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The Tata Nexon EV is an electric car manufactured by Tata Motors and is a part of the fast-growing market for electric automobiles. Powered by a 30.2 kW li-ion battery, the Tata Nexon EV comes at an ex-showroom price ranging between ₹14.54 Lakhs - ₹17.15 Lakhs. With a 5-star safety rating from the Global NCAP, the Nexon EV is said to be a very safe car to drive. However, driving in India is challenging because of the rampant rule-breaking, poor road maintenance and traffic issues. Hence, buying car insurance is something that every car-owner should prioritise. In this article, we break down the basics of Tata Nexon EV insurance for you. Read on to know more about the Nexon EV insurance cost, inclusions, exclusions, types and more.

Tata Nexon EV Variants

The Tata Nexon EV comes in five different variants:

Tata Nexon EV Variants

Tata Nexon EV Ex-Showroom Price*

Fuel Type

Nexon EV XM

₹14.54 Lakhs


Nexon EV XZ Plus

₹15.95 Lakhs


Nexon EV XZ Plus Dark Edition

₹16.29 Lakhs


Nexon EV XZ Plus LUX

₹16.95 Lakhs


Nexon EV XZ Plus Lux Dark Edition

₹17.15 Lakhs


How to Buy Tata Nexon EV Insurance in 6 Easy Steps!

Here are the steps to follow to buy Tata Nexon EV insurance:


  1. Visit the ‘Car Insurance Premium’ section on an insurance provider’s website.

  2. Enter the vehicle registration number and your mobile number.

  3. Provide the KYC information such as your e-mail ID and driver’s licence, along with the necessary information about your Nexon EV.

  4. Compare the car insurance options and choose the one that suits your needs.

  5. Proceed to the last step: online payment of the car insurance premium.

  6. Your Tata Nexon EV insurance policy will be sent to your e-mail address.

How to Renew Tata Nexon EV Insurance Online

Renew your car insurance in just 6 steps:


  1. Visit the ‘Car Insurance Renewal’ section on your insurance provider’s website.

  2. Enter your car’s registration number and your contact details.

  3. Provide the details of your previous policy.

  4. Check your Tata Nexon EV insurance renewal premium.

  5. Complete the online premium payment.

  6. Download the policy document copy.

Why is it Important to Buy Tata Nexon EV Insurance?

There are multiple reasons why it is important to buy Tata Nexon EV insurance. One of the most important among these is the fact that car insurance is mandatory in India. More specifically, the Motor Vehicles Act makes it mandatory to have third-party insurance. Not having this type of insurance can lead to penalties. In addition to this, a comprehensive Tata Nexon EV insurance plan also offers coverage for the damages to your own vehicle. For example, if your Nexon EV is involved in an accident, the cost of repair and replacement of damaged car accessories can go up to ₹1 Lakh - ₹2 Lakhs! Paying for such expenses out of pocket can be tough. However, if you have Nexon EV insurance, the insurance provider will cover these expenses.

Types of Insurance Plans Offered for Tata Nexon EV Insurance

In India, three types of insurance plans for Tata Nexon are on offer:

  • Third-Party Tata Nexon Car Insurance

This type of policy offers coverage for your third-party liabilities in the event of an accident that your Nexon EV has caused. The liabilities include physical injuries and property damages suffered by the third party.

  • Comprehensive Tata Nexon Car Insurance

This policy encompasses both third party liabilities as well as own damages; hence it provides comprehensive coverage. Additionally, it includes personal accident cover for the car’s driver-owner.

What is Covered Under Tata Nexon EV Insurance?

Third-party car insurance covers only the property damages, death, or injuries caused to a third party. On the other hand, the inclusions of comprehensive car insurance are damages to your own car due to natural disasters, theft, fire, man-made disasters, personal injuries sustained in an accident, damage or injury sustained by a third party in an accident, etc.

What is Not Covered Under Tata Nexon EV Insurance?

The exclusions of a comprehensive car insurance include damage to the car due to electrical or mechanical issues/failure, standard wear and tear repairs, damages caused due to driving without a valid driving licence, etc.

Add-On Covers for Tata Nexon EV Insurance

You can use these add-ons to extend the coverage of your insurance:

  • Zero Depreciation

You can opt for the zero depreciation cover to get the complete claim amount without accounting for the depreciation rate of your Tata Nexon EV.

  • Personal Accident Cover

This cover will provide financial assistance for the treatment of any injuries that you or the passengers in your car may sustain during an accident involving your Nexon EV. 

  • Invoice Cover

Helps in recovering most of the car’s price or the Insured Declared Value in scenarios like theft or a serious accident that leads to a total loss.

  • Round-The-Clock Spot Assistance 

This add-on will help you get immediate roadside assistance irrespective of your location and time.  

Things to Know Before Filing a Claim Under Your Tata Nexon EV Insurance

The first thing to know before filing a car insurance claim is what documents are required. You must keep the following documents handy while making an insurance claim:


  • Tata Nexon EV insurance policy

  • Information regarding the incident

  • Copy of the FIR in case of theft

  • Original bills and receipts of the vehicle repair

  • Car details

  • Insurer details

Now, let us look at the types of Tata Nexon EV insurance claims. There are two types of car insurance claims:

  • Cashless Claim Under Tata Nexon EV Insurance

In cashless claims, the insurer will directly pay your repair bills. However, you will need to get your Tata Nexon EV repaired only at a network garage.

  • Reimbursement Claim Under Tata Nexon EV Insurance

In case of a reimbursement claim, you need to first pay for the repair expenses out of pocket and then file a claim against your insurance. Here you can choose to get your Tata Nexon EV repaired at a non-network garage.

Tips to Reduce Tata Nexon EV Insurance Premium

Here are some ways to help reduce your Nexon EV car insurance premium cost:

  • Pay for Inexpensive Repairs

You can choose to pay the minor repair expenses out of pocket to retain your No Claim Bonus reward.

  • Install Anti-Theft Devices in Your Nexon EV

You can install Automotive Research Association of India (ARAI) anti-theft devices in your car for an additional reduction in the car premium quote.

  • Compare Nexon EV Insurance Prices Online

Compare the car insurance premiums offered by various insurers before you buy a plan that is best suited for your needs.

  • Maintain Your Car

One of the easiest ways to lower your Nexon EV insurance premium is to maintain your car and get it serviced as per the manufacturer-recommended service schedule.

Must-Know Tips to Maintain Your Tata Nexon EV

  • Read the Nexon EV Owner’s Manual

Make sure that you read the owner’s manual carefully to know the important details of your Tata Nexon EV.

  • Maintain the Tyre Pressure

Check your EV’s tyre pressure regularly to avoid excessive wear and tear, internal damages, tyre burst, etc.

  • Check the Brake Fluid Level

The brake fluid is a crucial component of the car. You must check the brake fluid levels regularly and ensure that it is maintained in sufficient amounts.

Tata Nexon EV Maintenance Cost

The Tata Nexon EV service and maintenance cost will vary depending on the service centre. Speaking of servicing, Tata provides three free services for the Nexon EV. Here is the service schedule for the Tata Neon EV:

Service No.

Kilometres (km)/Months


First Service

1,000-2,000 km/2 months


Second Service

7,000-8,000 km/6 months


Third Service

14,500-15,500 km/12 months


Fourth Service

22,500 km/18 months


Fifth Service

30,000 km/24 months


Sixth Service

37,500 km/30 months


The Nexon EV is the electric version of Tata’s compact Nexon SUV. Powered by a 30.2 kW li-ion battery, the Nexon EV is offered in 3 different colours -Signature Teal Blue, Glacier White, and Midnight Black. The car scores well on space and offers enough room for 5 occupants to sit comfortably. With no shortage in the luggage room, the Nexon EV is a great city car. Let us now take a look at the specifications and features of the Tata Nexon EV.

Tata Nexon EV- Specifications

Here is a list of some of the key specifications of the Nexon EV:




312 km/full charge

Fuel Type


Transmission Type


Electric motor power (PS)


Electric motor torque

245 Nm

Seating Capacity


Boot Space

350 litres

Tata Nexon EV- Features

The Nexon EV is an electric vehicle that is packed with some great features. Here are a few of the key features of the car:


  • Power Steering

  • Wheel Covers

  • Air Conditioner

  • Front Power Windows

  • Anti-Lock Braking System

  • Driver and Passenger Airbags

  • Automatic Climate Control

  • Front Fog Lights

Tata Nexon EV On-Road Price Across Major Cities

Check out the Nexon EV on-road price in different Indian cities:


Tata Nexon EV On-Road Price


₹15.32 Lakhs


₹15.30 Lakhs


₹16.18 Lakhs


₹15.34 Lakhs


₹15.53 Lakhs


₹15.30 Lakhs


Buying an insurance policy today is easier than ever. There is a diverse range of Tata Nexon EV insurance plans available in the market and you can browse these options online on platforms like Bajaj Markets. You can choose the plan that suits your needs from the comfort of your own home and the entire application process can be completed in a matter of minutes. Get electric car insurance today, and avail the best possible protection for you and your property!

FAQs about Tata Nexon EV Insurance

How much does the Tata Nexon EV insurance cost?

 The insurance cost will differ from insurer to insurer, you can check the cost on their official website.

Where can I buy car insurance for my Tata Nexon EV car?

You can browse a wide range of insurance plans on Bajaj Markets.

What is the extent of coverage that Tata Nexon EV car insurance provides?

Here is a list of the inclusions for your Tata Nexon EV car insurance:

  • Damage due to natural disasters, theft, fire, man made disaster.

  • Damage sustained by the Nexon EV in an accident.

  • Personal injuries sustained in an accident.

  • Accident not due to driver’s negligence.

  • Damage or injury sustained by a third party in an accident.

What are the exclusions in Tata Nexon EV car insurance?

 Here is a list of exclusions for your Tata Nexon EV car insurance:

  • Damage to the car due to electrical or mechanical issues/failure.

  • If the driver was driving under the influence at the time of an accident, the claim is null.

  • If the driver did not have a valid licence, the claim is null.

  • If the car is used for criminal or illegal activity, the claim is null.

  • Standard wear and tear repairs.

Can I declare a lower IDV for my Tata Nexon EV?

 No, you must not declare an incorrect IDV of your vehicle as this may result in a reduction in the claim amount leading to out-of-pocket expenses.

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