, millions of Indians suffer from water-borne diseases or infections, with many cases leading to death. If not death, the treatment of these infections could mean a lot of expenses. Since treatment of these diseases can significantly exhaust your savings, such plans can effectively care for high-end medical expenses. To stay prepared from such unanticipated incidents, opting for an all-inclusive water-borne diseases insurance plan is the best option. Purchase the plan now at an affordable premium, starting at Rs. 1864 annually and stay stress-free!  

Key Features of Mediclaim Infections (Water-borne diseases)

Opting for a water-borne diseases insurance plan will not only provide substantial coverage but also covers a wide range of medical requirements. Nonetheless, take a look at the exclusive features and benefits of this policy:

Get personalised coverage

This uniquely designed insurance plan comes in three variants ranging from Rs. 1 Lakh to Rs. 3 Lakhs, and you can choose one per your requirements and budget.

Hospital expenses

This water-borne diseases plan offers coverage for both pre and post-hospitalisation expenses for 15 days until the sum insured limit exhausts.

Medication and doctor’s fees

Payment of doctor’s fees, pre and post hospitalisation is covered. Besides, medicine expenses during hospitalisation also fall under the policy coverage.

How to Apply for Mediclaim Infections -Water-borne Diseases?

Here are the steps to buy a water-borne diseases insurance policy:

  • Click on ‘Buy Now’

    Tap on ‘Buy Now’ option on the product page

  • Fill in Relevant Information

    Input necessary details on the application form and submit it

  • Make Quick Payment

    Lastly, pay the membership fee via your preferred online payment mode

 

You will receive a confirmation email about the successful purchase of your policy comprising necessary membership details in your registered mail ID.

Eligibility Criteria

To purchase the water-borne diseases insurance policy, you must qualify on the following parameters without fail. Take a look at them!

 

  • Applicants must be residing Indians 

  • Individuals must fall within the age bracket of 18-65 years

What’s Covered?

  • Covers diagnostic test expenses

    Expenses incurred from a diagnostic test during pre and post-hospitalisation are covered. However, this diagnosis must be confirmed by the concerned medical practitioner along with clinical confirmation.

  • Covers treatment charges

    Miscellaneous treatment charges like ICU room rent, medicines and tests, hospital room rent, transfusion, etc., are covered under this policy to financially support families during a crisis.

Policy Plan Details and Specifications

The following table provides you with the necessary details about the water-borne diseases insurance plan:

Sum Insured

Premium (Including GST)

Up to Rs. 1 Lakh

Rs. 1864

Up to Rs. 2 Lakhs

Rs. 1959

Up to Rs. 3 Lakhs

Rs. 2054

Policy Validity: 1 year

Initial Waiting Period: 30 days

What’s not Covered?

Let’s take a quick look at the exclusion of this policy below:

  • Pre-existing medical conditions not covered

Any pre-existing ailment is not covered under this plan.

How to Make a Claim?

If you are willing to raise a claim against water-borne diseases insurance cover, follow these methods mentioned below:

  • Via call

You can connect with the customer service team by calling the toll-free number 1800-102-4462. The customer support team is available 24/7 to resolve your queries and provide a prompt solution.

  • Via email

You can also write your queries at servicesupport@manipalcigna.com and get a quick response. Also, mention your policy number and other relevant details along.

Mediclaim Infections- Water-borne diseases Cover - Customer Care Details

If you have more queries or confusion regarding the product, do not hesitate to contact on insuranceconnect@bajajfinservmarkets.in.

Mediclaim Infections (Water-borne diseases) – FAQs

  • ✔️I have been diagnosed with Cholera. Can I make a claim against it?

    Yes, you can claim the coverage if you have been diagnosed with a critical infection due to water-borne diseases as per policy guidelines.

  • ✔️If I get hospitalised 19 days after purchasing the insurance plan, can I get the coverage?

    Since the plan specifies a waiting period of 30 days, you will have to bear all the incurred expenses in this case.

  • ✔️My children are 13 and 15 years old respectively. Can I purchase a water-borne diseases insurance plan?

    Unfortunately, individuals above 18 years can only avail the coverage benefits specified under this plan.

  • ✔️What are the available payment options to pay the premium under this plan?

    You can pay the premium amount via net banking, mobile wallet, UPI, etc.

  • ✔️Why should I opt for this plan?

    Water-borne diseases are potentially fatal, requiring immediate treatment. To cope up with the expenses, the water-borne diseases insurance plan can protect you from the financial burden incurred.