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Datsun cars are a renowned automobile brand in India. Unforeseen circumstances such as accidents or theft can result in damages and large expenditure on repairs. The Datsun car insurance will keep you from burning a hole in your pocket in such cases.  


In India, having a third-party Datsun car insurance is mandatory but comes with limitations. A third-party insurance only covers the losses incurred by a third person due to your vehicle. However, a comprehensive car insurance, alongside the third-party liabilities, will cover the damages to your car as well.

Datsun Car Insurance Price for Popular Models

Datsun Car Model

Ex-Showroom Price*

Fuel Type

Estimated Third-party Premium**

Datsun GO

₹4.02 Lakh



Datsun GO+

₹4.25 Lakh



Datsun redi-GO

₹3.97 Lakh



How to Buy Datsun Car Insurance Online

You can buy a Datsun car insurance online on Bajaj Markets through these easy steps:


  1. Visit the ‘Car Insurance Premium’ section on our website.

  2. Fill in your mobile number and your Datsun car’s registration number.

  3. Choose your car insurance coverage at Bajaj Markets

  4. Pay the Datsun car insurance premium online.

  5. Your Datsun car insurance policy will be sent to your email address upon successful payment.

How to Renew Datsun Car Insurance Online in Minutes!

You must renew your car insurance policy to continue reaping the benefits of insurance coverage for your Datsun car. Here are the 5 quick steps to renew your Datsun insurance policy online:


  1. Visit your car insurance provider’s website.

  2. Enter your registration number and contact details.

  3. Check your Datsun car insurance renewal premium.

  4. Complete the premium payment online.

  5. Download a copy of your renewed car insurance policy.

Why Does Your Datsun Car Require Insurance?

You may drive your car very carefully, however, you are still exposed to certain risks like accidents, thefts, etc. Any damage to your Datsun car due to such events can burn a hole in your pocket. For instance, just replacing the front doors of your Datsun can cost you up to ₹15,000. Multiple damages can cost you a lot more! Buying a Datsun car insurance policy will secure you financially by covering a major part of your repair/replacement costs. Moreover, it is mandatory to have a third-party Datsun car insurance in India to legally drive your Datsun vehicle on Indian roads.

Third-Party Car Insurance or Comprehensive Car Insurance: Which is Right For You?

  • Third-Party Car Insurance

Third-party car insurance policies only cover any injury/death or damages caused to a third person due to your insured vehicle. As mentioned earlier, it is mandatory to at least have third-party car insurance to drive your car on Indian roads. Due to the limited coverage, such insurance policies may seem more affordable. However, third-party car insurance does not cover any damages incurred to you or your vehicle in case of an accident.

  • Comprehensive Car Insurance

comprehensive car insurance plan will protect you financially in case of accidents, theft, or loss incurred to your vehicle due to any natural or man-made calamities. A Datsun comprehensive car insurance policy will also cover third-party liabilities along with the damages to your own car. Hence, if you are looking for extensive coverage, a comprehensive car insurance plan is right for you.

What is Included in Datsun Car Insurance?

A third-party Datsun car insurance only includes third-party damages, injuries, or death caused by your insured Datsun vehicle. A comprehensive car insurance policy includes third-party liabilities as well as damages caused to your insured vehicle due to natural and man-made calamities, repair and replacement expenses, etc.

What is Excluded from Datsun Car Insurance?

Some of the expenses that are excluded from Datsun car insurance are normal wear and tear of your Datsun car, damages incurred while driving without a valid driving licence, damages due to electrical or mechanical breakdown of your Datsun car, etc.

Add-On Covers to Upgrade Your Datsun Car Insurance

You can choose from multiple add-on covers to enhance the coverage of your comprehensive Datsun car insurance. Here are some of the add-on covers available for a Datsun insurance policy:


  • Roadside Assistance Cover

Covers emergency roadside assistance services like car breakdown assistance, towing facility, delivery of the repaired car, etc.

  • Engine Protection Cover

Covers damages that are caused due to damage of the gearbox, leakage of the lubricant, or water ingression. This add-on also covers the repair/replacement cost of engine parts.


  • Personal Accident Cover

Provides monetary coverage for any accidental injuries, permanent/partial disability or death of the driver of the insured vehicle.


  • Consumables Cover

Covers the repair/replacement cost of consumables like nuts, bolts, gearbox oil, ball bearings, distilled water, grease, etc.

How Can You File a Claim for Your Datsun Car Insurance?

It is crucial to understand how you can register a claim for your car insurance. Let’s start with the two types of Datsun car insurance claims.


  • Cashless Car Insurance Claim

With this facility, you will need to get your car repaired at the nearest network garage. Your insurance provider will then take care of these repair expenses directly with the garage.


  • Reimbursement Claim for Car Insurance

Here, you have the liberty to get your car repaired at any garage of your choice and pay for the expenses. You can then file a reimbursement claim for these expenses against your car insurance policy. The insurance company will assess your claim and transfer the settlement amount to your registered bank account.

Now that you know the different ways to file a claim, take a look at the documents required to file a claim for your Datsun insurance policy:


  • Datsun car insurance policy document

  • Datsun car details

  • Insurer details

  • Details of the incident

  • FIR copy

  • Original bills and receipts of vehicle repair

How Can You Reduce the Datsun Insurance Cost?

Here are some tips to reduce your Datsun insurance cost:


  • No Claim Bonus (NCB) Rewards

Use your NCB rewards to get a cost-effective renewal premium for your Datsun car insurance. You earn NCB rewards while renewing your plan when you make zero claims throughout the previous tenor.


  • Do Not File Claims for Small Amounts

Secure your NCB rewards by avoiding claiming any inexpensive repairs from your car insurance.


  • Install Anti-Theft Devices in Your Datsun Car

Lower your car insurance premium by installing Automotive Research Association of India (ARAI) authorised anti-theft devices in your vehicle.

  • Maintain Your Datsun Car

A key determinant of your car insurance premium is the condition of your car. Hence, you must see to it that you maintain your Datsun car and get it serviced regularly.


  • Compare Car Insurance Premiums

Always compare the car insurance premiums quoted by various insurance providers before you choose a plan for your Datsun four-wheeler.

Summing Up

An unfortunate accident involving your Datsun car can lead to a lot of stress, mentally and well as financially. In such cases, a Datsun car insurance policy acts as your financial cushion. So, if you are looking for car insurance for your Datsun, head over to Bajaj Markets and take a look at car insurance plans available, along with a host of add-on covers.

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FAQs on Datsun Insurance

How can I buy car insurance for my new Datsun car?

The car dealer will help you buy car insurance for your new Datsun car. However, you can also buy car insurance directly from any insurance company. 

Will I be fined if I am caught driving my Datsun car without a valid car insurance policy?

Yes, you will be charged a traffic challan under the New Motor Vehicles Act, 2019. For the first offence, the penalty for driving your vehicle without a valid car insurance is ₹2,000 and/or imprisonment up to three months. For subsequent offences of driving without a valid car insurance, the penalty is ₹4,000 and/or imprisonment of up to three months.  

What is IDV in Datsun Insurance?

Insured Declared Value, or IDV, is the market value of the Datsun car that is agreed upon by the insurance provider and you (the policyholder). The IDV is calculated on the basis of the manufacturer’s selling price and the depreciation value on the parts of the Datsun vehicle. 

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