The Axis Bank Freecharge credit card is a virtual credit card. You can use this credit card to pay your monthly bills, expenses, and more and repay the amount in the next month. However, the card is made available only to select customers. To know more about the Freecharge Axis Bank credit card benefits, Freecharge credit card rewards, Freecharge credit card charges, and steps for online Freecharge credit card apply process, read below.
Issuance Fee |
₹250 + GST |
Annual Fee |
₹250 + GST |
Late Payment Charges |
₹300: Nil ₹301 to ₹500: ₹100 ₹501 to ₹1,000: ₹500 ₹1,001 to ₹10,000: ₹500 ₹10,001 to ₹25,000: ₹750 ₹25,001 to ₹50,000: ₹1,000 ₹50,001 and above: ₹1,000 |
Overlimit Charges |
2.5% of overlimit charges (min ₹500) |
Physical Card issuance Fee |
₹250 + GST |
Demand Draft |
1% (Min ₹75) |
Minimum Amount Due |
5% of the Total Amount Due |
With the Axis Freecharge Credit Card, you can earn Milestone EDGE Reward points. The value distribution is as follows:
Spends between ₹2,000 and ₹4,999 |
100 EDGE Reward Points |
Spends of ₹5,000 and above |
350 EDGE Reward points |
You can also earn handsome cashbacks every time you use the virtual credit card on the Freecharge app. Below is a brief summary of Freecharge Axis Bank credit card cashback:
Monthly bill payments with Freecharge app |
Upto 5% cashback |
Payment on Ola, Uber, Shuttle |
Upto 2% cashback |
Other spends |
Upto 1% cashback |
To improve your credit card eligibility, you need to download the Freecharge app. The Axis Bank Freecharge Credit Card is an invite-only card. In case the customer is eligible, he/she shall be able to see the banner on their Freecharge Mobile App in the ‘Credit Card’ section.
In case you meet the eligibility for the Freecharge Axis Bank credit card, you must upload the following credit card documents to start the Axis Bank Freecharge credit card apply process:
Identity Proof |
Aadhaar card, PAN card, Voter ID, etc. |
Income Proof |
Latest salary slips, bank statements, ITR,etc |
Residential Proof: |
Passport, electricity/telephone bills, Ration card, etc. |
The Axis Bank Freecharge credit card apply option is currently not available on the Bajaj Markets website. Since the Freecharge credit card is an invite-only card, you will see the apply options for it on the Freecharge app once you meet the eligibility criteria.
Download the Freecharge app.
Go to the ‘Credit Card’ section.
In case you are eligible for the Freecharge Axis Bank credit card, you will see the banner on the Credit Card main page.
You can pay your Axis Bank FreeCharge credit card bill using both online and offline methods of payment. There are a number of ways in which you can pay your Axis Bank FreeCharge credit card bill online. Here’s how:
Axis Bank net banking facility
Axis Bank mobile application
If you’re using a different bank account than your own, you can pay your credit card bill through NEFT facility
UPI-based payment apps like Google Pay and Paytm can be used to pay your credit card bill
Auto debit facility offered by Axis Bank helps you pay off your bill seamlessly every month by deducting the bill amount from your bank account
Cash payments at your nearest Axis Bank branch.
You can reach the Axis Bank credit card customer care online as well as offline. The offline way to contact the Axis Bank customer care is by calling on the numbers:
1860 500 5555 and 1860 419 5555
You can also avail the Axis SMS banking facility by sending your query with the respective keyword on the SMS banking number. For example, if you wish to enquire about credit card balance, type ‘CARDBAL’ as the keyword or in case you have doubts about credit card payment, type ‘CCP’ as the keyword. You can send the respective queries with relevant keywords via SMS on the numbers 5616 1600 or +91 86910 00002 for instance assistance.
The online way to contact Axis Bank customer care is by taking the help of the bank’s virtual assistant on its website, which is ‘Axis AHA’.
Reference of all T&C necessarily refers to the terms of the Partners as regards to pre-approved offers and loan processing time amongst other conditions.
The Freecharge Axis Bank credit card application status can be checked online on the Freecharge app. Since it is an invite-only card, you can only apply for it if you receive the offer on the Freecharge app.
The credit card limit depends on your eligibility and your credit score. To view your Axis Bank Freecharge Credit Card limit, go to the ‘Credit card’ section on your Freecharge app.
The Axis Bank FreeCharge credit card comes at a joining fee of ₹350. There is no annual charge on this credit card for the first year. From the second year onwards, the annual fee is ₹350.
You can check the total amount of cashback earned on transactions using your Axis Bank Freecharge credit card on your monthly credit card statement. If you hold an Axis Bank Freecharge credit card, you can also check your cashback via SMS each month.
Yes, the Axis Bank Freecharge credit card is wifi enabled, allowing you to make a contactless transaction by just tapping your card on the point of sale terminal machine. This is in addition to the regular chip in your credit card that allows you to swipe the card.
You can enjoy a welcome gift voucher of ₹350 from Uber and BookMyShow each after acquiring a Freecharge Axis Bank credit card.
There is an interest rate of 1.50% per month on EMIs payable on the Axis Bank Freecharge credit card.