Bajaj Allianz Bike Insurance is a set of protection plans for two-wheeler vehicles that help you incur the costs of any damage caused to your bike. Bajaj Allianz two-wheeler insurance essentially helps you stay prepared for any bike-related eventualities like road accidents, theft, collisions, and other damages.
It offers you three types of bike insurance plans: third-party bike insurance, comprehensive bike insurance and standalone own-damage bike insurance. Depending on the type of insurance you choose, the insurance plan will cover costs for certain damages.
You will find three types of bike insurance plans under the Bajaj Allianz bike insurance umbrella namely, third-party bike insurance, standalone own-damage bike insurance and comprehensive bike insurance.
Third-party Bajaj Allianz Bike Insurance
Standalone Own-damage Bajaj Allianz Bike Insurance
Comprehensive Bajaj Allianz Bike Insurance
Follow the instructions given below to purchase a Bajaj Allianz Bike Insurance plan on Bajaj Markets.
Find your way to the website’s premium calculator page.
Fill in the details of your bike’s make, model, age, etc.
Pick a plan from those displayed on your screen as per your budget and preferences.
Customise your plan with optional add-ons.
Complete the payment of your brand new Bajaj Allianz Two-wheeler Insurance plan.
Your policy documents should be sent to you on your registered mobile number or email address shortly.
Given below are the key highlights of the Bajaj Allianz two-wheeler insurance.
Premium price starting at ₹538
Long-term policy tenure up to 3 years
Personal Accident Cover up to ₹15 Lakhs
No-claim Bonus up to 50%
Explained below are a few of the many reasons why you should get a Bajaj Allianz Bike Insurance plan for your two-wheeler.
You can experience hassle-free claim settlement through a simple and quick procedure. You can initiate the claim settlement process on the Bajaj Allianz Bike Insurance website. You need to undergo the hassle of visiting a branch personally to request for coverage.
You are offered access to 4000+ network garages where you can claim cashless repair and replacement facilities. Through such claims, Bajaj Allianz Bike Insurance and the network garage settle the costs of repairs internally. Hence, you might not have to shell out any of your savings for these expenses.
If you haven’t opted for cashless facilities, you can claim up to 75% reimbursement on the replacement and repair bills. When it comes to claims like these, you get to first cover all the repair costs and later, claim coverage as a reimbursement.
You can purchase bike insurance online from the comfort of your home. All you need to do is complete five easy steps and pay the insurance premium. Your application process will immediately be underway once the payment is approved. Additionally, you can purchase a bike insurance plan for up to 3 years which eliminates the hassle of yearly Bajaj Allianz Bike Insurance renewals.
You can contact customer care 24/7 for any grievances, complaints, or queries. The customer care team will be at your service right from the moment you purchase your insurance policy. For instance, you will receive timely alerts for renewals and premium payments through SMS. They will be there for you through every stage of the claim settlement process, giving you access to the status of your claim.
The no claim bonus in bike insurance advantage can offer you a discount for every policy year that passes without any claims. You can get up to 50% as a discount for five consecutive claim-free years.
You can complete bike insurance renewals within minutes with Bajaj Allianz Bike Insurance. Moreover, no prior bike inspection is necessary for renewals.
Here is all that is covered and not covered under the Bajaj Allianz two-wheeler insurance policy. You can find an extended list of such terms and conditions in the policy document for better understanding of the inclusions and exclusions.
Damage or loss due to natural disasters such as earthquakes, floods, cyclones, etc.
Penalties for driving irresponsibly, without valid documents, and other reasons.
Damages caused by man-made disasters like fires, explosions, chemical disasters, etc.
Driving irresponsibly under the influence of alcohol
Theft and/or total loss coverage
Mechanical or electrical breakdowns
Personal Accident Cover up to ₹15 Lakhs
Regular repairs and replacements
Third-party property damage
General wear and tear costs
Third-party damage or loss of life
Driving without a valid driver’s licence
A number of factors can directly affect the calculations of your Bajaj Allianz two-wheeler insurance’s premium price. In order to understand these factors, you can refer to the information given below.
The age of your bike is directly proportional to the premium price you might have to pay for a new bike insurance. The older the bike, the higher the premium price will be.
The market value of your bike refers to the price at which the vehicle can be sold on a given market. If you wish to purchase a Bajaj Allianz bike insurance plan for an exclusive model or luxury bike, you can expect a higher premium quote to come your way.
This applies to renewals. For every year that your policy survives without any claims, you are entitled to claiming up to 50% discount on the upcoming renewal premium.
If your bike has special security devices installed for your and the vehicle’s safety, the premium price will be decreased through rewards.
Any extra modifications made to your vehicle in order to beautify it or to alter its original specification will make you liable to pay a higher premium price for your Bajaj Allianz two-wheeler insurance.
Calculating your Bajaj Allianz bike insurance premium is a matter of a few minutes, thanks to the bike insurance premium calculator on Bajaj Markets. Start by navigating to this quick and hassle-free calculator. Enter your bike’s age, model, registration number, etc. Choose your ideal policy from all the options on your screen. Enhance your policy with any add-ons of your preference. Pay the Bajaj Allianz Bike Insurance price and acquire a quote for your brand new bike insurance plan.
Here are the add-on covers offered by Bajaj Allianz Bike Insurance that can enhance your insurance policy.
As your bike ages, its market price will gradually decline. This will directly impact the coverage amount that you can claim. The Zero-depreciation Cover in two wheeler can save your claim amount from taking a hit due to the depreciation of your bike’s components. Hence, you will have access to your full coverage without any deductions.
This cover can give your emergency roadside assistance round the clock. If your bike experiences a sudden breakdown during commute, you can call Bajaj Allianz Bike Insurance at 1800-103-5858 and request for immediate assistance.
This is a special add-on cover that ensures the financial safety of the pillion rider against the costs of accidental injuries. This cover stands as a huge support system for you should your co-passenger endure injuries during an accident.
By purchasing a Bajaj Allianz Bike Insurance policy you can unlock a host of benefits. These include third-party liability coverage, personal accident benefit, multiple add-on covers, and access to 4000+ network hospitals among other benefits.
You can get special discounts on your Bajaj Allianz Two-wheeler Insurance plan renewals should you survive one year or more without claiming your coverage. For a single claim-free year, your NCB will be 20%, while five years can accumulate your NCB points and increase the discount to 50%.
You can call Bajaj Allianz Bike Insurance through their toll-free numbers (1800-209-0144/1800-209-5858). You can also write to them on their email address (firstname.lastname@example.org). Additionally, you may request a call-back or chat with them through their website.
A Bajaj Allianz Bike Insurance plan can be valid for up to 3 years.
Yes, your no-claim bonus can be transferred from Bajaj Allianz Bike Insurance to a new insurance company and vice versa.
Yes, Bajaj Allianz two-wheeler insurance does include third-party liability coverage along with standalone own-damage bike insurance and comprehensive bike insurance.
Be it old or new, two-wheeler insurance is compulsory for all bikes. This is as per the Motor Vehicles Act of 1988. You can purchase a Bajaj Allianz bike insurance plan for your old bike. You can choose from their third-party liability coverage, standalone own-damage coverage, and comprehensive coverage.
For your policy details, you can contact Bajaj Allianz General Insurance through the following routes.
Toll-free Number: 1800-209-0144/1800-209-5858
Email Address: email@example.com.
Your insurance details and documents will be sent to your registered email address shortly after you purchase a Bajaj Allianz two-wheeler insurance plan. You can download those documents from your inbox.
The three types of Bajaj Allianz two-wheeler insurance plans are as follows:
Third-party liability two-wheeler insurance
Standalone own-damage two-wheeler insurance
Comprehensive two-wheeler insurance
Yes, a soft-copy of your Bajaj Allianz bike insurance papers is completely valid. However, you must ensure that these soft copies are stored in a Government-approved application.
A PAN Card can be used as a very important identification and financial proof. Hence, yes, a PAN Card is required for Bajaj Allianz two-wheeler insurance.
Yes, it is a great decision to purchase your Bajaj Allianz bike insurance online. All you need to do is make sure to choose a good financial partner or platform to purchase your bike insurance from. Bajaj Markets can be that trustworthy partner for you.