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Royal Enfield Himalayan Overview

The Himalayan is an adventure tourer built by the Indian manufacturer Royal Enfield. The motorcycle is available in 6 different variants and 9 truly amazing colours. The price of the high-end model of the Royal Enfield Himalayan starts at Rs. 2.10 Lakhs. Powering the bike is an air-cooled 411cc BS6 engine that develops 24.3 bhp and a torque of 32 Nm. A key feature of the motorcycle is the torque which allows it to travel offroad tracks with ease. Considering its size, the Himalayan weighs only 199 kgs. This means the power to weight ratio of the bike is absolutely phenomenal, making it a truly capable off-roader. 

Other Popular Royal Enfield Models

Popular Royal Enfield BS6 Models available for sale in 2021. 

Popular Models

Ex-Showroom Price

Royal Enfield Classic 350


Royal Enfield Bullet 350


Royal Enfield Himalayan


Royal Enfield Thunderbird 350X

Price: Rs.1,64,004

Royal Enfield Interceptor 650


Royal Enfield Classic 500


Royal Enfield Continental GT 650


Why Insure Your Royal Enfield Himalayan?

To ride a Royal Enfield Himalayan legally on Indian roads, you must have a minimum third-party cover. Having this bike insurance is mandatory in accordance with the Indian Motor Traffic laws. If you are caught without adequate insurance, you will be fined Rs. 2,000 with possible imprisonment for up to 3 months. Royal enfield himalayan insurance will protect you against third-party liabilities such as damages and physical harm to third-party individuals and property. Hence, ensure that you get your Royal enfield himalayan insurance on time and renew it before it expires. .

Types of Royal Enfield Himalayan Bike Insurance Plans

The Himalayan bike insurance price varies according to the type of insurance you choose. There are two kinds of insurance plans for Himalayan. Both of them are described below in detail:

1. Third-Party Insurance -

According to the law, availing of third-party insurance for your bike is mandatory. Under this insurance plan, the entire liabilities of third-party companies are covered. If any damage/loss is caused to the third-party property or person, the compensation will be provided by your insurer. As in the case of third-party, the coverage amount is limited. Therefore, the charges of premium are affordable and less expensive.

2. Comprehensive Insurance -

Insurance plan for your bike becomes useful, especially if the plan is covering your precious possession. For the security of your bike in situations like accidents, loss, or theft due to natural disasters, you must opt for the comprehensive insurance policy. It covers all the liabilities of third-party if your bike encounters any mishap. The charged premium is a bit more in comparison with the Royal Enfield Himalayan third-party insurance price as extensive coverage is also provided to your bike.

Royal Enfield Himalayan Insurance Price

Himalayan Variant

Insurance Price

Royal Enfield Himalayan Gravel Grey

Rs. 16,935

Royal Enfield Himalayan Pine Green

Rs. 16,935

Why Choose Bajaj Markets for Royal Enfield Himalayan Bike Insurance

With a strong 100 million-plus customer base across India, you need not look further than Bajaj Markets for purchasing your Bajaj Avenger bike insurance. Tying up with a trusted financial partner like Bajaj Markets for your Himalayan insurance is a smart move for the reasons stated below:

Premium Discounts

Be a responsible driver, and subscribe to the additional renewal benefits in the form of premium discounts up to 50 percent at Bajaj Markets.

Cashless Claim Settlement

With a hassle-free, paperless, claim settlement process on Bajaj Markets, you can now get your Bajaj Avenger bike serviced at any of the network garages and relax while the insurer settles the repair cost directly with the garage.

Superfast Renewal Process

On Bajaj Markets, you can now renew your Royal Enfield Himalayan bike insurance from anywhere, within no time and get a renewed policy copy.

Round-the-Clock Customer Support

With an able, 24X7 customer assistance team, you can now get in touch with them for any insurance-related queries for an instant resolution.

Inclusions in Royal Enfield Himalayan Insurance

Based on the provisions of vehicle insurance, the following are covered in the insurance policy:

  • Any Loss on behalf of natural calamities
  • Any loss due to arson or explosions
  • Theft
  • Accidental damage
  • Third-party liability

Exclusions in Royal Enfield Himalayan Insurance

As per the policy documents and insurance details, below is the list of what’s not at all covered in the Royal Enfield Himalayan insurance policy:

  • Wear and tear of sub-components
  • Tyre Damage
  • Accident while the driver was under the influence of liquor or other illicit substances.
  • Any illegal activity conducted in the vehicle.
  • Driver doesn’t possess a driving license

Add-On Covers for Your Royal Enfield Himalayan Bike

Add-ons are small and specific packages that you purchase along with the Comprehensive Insurance Plan to extend the standard coverage. Following are the add-ons that you can buy for your Royal Enfield Himalayan:

  • Zero Depreciation Cover

  • Personal Belongings - Damage/Theft

  • Roadside Assistance Cover

  • Key Protect Cover

  • Bike Engine Protection Cover

  • Outstation Emergency Cover

  • Consumables Cover

How To Apply For Royal Enfield Himalayan Bike Insurance Online

The process of applying for Royal Enfield Himalayan insurance is a simple process. All you have to do is follow these 4 steps to easily apply for bike insurance online.

  • Step 1: Navigate to the bike insurance provider website such as Bajaj Markets.

  • Step 2: Click on the bike insurance option. Then, enter your bike registration number and your contact number.

  • Step 3: The next step is to enter your personal details and pick the type of coverage you want.

  • Step 4: Lastly, complete paying the insurance price through any mode of payment. Once you pay the premium, you will have an active bike insurance policy.

How to Renew Royal Enfield Himalayan Insurance

If you’ve enjoyed your current insurance policy and are interested in continuing the benefits of comprehensive insurance for your Royal Enfield Himalayan, you can renew your policy effortlessly. The steps of renewing are as follows:

  1. Visit the section on Bike Insurance at Bajaj Markets.

  2. Enter your contact details and registration number.

  3. Check out the premium of your Bullet 350 insurance price renewal.

  4. Make online payments.

  5. Download the copy of the policy.

Royal Enfield Himalayan Insurance Claim Process

The claims process for your Royal Enfield Himalayan can be done either of two ways: Cashless claims or Reimbursement claims.

Claim Cashless Bike Insurance for Royal Enfield Himalayan

As part of this process, the insurer pays the repair costs for bike damages, directly to the service garage, with no need for any financial involvement of the motorcycle owner/rider.

Claim Reimbursement for Royal Enfield Himalayan

Under this claims process, you need to first pay the garage the expenses incurred for the repair of the damages that occurred during the accident. After completing the bill payment, the garage will provide you with an original invoice and payment receipt that you need to submit to the insurer for further reimbursement.

Steps to Claim Royal Enfield Himalayan Insurance Online

The online claims process is really simple on Bajaj Markets when you follow the given steps:

Process for Filing Cashless Claims for Royal Enfield Himalayan

  • Register the claim by visiting the Bajaj Markets website and give intimation to the insurer about the initiation of the claim.

  • Get Your bike fixed at the closest network garage and submit the necessary documents like insurance policy copy, copies of RC (registration certificate), and DL (Driving license)

  • Once these documents are assessed by the insurer along with the garage bills, the insurer shall directly credit the claim expenses to the garage’s bank account.

Process for Filing Reimbursement Claims for Royal Enfield Himalayan

  • Inform the insurer about the damage to your bike and file an FIR if the damage was caused due to a third-party collision or theft, along with submission of required documents.

  • Get Your Royal Enfield Himalayan repaired at the nearest garage and make the payment for damage repair from your wallet.

  • Submit the original invoice and payment receipt provided by the garage to the insurer.

  • Once the claim is assessed, the amount is reimbursed into your registered bank account.

Documents Required for Royal Enfield Himalayan Insurance Claim

Claiming insurance for Royal Enfield Himalayan requires submission of the following basic documents:

  • The original Insurance Policy Document

  • Details of the bike such as registration number, year of registration, etc.

  • Accident details like the place and location

  • FIR copy in the event of theft or damage caused by a third party

  • Original invoice and Payment receipt provided by the garage for repair of damage to Royal Enfield HImalayan.

  • Personal details of the bike owner/driver such as ID proof and address proof, valid RC, and DL.

Check Out Bike Insurance Plans Available at Bajaj Markets

FAQs on Royal Enfield Himalayan Insurance

How can I renew my Royal Enfield insurance?

All you have to do is fill in your Royal Enfield's Registration number and your mobile number and generate a quote online.

What is the mileage of Royal Enfield Himalayan in City

The Royal Enfield Himalayan gives a mileage of 32.04 kmpl in city.

Does Royal Enfield Himalayan have ABS as a standard feature?

Yes, Dual Channel ABS is a standard feature of Royal Enfield Himalayan.

Can my insurance for Royal Enfield Himalayan be customized?

When you choose Bajaj Markets as your insurance provider, you get the benefit of multiple add-ons to customize your insurance. 

How can I cover my Royal Enfield Himalayan from road accidents?

When you opt for comprehensive two-wheeler insurance, you are covered against damages caused to your bike as well as a third party arising from a road accident. 

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