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Axis Bank credit cards come with a dynamic loyalty program that lets you earn EDGE REWARD points on your everyday purchases. You can accumulate and redeem these reward points to spend across over 500 different categories.  


The redemption categories range from electronics, accessories, and instant vouchers to travel services and cashback. By understanding the Axis Bank credit card reward structure, you can maximise your earning potential and unlock diverse benefits. 

Rewards on Top Axis Bank Credit Cards

Here’s a comprehensive list of rewards available on the some of the best Axis Bank credit cards:

Credit Cards

Reward Details

Axis My Zone Credit Card

  • 4 Axis EDGE REWARD points on all transactions of ₹200


Note: These reward points are not applicable to movies, wallet, fuel, and EMIs

Axis Bank Select Credit Card

  • 10 EDGE REWARD points on every spend of ₹200 

  • 2X reward points for every transaction of ₹200 spent on retail shopping

  • Up to 5000 EDGE REWARD points on annual spends of ₹3 Lakhs in a calendar year

IndianOil Axis Bank Credit Card

  • 1 EDGE REWARD point on all transactions of ₹100

  • 20 reward points for fuel spends of ₹100 at any IOCL outlets in India

  • Up to 5 points for every online purchase amounting to ₹100

Axis Bank AURA Credit Card

  • 2 EDGE REWARD points on all transactions worth ₹200

  • Up to 5X EDGE REWARDS on all insurance spends (Max. limit: ₹10,000)

Disclaimer: Please note that these details are only indicative and are subject to change at the discretion of the card issuer. 

Axis Bank Credit Cards’ Reward Catalogue

With the Axis Bank Credit Card, you can redeem your reward points for a diverse range of products, services, and vouchers. These offers are generally spread across various categories, catering to your different needs. 


Here are some of the categories for which you can redeem your Axis Bank credit card reward points:



Instant Vouchers

Popular brand vouchers for travel, dining, entertainment, and jewellery and apparel shopping

Mobile and Accessories

Smartphones, speakers, charger, power bank, headphones, and earphones


Jewellery, watches, and sunglasses

Home Decor

Home and kitchen appliances and furnishing

Other Rewards

Toys and games, travel accessories, backpacks, sports and fitness, and wellness vouchers

List of Axis Bank Credit Card and Respective EDGE Rewards

Here are the specifics of the reward points you can earn on spending ₹200 with the different Axis Bank credit card variants and types:

Credit Cards

EDGE Reward Points on Every ₹200 Spent

Freecharge Cards

1 Point

Commercial Card

1-2 Points

Shopping Reward Card

2 Point

Axis Bank Neo Credit Card

1 Point

Axis Bank Buzz Card

2-6 Points

Note: 6 points on online shopping ( other than travel)

Silver Cards

2-4 Points

Gold Cards

2-4 Points

Titanium Cards

2-8 Points

Axis Bank Pride Platinum Card

4 Points

Axis Bank My Zone Cards

4 Points

Axis Bank My Choice Card

4 Points

Axis Bank My Wings Card

4 Points

My Business Cards

4 Points

Axis Bank Platinum Card

4 Points

Axis Bank Pride Signature Card

8 Points

Signature Cards

10-20 Points

Axis Bank Infinite Reserve Card

10-20 Points

Axis Bank Privilege Credit Card

10 Points

Axis Bank Select Card

10-20 Points

Note: 20 Points on retail shopping spends

Axis Pay Card

10 Points

Note: 50 Points on 1st transaction; 200 Points on completion of 1st 5 successful transactions

Axis Bank Magnus Card

12 Points

Note: 2X Points on online travel spends

IndianOil Axis Bank Credit Card

20 points for every ₹100 spent at any IOCL fuel outlets in India

Disclaimer: The rewards are subject to change at the discretion of the issuer. Some of the cards mentioned above are not available on Bajaj Markets. Kindly visit the official website for more details.

How to Earn Rewards on Axis Bank Credit Cards

Axis Bank rewards you for completing purchases with their credit cards. Apart from the base points that you earn, you can get higher reward points in specific categories that change throughout the year. 


These categories can include apparel or grocery shopping, entertainment, and travel. Hence, you can maximise your points by using these cards often. Some cards also allow you to earn additional reward points on spending a certain amount in a given timeframe.

How to Redeem Axis Bank Credit Card Rewards

You can redeem your Axis Bank credit card reward points either online or offline.

Online Method

Follow these steps to redeem your credit card reward points on Axis Bank’s EDGE portal:

  1. Log in to your account on the Axis Bank Net Banking portal or mobile app using your customer ID and password 

  2. Navigate to the ‘Account Summary’ page and click on ‘EDGE Rewards’ 

  3. Accept the terms and conditions and click on ‘Redeem Now’ to view the accumulated points

  4. Choose the reward of your choice from various categories and add it to the basket

  5. Click on ‘Confirm’ to successfully redeem your credit card reward points  


Once you choose the reward, the item will be delivered to your home. You will receive the vouchers in your email if you opted for them. However, to redeem air miles, you will have to log in to the frequent flyer program portal. 

Offline Method

Here is how you can redeem Axis Bank credit card reward points offline:

  1. Visit the EDGE rewards store website

  2. Browse through different sections

  3. Pick the products or vouchers you wish to get against your reward points

  4. Call the Axis Bank Credit Card customer service to place an order 


The customer support team will ensure that your credit card points are redeemed as you desire. Note that you will have to share your credentials with customer service when placing an order.

Terms and Conditions for Axis Bank Credit Card Rewards

Before you apply for a credit card, you must go through the terms and conditions set by the bank.

  • The entire program is subject to the policies set by Axis Bank

  • The rewards provided under the EDGE loyalty program may change depending on the bank’s discretion

  • The bank, based on its discretion, can determine the transactions eligible for earning reward points

  • Axis Bank, from time to time, can also determine the minimum number of reward points you need for redemption

  • The EDGE Reward Points are neither assignable nor you can pledge them

  • EDGE reward points are active for a period of three years, starting from the day of the month when the point was earned

  • Upon expiry, the bank will remove the unused points from your account, which cannot be re-credited

Frequently Asked Questions

What is the value of 1 reward point earned with Axis Bank Bank credit cards?

The value of 1 EDGE reward point may differ depending on the card you choose. However, 1 EDGE reward point is roughly valued at ₹0.20.

How can I redeem my Axis Bank Credit Card reward points in cash?

To convert your Axis Bank EDGE reward points into cash, log in to the Net Banking portal or mobile website. Then, choose cashback as your preferred redemption option and click on the confirm button.  

When do Axis Bank Credit Card points expire?

The Axis Bank credit card reward points expire after 3 years from the date of earning that point.

What types of transactions qualify for Axis Bank Credit Card reward points?

You can reward points on Axis Bank credit cards by making a purchase, completing banking transactions, and shopping from partner brands. Some credit cards also offer bonus points when you use your card on your birthday.

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