Mediclaim Convalescence Insurance

What is Medical Convalescence Cover?

Medical exigencies can arrive at any time; an unforeseen diagnosis of a lethal disease or any critical health condition can rob you of your financial stability and leave you in disarray. Additionally, the inflated cost of hospitalisation and treatment can add further to this misery. In such an uncertain scenario, a Mediclaim Convalescence Cover available on Bajaj MARKETS will prove beneficial, providing adequate financial coverage and helping you avail of instant medical assistance without straining your finances. 

Once you complete this process, your policy details will be sent to your registered email id.

Eligibility Criteria

You have to adhere to the following eligibility criteria while purchasing a Mediclaim Convalescence Plan:

• Your age must fall in the age bracket of 18 to 65 years.

• You will not receive coverage for sustained injury resulting from any adventure sports activity.

What’s Covered under Mediclaim Convalescence Cover?

Here are the types of expenses for which the Mediclaim Convalescence Cover will provide coverage:

• Hospitalisation charges: You can file a claim for the plan if you suffer from any illness, injury or peril during the policy term. You will receive financial compensation of Rs.50000.

Note: However, financial support is offered only if the diagnosis of the ailment is confirmed by a registered physician and following a continuous hospitalisation of 7 days. A point to remember here is that there is a 30 days waiting period before applying for hospitalisation benefits.

• Doctors’ fees and medication: This insurance plan extends monetary assistance covering consultation charges, both during and after the hospitalisation.

• Medication costs: With this insurance plan, you will receive reimbursement for all the medicine required during the hospitalisation.

Mediclaim Convalescence Plan Details and Specifications

Here are the policy details of Mediclaim Convalescence Cover:

Plan validity: For 1 year

Coverage limit: You can get a minimum sum assured of Rs. 25000 and a maximum amount of Rs. 50000.

Additionally, it would help if you had a well-rounded idea regarding the annual fee payment that you have to make for the concerned sum assured.

Note that the above membership fees that you have to pay are inclusive of GST.

Exclusions under Mediclaim Convalescence Cover

Here are the exclusions under this insurance plan that will help make an informed decision while availing of the product:

• The plan will not offer financial security for hospitalisation costs if the injured person is admitted for less than seven days.

• Mediclaim Convalescence Cover will not extend financial help to those not falling in the age bracket of 18 to 65 years.

How to Make a Claim?

You can conveniently claim for the Mediclaim Convalescence Cover by the following modes:

• Call on toll-free number: Dial the helpline number 1800-102-4462

• Via email address: Send a mail to servicesupport@manipalcigna.com

Mediclaim Convalescence Cover - Customer Care Details

You can connect with us at Bajaj MARKETS by writing to us at: insuranceconnect@bajajfinservmarkets.in