Renault Duster Car Insurance

The Duster, manufactured by French car manufacturer Renault, is a highly popular Sports Utility Vehicle (SUV) that is as robust as it is feature-rich. It bears a safety rating of 3 stars (Global NCAP) and comes with two powerful petrol engines, with a capacity of 1,498 cc and 1,330 cc respectively.

 

In case you have been contemplating bringing this SUV home, you will no doubt want to know the Renault Duster car price. That way, you can plan your purchase and create a budget accordingly. There are 7 Duster variants available in the market today, and their prices range from Rs. 9.86 lakhs to Rs. 14.25 lakhs.

 

Your financial planning doesn’t end with the purchase alone, though. You also need to factor in the cost of a Renault Duster car insurance plan. An insurance cover is not just mandatory in India, but it also comes with a wide range of benefits for you and your car.

 

The cost of Renault Duster insurance can vary from one service provider to another. Additionally, it also depends on factors like the Duster variant, the IDV chosen, the type of coverage chosen and more. Typically, however, the average Duster car insurance price may range from Rs. 47,000 to Rs. 64,047.

Check Insurance Premium for Duster Variants

It is always a good idea to get more clarity on the cost of a Renault Duster car insurance plan before you purchase your car. That way, you can factor it into the overall cost of the car and plan your finances accordingly. Take a look at the ex-showroom prices of the different variants of the Renault Duster, as well as the insurance price for each of them.

Disclaimer: The above information is for a new Renault Duster only. The premium rates will depend on the Renault Duster model, variant, fuel type, place and year of registration, IDV, add-on covers and various other factors.

How to Buy Renault Duster Insurance Online?

If you are looking for an easy way to buy a Renault Duster insurance plan online, you can do so via Bajaj Markets. The process, which is quick and convenient, is outlined below:

 

• Visit the ‘Car Insurance Premium Calculator’ page.

• Enter your Duster’s registration number and your mobile number.

• Pick the Duster insurance plan of your choice from the website, and any add-ons you may want to include.

• Pay the premium online.

• Submit the application and wait for the approved policy documents to be sent to you.

How to Renew Renault Duster Insurance Online?

It is not enough if you merely purchase your Duster insurance as a one-time effort. When your Renault Duster car insurance cover expires, you need to renew it on time, so you can enjoy continued coverage. Here is how you can renew your Duster insurance on Bajaj Markets.

 

• Step 1: Head to the ‘Car Insurance Renewal’ page of the insurance provider's website & enter your previous policy details.

• Step 2: Input your personal and car-related details.

• Step 3: Check your Duster insurance renewal premium.

• Step 4: Make an instant online payment.

• Step 5: Your Duster insurance will be active soon.

Why to Insure your Renault Duster?

Now that you know how to buy and renew your Duster insurance plan, it is important to understand why you should insure your Renault Duster, in the first place. Here are some key benefits of a Renault Duster insurance plan.

 

• You can avoid fines or penalties levied for not having the mandatory basic third party cover.

• You don’t need to spend out of pocket in case of any accidental damage.

• Your finances are also protected in case of any damage to your car due to natural or man-made calamities

• You can enjoy additional benefits with add-on covers.

Types of Renault Duster Car Insurance

The Renault Duster car insurance rates depend on many factors, one of which is the type of car insurance plan that you choose. You can take your pick from the following kinds of Duster insurance covers available on Bajaj Markets.

Third-party Car Insurance:

If your Renault Duster is in an accident, it is likely that your car may accidentally injure somebody or damage another person’s vehicle or property. The third party who has suffered these injuries/damages will expect you to compensate for the same.

 

Such third party liabilities are covered by a third-party car insurance plan. This kind of cover is also a must-have according to the Motor Vehicles Act, 1988.

Comprehensive Car Insurance:

As its name indicates, a comprehensive car insurance plan offers a more wide ranging set og benefits. It covers third party liabilities, and also offers protection in case your own Renault Duster is damaged accidentally.

 

Furthermore, a comprehensive Duster insurance plan can also be enhanced with a number of add-on riders, as you’ll see below.

Inclusions

Every Renault Duster insurance plan has its own standard set of inclusions, which are the incidents and expenses covered by the policy. You can only raise a claim if the covered incidents occur. For this reason, it is important to know the inclusions in your plan. Typically, these are the common inclusions in the policies available at Bajaj Markets.

 

• Third-party liabilities

• Expenses for repairs and replacements

• Personal accident cover that also includes the passengers

• Damage or loss due to natural or manmade calamities

• Damage caused due to accidents

Exclusions

There are some expenses or situations that may specifically not be covered by your Renault Duster insurance plan. You cannot raise a claim in case of these exclusions. Check out the common exclusions in a car insurance plan on Bajaj Markets.

 

• Regular wear and tear

• Electrical or mechanical breakdown

• Loss or damages caused by malicious activities or caused during a war-like situation

• Damages that occur when you are driving under the influence of alcohol

• Damage or loss caused when driving without a valid licence

• Damages occurring when your insurance policy is not active

Add-On Covers for Your Renault Duster Car Insurance

If you want to enjoy additional coverage over and above what is typically covered in the inclusions listed above, you can purchase add-on covers along with your basic Duster insurance plan. Here are some of the riders that you can choose on Bajaj Markets, and the benefits they offer.

Personal Accident Cover

In case of any accidental death, bodily injuries or permanent disability, this personal accident cover, covers the costs involved in treating or handling the same.

Roadside Assistance

This add-on cover takes care of the costs of any emergency on road assistance you may need. Examples include refuelling, car tyre repair, towing and the like.

Zero Depreciation Cover

With Zero Depreciation cover in car insurance, you can rest assured that depreciation cuts don’t bring down the overall amount of your claim.

Engine Protector

This Engine Protection Cover, covers the cost of rectifying engine damages caused due to oil leaks or water seepage.

Renault Duster Insurance Claim Process

Raising a claim on Bajaj Markets is quick and simple. There are two kinds of claims you can raise for your Duster insurance, and here is how you can go about the process in each case.

Process for Filing Cashless Claims

Filing a cashless claim involves having the insurer directly settling your bills for you. Listed below are the steps to file a cashless Duster insurance claim on Bajaj Markets.

 

• Contact your insurer in case of an accident and let them know of the details immediately.

• Get your vehicle repaired at the closest network garage.

• After the repairs, submit the relevant documents to your insurer.

• Once the paperwork is verified, your claim will be settled directly with the garage.

Process for Filing Reimbursement Claims

In case of a reimbursement claim, your insurer reimburses the costs you incur to repair your car. To file a reimbursement Duster insurance claim on Bajaj Markets, here is what you need to do.

 

• Contact your insurer and update them about the damage to your car.

• File an FIR in case of a theft.

• Submit the FIR copy and other relevant documents to the insurer.

• Pay for your vehicle repairs at a garage of your choice.

• Submit the receipts and bills from the garage to your car insurance company.

• After verification, the insurer will reimburse your expenses as per your claim.

Before you submit your Duster insurance claim, you need to have the necessary documents ready. Here is a list of paperwork that is required to file your Renault Duster insurance claim.

 

• The Duster insurance policy document

• The details of your insurer and your vehicle

• The details of the incident for which you are raising a claim

• FIR copy in case of theft

• The original bills and receipts for the repair of the car

How to Reduce the Insurance Cost for your Renault Duster

You may have a fair idea of the Renault Duster insurance price by now, but did you know that there are some easy ways to reduce the cost of your Duster insurance plan? Here are some things you can do.

 

• Browse your options and compare different Duster insurance policies to find an affordable cover.

• Drive carefully and within the required speed limits to avoid accidents.

• Pay out of pocket for small repairs instead of raising a Duster insurance claim, so your No Claim Bonus is not affected.

• Make use of anti-theft aids to prevent your car from being stolen.

Top Tips to Maintain Your Renault Duster

You don’t need any technical knowledge to help you maintain your Renault Duster in the same condition that it was in when you first took delivery of the car.

 

There are a few things that you can do to increase the lifespan of the vehicle and prevent avoidable breakdows. Check out a few of the tips that you can follow down below.

 

• Get your wheel alignment checked and rectified periodically

• Check your brake fluid levels every month and top it up if necessary

• Change the oil filter each time you change your engine oil

• Check the hoses in your car’s engine bay for cracks or leaks

Renault Duster Maintenance Costs

It is essential to service your car through a Renault authorised service centre at regular, manufacturer specified intervals. This will keep your car looking and performing like new for a very long time.

 

That said, it is also important for you to know what the Renault Duster service costs are beforehand since it will allow you to make a more informed decision. If you’re wondering what the expenses for scheduled services are, the table below can give you some clarity.

Replacement Cost of Parts Changed During Service

Although the first two services are technically free, you would still have to pay the cost of parts and components that are changed during the said service. That’s not all. As your car ages, you may also have to replace certain parts to ensure that your SUV performs the way it should.

 

And so, knowing what the replacement costs of some of the more common parts and components of the vehicle can help you plan your finances better. Here’s a table outlining the replacement costs of parts replaced during service.

Components to be Replaced or Serviced at Different Intervals

Car manufacturers generally recommend replacing certain key components of a vehicle after a certain period of time. Strictly adhering to these replacement intervals is absolutely crucial to avoid malfunctions and expensive repairs in the future.

 

Wish to know more about the different replacement intervals specified by the car manufacturer? Here’s something that can give you an idea.

Note: All of the service costs and replacement costs mentioned above is merely indicative. The actual cost applicable to you may vary.

About Renault Duster

The Renault Duster is one of the best-selling SUVs in India. The car is robustly designed and comes with a 1.3-litre turbo petrol engine that delivers around 150 BHP of power. Despite featuring a muscular design and a powerful engine, the Renault Duster’s mileage figures of 15 to 16 kilometres per litre are quite exceptional.

 

Thanks to the Renault Duster’s ground clearance figures of around 205 millimetres, clearing high-set speed breakers and going off-the-road is as easy as driving on well-paved roads. Rear parking sensors, hill start assist, electronic stability program, smart start and stop, and remote precooling are a few of the many Renault Duster features that the SUV comes with.

Renault Duster Variants

Although the Renault Duster is only offered in two petrol engine configurations, it comes in as many as 7 different variants. The Duster’s specifications and features may undergo a slight change according to the variant that you choose.

 

Therefore, before you go ahead with your purchase, it is essential to know what the variants are. The table down below can help give you some information.

On-Road Price in Top Cities

The on-road price is the final price of the Duster SUV that you would have to pay to own the vehicle. It includes the ex-showroom price, the cost of registering the vehicle at an RTO, and the cost of Renault Duster insurance.

 

And depending on your location, the price of the Renault Duster may vary. Check out the table below to get to know what the on-road price of the SUV in a few of the top Indian cities are like.

Features of the Renault Duster

The features that the Renault Duster is equipped with is nothing short of extraordinary. The SUV comes with a host of different modern and technological features that not only make your drive more comfortable, but also more exciting. Here are a few note-worthy features that the different variants of the Duster come with.

Conclusion

Although the Renault Duster is an inexpensive car to maintain, the cost of having to replace damaged parts and components can still take a huge toll on your finances.

 

However, you can avoid all of that by simply opting to purchase a comprehensive car insurance plan for your Duster SUV. The Duster insurance can help cover a large portion of the costs that you incur to repair your damaged car, preventing you from depleting your savings.