The Activa i is an extremely popular Honda scooter in India. This best-selling scooter is an entry-level offering by Honda Activa, which has two other models in circulation in India. It is a refreshing, zesty model aimed at youngsters. The Activa i comes equipped with a 109 cc engine, which is slightly less powerful than the 125 cc engine that comes in the main Activa model. Although the Activa i has been discontinued since 2020, its last recorded ex-showroom price starts at ₹53,227. As with any expensive investment, it is important to secure it with a good insurance plan. In this article, we’ll take a look at Honda Activa i insurance price, specifications, features, and more.

Honda Activa i Insurance Cost for Variants

The Honda Activa i is only available in one variant, you can check out the insurance price in the table below:

Activa i Variants

Ex-Showroom Price* (Delhi)

Fuel Type

Estimated Third-party Premium~

FY 2022-23

 

(effective 1st April, 2022)

 

Activa i Standard

₹53,227

Petrol

₹714

 

*The ex-showroom prices are for Delhi and are subject to change on the basis of the city.

 

**Third-party premium rates are indicative. The actual premium that you might have to pay may change depending on various factors. Please check the prevailing premium prices before purchasing your bike insurance policy.

How to Purchase Honda Activa i Insurance Online

Here are the simple steps you can follow to buy insurance for your Honda Activa i online:

 

Step 1: Go to the Bajaj Markets website’s bike insurance page.

 

Step 2: Enter the registration number of your Activa i along with other necessary details.

 

Step 3: Choose from the available two-wheeler insurance plans on the site.

 

Step 4: Upload the necessary documents and make the online payment for your chosen plan.

 

Step 5: Post successful payment, your insurance plan will be activated and the details will be sent to your registered email.

Easy Steps to Renew Your Activa i Insurance Plan

If your Honda Activa i insurance is about to expire, you can renew the plan on Bajaj Markets within minutes:

 

Step 1: Go to the bike/two-wheeler insurance page on the Bajaj Markets website.

 

Step 2: Enter your existing insurance policy details as well as other required information.

 

Step 3: Choose from the available two-wheeler insurance renewal options available on the website.

 

Step 4: Upload the necessary documents and finish the online payment.

 

Step 5: Once your two-wheeler insurance plan is renewed, you will get a confirmation email.

Why There’s a Need to Insure Your Honda Activa i

Over the past few years, the prices of two-wheeler automobiles have gone up drastically by over 20-30%. As a result, the cost of maintenance and repairs have also gone up. While the Honda Activa i is a very safe two-wheeler with many safety features, anyone can get into accidents due to unavoidable situations. In case of severe damage to your Activa i, the repair costs can range from ₹5,000 to ₹40,000. The best way to protect yourself against these expenses is to secure your Activa i with a comprehensive insurance plan, which will take care of all the repair expenses.

Types of Two-Wheeler Insurance Plans for Honda Activa i

There are mainly two types of two-wheeler insurance for your Activa i to choose from; third-party and comprehensive insurance.

Third-Party Activa i Insurance

One must keep in mind that owning third-party bike insurance is mandatory for all vehicle owners. This is a basic insurance plan that offers cover for damage or wreckage caused by the owner's two-wheeler to a third-party vehicle or property. It is inclusive of vehicle damage, wreckage, injury, death or property damage. Remember, a third-party insurance cover does not insure the rider or the two-wheeler itself.

Comprehensive Activa i Insurance

You can opt for end-to-end coverage with a comprehensive coverage plan for your two-wheeler, which is highly recommended. This type of plan includes cover for damage and wreckage, personal accident cover, co-passenger accident cover, and third-party liability cover, to name a few. Your Honda Activa i will be covered against theft, explosion, natural disaster, fire, accident, damage in transit as well.

What’s Included in Your Activa i Insurance Plan

Third-party insurance will only provide coverage to the third party involved in an accident. Meanwhile, comprehensive insurance will provide coverage to you, your Activa i as well as third-party cover. However, it is a good idea to always read the insurance policy document before purchasing a policy.

What’s Not Included in Your Activa i Insurance Plan

All bike insurance plans have a certain set of exclusions that are not covered by the policy such as replacement of consumables, normal wear and tear of the bike, accidents due to driving under influence of alcohol or drugs, etc.

Important Add-On Covers for Your Activa i Insurance

You also have the choice of getting add-on covers with comprehensive Activa i insurance for enhanced coverage for your Honda Activa i:

  • Engine Protect Cover

    This add-on covers for engine damage due to water seepage or any such causes.

  • Zero depreciation cover

    Regular insurance will not cover the damages or loss that happens due to regular wear and tear, otherwise known as depreciation. When you opt for this cover, your insurer will pay for the parts that are depreciated.

  • Accessories cover

    If you have added some accessories to your bike, you can purchase this add-on to cover them.

  • Key replacement cover

    If you ever lose or damage your key, this add-on can cover the replacement costs.

Claiming Activa i Insurance

Here is a list of the necessary documents that you will need at the time of claiming your Activa i insurance-

 

  1. Activa i insurance policy papers

  2. FIR of the incident/accident

  3. Detailed information about the incident with eyewitness accounts

  4. Original RC papers of the vehicle

  5. Full set of bills and receipts (in case of reimbursement claim)

 

There are two types of Activa i insurance claim you can choose from; cashless or reimbursement.

Cashless Claim

In the case of a cashless claim, you can take your damaged Activa i to a network garage and get your vehicle repaired. In a cashless claim, you will not need to pay anything for the repairs, the garage will directly settle the bills with the insurer.

Reimbursement Claim

Under reimbursement claim, you need to get your Activa i repaired at a preferred garage at your own expense. After the repair, you can submit the repair bills and receipts to your insurer and get reimbursed for the same.

Useful Tips for Reducing Activa i Insurance Premiums

Here are some useful tips you can use to reduce your Activa i insurance premiums:

  • Compare Insurance Plans Online

    When looking to buy Activa i insurance, you should look at all the available plans online and choose one that offers the best features at the lowest price.

  • Use the No Claim Bonus

    If you have not made any claims during a policy year, you should take advantage of the No Claim Bonus (NCB) to get reduced Activa i insurance premiums.

  • Install Anti-theft Device

    By installing an ARAI approved anti-theft device on your Activa i, you can benefit from a small discount on your Activa i insurance premiums.

  • Avoid Making Small Claims

    In case your Activa i has minor damage, you should get it repaired on your own without making a claim. Making too many Activa i insurance claims may lead to an increase in the cost of premiums during renewal.

Maintaining Your Activa i: Important Tips

Maintaining your Activa i will help you save money on insurance and repairs in the long run. Here are some maintenance tips you should remember:

  • Regularly Service Your Activa i

    Your Activa i needs to be serviced regularly so that it runs smoothly for years. Regular servicing can also help identify any potential issues and you can deal with them before they cause any problems.

  • Maintain Tyre Pressure

    You need to make sure that the tyre pressure in your Activa i is maintained properly so that there is no extra pressure on the engine or the internals of the vehicle.

  • Maintain the Engine

    The engine of your Activa i is its most important component. You need to regularly check the engine to ensure it’s working fine.

  • Do Not Overload

    Overloading your Activa i can damage the engine and the internal parts due to the added stress of carrying extra weight and can also lead to accidents.

Honda Activa i Maintenance Cost

You need to regularly service your Activa i so that it runs smoothly for years to come. The first few servicings may be offered free of cost by the company but you will have to pay for the remaining servicings. The approximate Activa i service cost for 2 years is ₹4,800. You can take a look at the Activa i service cost break-up below:

Service

Distance (km) /Time (months)

Free/Paid

Honda Activa i Maintenance Cost (approximate)

1st Service

1000/1

Free

₹270

2nd Service

4000/4

Free

₹270

3rd Service

8000/8

Free

₹360

4th Service

12000/12

Paid

₹760

5th Service

16000/16

Paid

₹1,040

6th Service

20000/20

Paid

₹760

7th Service

24000/24

Paid

₹1,370

These are indicative prices. The actual cost of maintenance may vary and change from time to time.

About Honda Activa i

The Honda Activa i comes with a 110 cc engine, making it a lighter version of the Activa 125. The Activa i mileage stands at 66 kmpl, while also offering impressive storage capacity and a mobile phone charging socket. The scooter comes in a number of eye-popping colours along with some impressive specifications and features, making it a favourite among its targeted demographic. Let’s take a look at Activa i specifications, features and prices in different cities.

Honda Activa i Specifications

Honda Activa i comes with a number of attractive technical specifications that combine to offer you a great performance on all your rides. In this table, we will look at some of the staples in technical specs like Activa i mileage, engine capacity and transmission, and also some specs unique to the Activa i.

Particulars

Technical Specifications

Engine

 

Displacement 109.19 cc

 

 

Single-cylinder

 

 

4-stroke air cooled

 

 

BS4 compliant

 

Transmission

Automatic transmission

Honda Activa i weight

103 kgs

Fuel tank capacity

5.3 litres

Max power

8 bhp @ 7500 rpm

Honda Activa i mileage

66 kmpl

Max torque

8.74 Nm @ 5500 rpm

Dimensions

 

Length - 1795 mm

 

 

Width - 705 mm

 

 

Height - 1115 mm

 

Wheels & tyres

 

Tubeless tyres

 

 

10-inch sheet metal wheels

 

Battery

12V 3Ah (MF)

Honda Activa i Features

Now that we have discussed the technical specifications of the Honda Activa i, let’s have a look at the Honda Activa i’s features that make it a safe, comfortable and enjoyable ride. The Activa i has been updated to include a number of features to offer you the best possible experience.

  • Make

    Pillion seat and grab rail, body colour mirrors, compact design, bright and vibrant colours and dual tones, halogen bulb headlight, brake tail light and new front hook.

  • Mechanisms

    Electric start mechanism, metal muffler protector, 4-in-1 lock, seat opening switch and combi brake system.

  • Digital Console

    The Honda Activa i comes with a console that is semi-digital. It features an analogue speedometer, but the fuel gauge and oil indicator are digital.

Honda Activa i On-Road Price Across Major Cities

As this model of the Activa has been discontinued, there is no official Honda Activa i on-road price available. However, you can still purchase this two-wheeler in second-hand markets.

Conclusions

Getting the right Activa i insurance plan should be a priority as soon as you buy the vehicle. An insurance plan can protect you from financial liabilities if damages or accidents occur. Moreover, it is compulsory for all vehicles plying on Indian roads to get an insurance policy under the Motor Vehicles Act, 1988. Things to look for in the best two-wheeler insurance plan include a minimum premium amount, a wide range of benefits along with flexibility and large extent of coverage. You can take a look at the great two-wheeler insurance plans available on Bajaj Markets and choose one that suits your needs.

FAQs On Honda Activa i

The Activa i gives a mileage of 66 kmpl.

The lighter Activa model, Honda Activa i starts from ₹50,000.

The max power of the Activa i is 8 bhp @ 7500 rpm.

Yes, the tyres on Honda Activa i are tubeless.

The Honda Activa i weighs 103 kg. 

Lowering your vehicle’s IDV is generally not advised as it may lead to decreased insurance claim payouts. 

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