Axis Bank Credit Card Cash Withdrawal Charges

The cash withdrawal feature available through Axis Bank Credit Cards can be highly beneficial for you, especially in times of emergencies. While you can withdraw cash through your credit card from an ATM, Axis Bank levies a limit to it. 

Usually, this limit is 40% of your total credit limit. However, if your card is less than 180 days old, the withdrawal limit could be zero. You can find your current cash withdrawal limit on your Axis Bank Credit Card statement or reach out to the bank through their customer care services.

Cardholders have the flexibility to withdraw cash from any Automated Teller Machine (ATM), not limited to Axis Bank ATMs. The process for obtaining a cash advance from ATMs using a credit card is similar to that of a debit card. Here are the steps for cardholders to withdraw cash from their Axis Bank credit card:

1. Insert the credit card into the ATM slot and enter the PIN

2. Select the ‘Credit Card’ Option, then choose the ‘Cash Withdrawal’ option

3. Enter the withdrawal amount of your choice considering the cash limit on your card

4. Once confirmed, cash will be dispensed from the ATM

Here are some of the benefits of utilising Axis Bank Credit Cards’ cash advance facility: 

• No need for bank’s approval

• Flexibility to withdraw cash during emergencies

• Cash withdrawal possible from ATMs at both domestic and international locations

Here are the details of the cash advance fee and interest rates for various Axis Bank Credit Cards:

Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.