Hero Electric Optima DX is a cost-effective electric bike. Being an electric motorcycle, it is a highly economical two-wheeler when compared to standard petrol bikes. They can be operated by anyone within the age group of 18–60. If you search you will find many options for Hero Electric Optima DX insurance online. Through a sound vehicle insurance policy, you can minimize your financial liability in case of an accident, while also getting the ultimate protection for your two-wheeler, and any damage that may occur to a third party.
Here’s why it is important to secure your Hero Electric Optima DX with a good two-wheeler insurance policy.
Access to cashless repairs: Through your insurance provider, you can get cashless repairs with ample garages to choose from across India.
Security against damages: The main benefit afforded by any two-wheeler insurance is protection in case of accidents. You are financially secure in these situations.
Mandatory in India: Having at least third party insurance is mandatory in India. Without having the requisite insurance, you could end up paying big fines or face imprisonment too.
You can choose between two types of two-wheeler insurance plans.
1. Third-Party Two wheeler Insurance: This is your basic two-wheeler insurance plan. It covers the damage done to a third-party, or their property, in an accident. To drive in India as per the Indian Motor Act, it is mandatory to get third-party bike insurance.
2. Comprehensive Two Wheeler Insurance: This type of insurance policy offers comprehensive coverage. It provides complete financial protection to the owner, their vehicle as well as the third party cover mentioned above.
These are the things that are covered under your Hero Electric Optima DX Insurance.
Third-party accident coverage.
Damage or loss to the two-wheeler as a result of natural calamities.
Damage caused to the two-wheeler because of strikes, fire, riots, or theft.
Cost of replacement, or repair, of parts.
Personal accident coverage.
Accident-related damage to the two-wheeler.
The following situations are not covered by your Hero Electric Optima DX Insurance.
The normal wear and tear from regular use.
Any accident or vehicle damage resulting from speeding or driving under the influence.
Any mechanical or electrical breakdown of the vehicle occurring naturally.
Vehicular damage incurred from a war-like situation.
Vehicular damage incurred when driving without a license or an active insurance policy.
To enhance the protection provided by your Hero Electric Optima DX Insurance, here are some add-ons.
No claim bonus
Zero depreciation cover
Return to Invoice Cover
Engine Protection Cover
Step 2: Provide all relevant details and fill out the application form.
Step 3: Choose the insurance plan that fits your requirements.
Step 4: Pay your premium online instantly.
Step 5: Your policy will be issued as soon as possible.
Making claims against your Hero Electric Optima DX Insurance is simple and quick with these steps.
Visit the Bajaj Markets app or website or and log in.
Head to the two-wheeler insurance page.
Click on ‘Register claim’
An insurance agent will connect with you regarding the next steps.
Your vehicle will be picked up for repair.
Once the repair is completed, the vehicle will be delivered to the address specified in your application and the bill amount will be settled.
When your Hero Electric Optima DX is secured under a top insurance plan on Bajaj Markets, it makes the entire experience of driving a premium electric bike much more pleasurable and free of worry. As the owner, it is your responsibility to have the right electric bike insurance and through us you can select the best insurance policy that suits your needs.
Some of the most common add ons are zero depreciation cover, roadside assistance cover, personal accident cover, and a no claim bonus.
NCB is the abbreviation for No Claim Bonus. In case you haven’t made any claims against your insurance in the prior year, an NCB can help you save on the premiums you pay at the time of renewing the policy.
You have to share details of your previous year’s two-wheeler policy like its number, expiry date, and more. Additionally, you need to share your vehicle registration number. Your insurance will then be renewed digitally.
No, with Bajaj Markets your two-wheeler claim process is entirely online and hassle-free.
Yes, in case of an accident or breakdown, Bajaj Markets guides you to the nearest partner garage for instant assistance.