Pulmonary thromboembolism refers to the blockage or blood clot in a pulmonary artery in the lungs. This blood clot can damage a portion of the lung as it reduces blood flow. Moreover, it can also affect other organs. Pulmonary thromboembolism, therefore, has the potential to be life-threatening and requires immediate treatment. Financing this treatment can be a vastly expensive feat.
In order to stay financially protected against expenses arising from the same, consider availing the Group Care 360 – Pulmonary Thromboembolism Cover from Care Health Insurance Co. Ltd. With this plan, you are covered for the hospitalisation and treatment costs for pulmonary thromboembolism amounting to up to ₹3 Lakhs.
Let’s take a look at the coverage, premium, and validity of the Pulmonary Thromboembolism Cover:
Premium (including GST)
In-patient hospitalisation costs along with those arising up to 30 days prior and 60 days post hospitalisation pertaining to pulmonary thromboembolism are covered under this plan.
In the event that you (the insured) need to visit a doctor, coverage is provided for the same prior to, during, and after hospitalisation.
By availing this policy, you are provided with coverage for the following:
Expenses arising out of in-patient hospitalisation for pulmonary thromboembolism are covered under this plan, provided that the diagnosis is backed by a certified specialist doctor. This also includes pre and post-hospitalisation expenses.
In the event that you need to be rushed to a hospital in an ambulance for the treatment of pulmonary thromboembolism, expenses arising from the same (up to ₹2,000) are covered under this plan.
This policy provides coverage for the treatment of pulmonary thromboembolism. This includes hospital room rent, diagnostic tests, ICU charges, blood transfusion, and doctors’ fees.
Expenses incurred as a result of purchasing medicines required during hospitalisation pertaining to pulmonary thromboembolism are covered under the Pulmonary Thromboembolism Cover.
Under this plan, you are not provided with coverage for the following:
Pre-existing diseases are not covered by this plan and therefore cannot be used when applying for a claim.
This plan does not cover hospitalisation pertaining to reasons other than pulmonary thromboembolism.
In the event that you undergo treatment for an illness or injury during the initial 90-day waiting period, this policy will not provide coverage for such expenses.
In order to have an understanding of all exclusions, please peruse the policy wordings.
You can follow these three easy steps to apply for the Pulmonary Thromboembolism Cover:
Visit the Pulmonary Thromboembolism Cover product page on Bajaj Markets and click on the ‘Buy Now’ button.
Enter all the required details in the online application form.
Use any online mode of payment like net banking, debit/credit card, UPI, etc. to pay the premium for your Pulmonary Thromboembolism Cover.
That’s it! Your Pulmonary Thromboembolism Cover policy documents will be sent to your registered email ID.
In order to apply for a claim, you can connect with the insurer’s claims team put together to help serve you best. They are available via the following ways:
Email – firstname.lastname@example.org
Insurer’s Toll-Free Number- 1800-102-4488
For any queries related to the Pulmonary Thromboembolism Cover, you can connect with Bajaj Markets at email@example.com.
Yes, this plan provides coverage for medications linked to hospitalisation for pulmonary thromboembolism.
Yes, this plan covers diagnostic tests conducted before or during hospitalisation. This is conditional on the fact that the same be conducted within the specified pre-hospitalisation time frame.
The Pulmonary Thromboembolism Cover is valid for a single year.
Yes, there is a 90-day initial waiting period in place under the Pulmonary Thromboembolism Cover.
No, the Pulmonary Thromboembolism Cover does not provide coverage pertaining to any disease other than pulmonary thromboembolism.