Whether it was their initial association with Hero, or the subsequent ability to stay ahead of the game in the Indian two-wheeler market, Honda has been a favourite among riders. Many youngsters prefer this scooter to learn and hone their two-wheeler driving skills. Having an engine capacity of 124cc, the Honda Activa 125 has an ex-showroom price ranging between ₹74,157 - ₹82,280.

 

Now, while driving skills are important and can help you stay safe on the road, one can never be fully sure with on-road travel. So it is important to opt for two-wheeler insurance to protect yourself and your precious vehicle. An Activa 125 insurance plan adds that extra layer of security at cost-effective rates.

Honda Activa 125 Variants

The Activa 125 comes in a number of variants, all of which are priced differently. Here is the Honda Activa 125 insurance price for different variants and its third-party premium rate:

Honda Activa 125 Variant

Ex-Showroom Price*

Fuel Type

Estimated Third-Party Insurance**

Honda Activa 125 Drum

₹74,157

Petrol

 

Honda Activa 125 Drum Alloy

₹77,725

Petrol

 

Honda Activa 125 Disc

₹81,280

Petrol

 

Honda Activa 125 Drum Alloy Premium Edition

₹78,725

Petrol

 

Honda Activa 125 Disc Premium Edition

₹82,280

Petrol

 

 

*The ex-showroom prices are for Delhi and are subject to change on the basis of the city.

 

**Third-party premium rates are indicative. The actual Honda Activa 125 insurance amount that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

Steps to Buy Honda Activa 125 Insurance Online

You can now choose a Honda Activa 125 plan at affordable prices only with us!

 

Step 1: Visit the bike insurance premium page on Bajaj Markets.

 

Step 2: Enter your bike registration number and mobile number.

 

Step 3: Provide the required information in the application form.

 

Step 4: Pick the bike insurance policy that suits your needs.

 

Step 5: Make the payment online.

 

Step 6: Your bike insurance plan will reach you in no time.

Renew Honda Activa 125 Insurance Online With Ease

Continue securing your Honda Activa by renewing the insurance plan in the following way:

 

Step 1: Visit the bike insurance premium page on Bajaj Markets.

 

Step 2: Enter your previous policy details.

 

Step 3: Enter your personal and bike-related information.

 

Step 4: Check your renewal premium.

 

Step 5: Make the payment online.

 

Step 6: Your bike insurance policy will be active soon.

Why is it Vital to Secure Your Honda Activa 125?

For many people, their vehicles are something very close to their hearts. Even if it’s just a two-wheeler for you, the last thing you would want is an accident resulting in total damage! Replacing your totalled Honda Activa can cost anywhere between ₹75,000 - ₹78,000. To ensure you never have to experience that financial pain, it is best to opt for the right comprehensive insurance plan. With Bajaj Markets, you shall be able to recover the cost of your vehicle with no problem!

Comprehensive or Third-Party Insurance: Which One to Choose?

Third-Party Bike Insurance

Third-Party insurance for Activa 125 is the most basic insurance policy available. Mandated under the Motor Vehicles Act, 1988, every motorised two-wheeler that runs on the road has to be insured. If you are involved in a mishap, the Activa 125 insurance policy will assist you in covering the costs of damages caused to the third party.

Comprehensive Bike Insurance

Suppose you want extensive coverage for your own vehicle and for damages caused to another vehicle in the event of an accident. In that case, a comprehensive bike insurance policy is the right option for you. This will offer you protection against various types of tragic catastrophes that might happen on the road. Even though the Honda Activa 125 insurance price might be slightly higher, it is totally worth the investment!

What’s Covered Under Bike Insurance?

Third-party bike insurance covers loss caused to the third party, death of the victim, bodily injuries and accidental injuries endured by the insured. Furthermore, comprehensive Activa 125 insurance covers theft, own damage, third-party liabilities, natural and man-made calamities, etc.

What’s Not Covered Under Bike Insurance?

The exclusions of comprehensive Activa 125 insurance include wear and tear or depreciation, electrical or mechanical breakdown, damage incurred while driving without a valid licence, etc.

Amazing Add-On Covers for Your Honda Activa 125

If you feel the need to increase the coverage for your Honda Activa 125, you can opt for these add-on covers for additional security:

  • Zero Depreciation Cover

It is natural for your Activa 125 to depreciate as time passes by. With normal motor insurance, you will have to bear the depreciation charges when you are making a claim. However, when the zero depreciation cover in bike insurance is added to your basic Activa 125 insurance cover the company would cover the depreciation charges.

  • Roadside Assistance Cover

Unfortunately, if your two-wheeler breaks down in the middle of nowhere, you can be in a lot of trouble. At such a time, your insurance company will come to your rescue and send you the needed help under the 24x7 roadside assistance cover.

  • Consumables Cover

Get the consumables’ expenses covered under your Activa 125 insurance plan with this add-on and avoid out-of-pocket expenses.

  • Personal Accident Cover

Secure yourself and the pillion rider against accident injuries, disability, etc. caused due to an accident under personal accident cover.

How to Claim Under Honda Activa 125 Bike Insurance

You can submit the following documents while raising a claim under your Honda Activa 125 two-wheeler insurance:

 

  • Honda Activa 125 insurance policy document

  • Bike details

  • Insurer details

  • Details of the Incident

  • FIR copy, in case of theft/vandalism

  • Original bills and receipts of the vehicle repair

There are two types of Honda Activa 125 insurance claims:

  • Cashless Claims Under Bike Insurance

Inform your insurer regarding the damage caused to your Activa 125 by calling the toll-free number or through the web portal. You can then get the repair work done at a network garage associated with the insurance company and your claim will be settled directly.

  • Reimbursement Claim Under Bike Insurance

Even while filing a reimbursement claim under Activa 125 insurance, you first need to inform the insurance company about the damage as early as possible. You can then get your two-wheeler repaired and pay for the expenses. After submitting all documents, bills and receipts to your insurer, your claim will be reimbursed.

Tips to Reduce Honda Activa 125 Bike Insurance Premium

Here are some amazing ways to bring down your Honda Activa 125 insurance premium cost!

  • Follow Traffic Laws

To steer away from road perils and keep your insurance claims on the low, you must follow traffic regulations while riding your two-wheeler.

  • No Claim Bonus

No Claim Bonus (NCB) is a reward that you can claim to lower your insurance renewal premium by filing zero claims throughout the policy period. So, accumulate NCB for a lucrative deal!

  • Compare Plans Online

Another insider tip that shall help you avail lower premiums is an online comparison of various Activa 125 insurance plans!

  • Avoid Raising Small Claims

To retain your NCB and maintain a claim-free year, try covering minor claim expenses if you can afford it.

How to Maintain Your Honda Activa 125 Bike?

  • Read the User Manual

Make sure you read the Honda Activa’s user manual to understand the maintenance schedule and follow it for a longer lifespan.

  • Maintain the Engine Oil

You must always check the engine oil levels and maintain the right levels for lesser issues in the future.

  • Check the Brakes

To avoid any vehicular problems while riding it, regularly check the brakes of your Honda Activa 125!

  • Park Your Bike Safely

It is recommended to park your Honda Activa under sheltered areas to keep it in good shape and away from external elements.

Honda Activa 125 Maintenance Cost

The estimated Honda Activa 125 service and maintenance cost ranges between ₹4,000 - ₹5,500 for two years. For more details, you can contact any Honda service centre. Here is the Honda Activa 125 service schedule with the total expenses:

Service

Kilometres/Months

Total Expenses

1st Service

1000/1

 ₹300 - ₹400

2nd Service

4000/4

 ₹300 - ₹400

3rd Service

8000/8

 ₹500 - ₹600

4th Service

12000/12

 ₹600 - ₹800

5th Service

16000/16

 ₹1,000 - ₹1,200

6th Service

20000/20

 ₹700 - ₹900

*These are indicative prices. The actual cost of maintenance of the Honda Activa 125 may vary and change from time to time.

About Honda Activa 125

Honda Activa 125 stands among its peers boasting robust specifications and performance, along with a range of attractive features. It was the first BS6 two-wheeler in India and comes with a 124cc engine. The scooter has been updated to comply with the latest norms and its new engine displacement is a rare sight among its peers in India. So, let’s dive in and look at the Honda Activa 125 specs:

Honda Activa 125 Specifications

Particulars

Technical Specifications

Engine

 

 

Displacement - 124cc

 

 

Fuel-injected

 

 

BS6 compliant

 

 

Transmission

Automatic transmission

Activa 125 BS6 mileage

47 kmpl

Activa 125 weight

111 kgs

Fuel tank capacity

5.3 litres

Max power

8.29 bhp

Max torque

10.3 Nm

Brakes

 

 

Front - Disc, 190 mm

 

 

Rear - Drum, 130 mm

 

 

Wheels

 

12-inch, steel & alloy

Frame type

Under bone

Honda Activa 125 On Road Price

City

Honda Activa 125 On-Road Price

Delhi

₹88,049

Mumbai

₹90,801

Pune

₹93,940

Chennai

₹89,684

Bangalore

₹93,739

Honda Activa 125 Features

  • Fuel warning, low battery and low oil indicators.

  • Digital speedometer, tachometer and trip meter.

  • ACG starter, tumble flow technology and enhanced smart power.

  • 13% more fuel economy than its previous model.

  • LED headlights and position lamps.

  • Idling stop system, pass switch and a front glove box.

  • Telescopic front forks, malfunction lamp and side stand indicator.

Conclusion

The Honda Activa 125 is a terrific addition to Honda’s range of scooters. Its features and advanced specifications give it a significant advantage over other vehicles in its class. However, Activa 125 insurance is essential for your financial well being and is mandatory under the MV Act.

 

So, it is crucial that you choose the right plan for you. With Bajaj Markets, you can satisfy your insurance requirements in one place without any hassles for renewal or claim settlement! Head over to our platform to get a suitable bike insurance plan now

FAQs on Honda Activa 125 Bike Insurance

The Honda Activa 125 provides a mileage of 47 kmpl.

The Activa 125 is priced between ₹88,000 and ₹93,000. The actual price of the vehicle varies across cities and variants.

The scooter comes with a torque of 10.3 Nm @ 5000 rpm.

The Activa offers a top speed of 93.84 kmph.

No, the Activa 125 does not come with the ABS feature.

Insured Declared Value is the amount you shall get in case of total vehicular damage or theft under your insurance plan. Moreover, the IDV plays a crucial role in determining your Activa 125 insurance premium.

The scooter provides a mileage of 66.8 kmpl on highways.

Happy Customers of Bajaj Markets

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