Axis Bank credit cards are one of the most rewarding credit cards in the market today. This is all thanks to their attractive EDGE rewards programme. You can earn EDGE reward points with almost every swipe of Axis Bank credit cards. There are 70 different ways to redeem your accumulated points. Keep reading to know more about Axis Bank credit card reward points!
Get 4 Axis EDGE REWARD points on all transactions of ₹200
Note that these Axis Bank credit card reward points are not applicable to movies, wallet, fuel, and EMIs
Check the EDGE REWARDS catalogue to redeem Axis Bank credit card points
Simply pay a joining fee of ₹500 to enjoy its umpteen benefits
Earn 10 EDGE REWARD points on every spend of ₹200
Get 2X reward points for every transaction of ₹200 spent on retail shopping
Enjoy up to 5000 EDGE REWARD points on annual spends of ₹3 Lakhs in a calendar year
Pay a joining fee of ₹3,000 to avail its benefits
Get 1 EDGE REWARD point on all transactions of ₹100
Earn 20 reward points for all fuel spends of ₹100 at any IOCL outlets in India
Get up to 5 points for every online purchase of ₹100
Pay a joining fee of ₹500 to get the card
Get 2 EDGE REWARD points on all transactions worth ₹200
Redeem your points by checking the EDGE REWARD catalogue
Earn up to 5X EDGE REWARDS on all insurance spends with a maximum limit capped at ₹10,000
Disclaimer: Please note that these details are only indicative and are subject to change at the discretion of the card issuer.
Here’s a list of some of Axis Bank’s most popular credit card offerings and their EDGE rewards’ structure.
Axis Bank Credit Cards |
EDGE REWARD POINTS |
IndianOil Axis Bank Credit Card |
1 Point for every ₹100 spent |
Axis Bank My Zone Credit Card |
4 Points for every ₹200 spent |
Axis Bank Privilege Credit Card |
10 Points for every ₹200 spent |
Axis Bank Select Credit Card |
10 Points for every ₹200 spent |
Samsung Axis Bank Signature Credit Card |
10 Points for every ₹100 spent on select partners |
Axis Bank Neo Credit Card |
1 Point for every ₹200 spent |
Axis Bank Reserve Credit Card |
50,000 Points on activation and card renewal |
Axis Bank AURA Credit Card |
2 Points for every ₹200 spent |
Axis Bank Freecharge Credit Card |
1 Point for every ₹200 spent |
Axis Bank Pride Platinum Credit Card |
4 Points for every ₹200 spent |
Axis Bank Pride Signature Credit Card |
4 Points for every ₹200 spent |
Axis Bank MY Zone Easy Credit Card |
4 Points for every ₹200 spent |
Here’s list showing the Vistara rewards offered by popular Axis Bank credit card variants:
Card Name |
Points per ₹200 spent |
Axis Vistara Card |
2 CV points |
Axis Vistara Signature Card |
4 CV points |
Axis Vistara Infinite Card |
6 CV points |
Follow these simple steps to check your Axis Bank credit card reward points balance:
Log in to the Axis Bank net banking app or website
Click on ‘EDGE REWARD’ and view your reward points balance
Alternatively, you can also take a look at your monthly credit card statement to know how many reward points you’ve accumulated. You can also give a missed call on 1800-419-6622 or SMS <EDGEBAL> to 5676782 from your registered mobile number to know your reward points balance.
You can accumulate reward points when you perform the following transactions:
Purchases on credit cards
Banking transactions
Upgrading and adding credit cards
Transactions with partner brands
Bonus points when you perform credit card transactions on your birthday
Transferring points from another Axis Bank customer
Axis Bank offers a loyalty program to all its credit card users, except Corporate and Government Trust Savings account holders, known as the Axis Bank EDGE REWARDS program. Under this facility, you can accumulate and redeem Axis Bank credit card points against various categories, as mentioned earlier. Services Which Axis Bank Customers can Avail on the EDGE Loyalty Rewards Program Website. You can utilise the following services on the EDGE Loyalty Rewards program website:
Rewards Catalogue / Recharge & Bookings / Partner Deals
Gifting Options
Reward delivery status
History of your redemption transactions
Transfer My Points
My Wishlist
Download option for previous transactions
The rewards catalogue has umpteen products redeeming your Axis credit card reward points. Here are a few categories of products:
Vouchers for dining, travel, jewellery, gift, electronics, online shopping and more
Smartphones, gadgets, accessories
Redeem credit card reward points against Air Miles for Club Vistara Jet Privileges
E-vouchers for brands like Titan, Croma, Amazon, Myntra, Flipkart, Cleartrip, etc.
Products for personal care and grooming, toys and games, back-to-school accessories for children, etc.
Electronic appliances
Travel offers
Fashion products
Home décor
Fitness and sports-related products
Here are some general terms and conditions as stated on the official Axis Bank website concerning Axis Bank credit card rewards:
The rewards offered under the Axis Bank EDGE programs are at the bank’s discretion, and the program is subject to changes as per the policy of Axis Bank.
During a promotion, special offer, cashback or black-out period, the bank may choose to disallow the earning of EDGE REWARD points on already discounted transactions.
Purchases on add-on credit cards will accumulate EDGE REWARD points credited to the primary holder’s account. Note that only the primary account holder can redeem points.
Axis Bank EDGE REWARD points are valid for three years, starting from the day of the month on which the EDGE REWARD points are earned
Axis Bank EDGE REWARD points may also expire in case of no earn transaction on the EDGE REWARDS account for a period of 365 days.
Additionally, you can get details on various Axis Bank credit card types on Bajaj Markets.
Once your Axis Bank reward points reach 300 points, you can redeem them. You can choose from various redeeming offers that you can choose from as per your preference.
Axis Bank card reward points can be earned using your credit cards on all eligible transactions.
You can convert your Axis Bank reward points into flyer miles if you have a Club Vistara or an InterMiles card.
Club Vistara members can earn 1 Club Vistara Point for every 5 EDGE REWARD points. Simply call on the Axis Bank call centre (1860-419-5555 or 1860-500-5555) and mention details such as your name, Club Vistara ID, and the total EDGE REWARD points to be redeemed.
InterMiles members holding valid Axis Bank credit cards can convert 5 EDGE Loyalty Reward points into 1 InterMile.
Being an Axis customer, you do not need to register for the EDGE Loyalty Rewards program. Just meet the required eligibility criteria, and you are good to go.
No, you can use only Axis Bank credit cards to redeem for Mobile and DTH recharges, travel, movies, music downloads and hotel bookings.
Axis Bank will levy no extra or additional charges; however, the necessary taxes will be incorporated into the points needed for points redemption.
Reward points are rounded off to the closest number of the purchase value. The value of the reward points is as per regulations of the Axis Bank for different product categories.
To know your Axis Bank reward point balance, log into the Internet Banking/ Mobile App or EDGE Rewards website and check under the ‘Earn Summary’ Tab. Alternatively, you can also give a missed call on 1800 419 6622 to check your points.
As per the official Axis Bank website, ‘Points are calculated by rounding down the transaction value to the nearest integer and per the criteria set for each Axis Bank product’.
Moreover, depending on the Axis Bank credit card variant and the minimum transaction value, the value chart for Axis Bank credit card reward points will vary.