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Axis Bank credit cards are one of the most rewarding credit cards in the market today. This is all thanks to their attractive EDGE rewards programme. You can earn EDGE reward points with almost every swipe of Axis Bank credit cards. There are 70 different ways to redeem your accumulated points. Keep reading to know more about Axis Bank credit card reward points! 

Some of the Top Axis Bank Credit Cards for Reward Points

1. Axis My Zone Credit Card

  • Get 4 Axis EDGE REWARD points on all transactions of ₹200

  • Note that these Axis Bank credit card reward points are not applicable to movies, wallet, fuel, and EMIs

  • Check the EDGE REWARDS catalogue to redeem Axis Bank credit card points

  • Simply pay a joining fee of ₹500 to enjoy its umpteen benefits

2. Axis Bank Select Credit Card

  • Earn 10 EDGE REWARD points on every spend of ₹200 

  • Get 2X reward points for every transaction of ₹200 spent on retail shopping

  • Enjoy up to 5000 EDGE REWARD points on annual spends of ₹3 Lakhs in a calendar year

  • Pay a joining fee of ₹3,000 to avail its benefits

3. IndianOil Axis Bank Credit Card

  • Get 1 EDGE REWARD point on all transactions of ₹100

  • Earn 20 reward points for all fuel spends of ₹100 at any IOCL outlets in India

  • Get up to 5 points for every online purchase of ₹100

  • Pay a joining fee of ₹500 to get the card

4. Axis Bank AURA Credit Card

  • Get 2 EDGE REWARD points on all transactions worth ₹200

  • Redeem your points by checking the EDGE REWARD catalogue

  • Earn up to 5X EDGE REWARDS on all insurance spends with a maximum limit capped at ₹10,000

 

  • Pay a joining fee of ₹749 to enjoy its numerous benefits

 

 

Disclaimer: Please note that these details are only indicative and are subject to change at the discretion of the card issuer. 

List of Axis Bank Credit Card and Respective EDGE Reward Points

Here’s a list of some of Axis Bank’s most popular credit card offerings and their EDGE rewards’ structure. 

Axis Bank Credit Cards

EDGE REWARD POINTS 

IndianOil Axis Bank Credit Card

1 Point for every ₹100 spent

Axis Bank My Zone Credit Card

4 Points for every ₹200 spent

Axis Bank Privilege Credit Card

10 Points for every ₹200 spent

Axis Bank Select Credit Card

10 Points for every ₹200 spent

Samsung Axis Bank Signature Credit Card

10 Points for every ₹100 spent on select partners

Axis Bank Neo Credit Card

1 Point for every ₹200 spent

Axis Bank Reserve Credit Card

50,000 Points on activation and card renewal

Axis Bank AURA Credit Card

2 Points for every ₹200 spent

Axis Bank Freecharge Credit Card

1 Point for every ₹200 spent

Axis Bank Pride Platinum Credit Card

4 Points for every ₹200 spent

Axis Bank Pride Signature Credit Card

4 Points for every ₹200 spent

Axis Bank MY Zone Easy Credit Card

4 Points for every ₹200 spent

List of Axis Bank Credit Card and Respective Vistara Reward Points

Here’s list showing the Vistara rewards offered by popular Axis Bank credit card variants: 

Card Name

Points per ₹200 spent

Axis Vistara Card

2 CV points

Axis Vistara Signature Card

4 CV points

Axis Vistara Infinite Card

6 CV points

How to Check Reward Points Balance of Axis Bank Credit Cards

Follow these simple steps to check your Axis Bank credit card reward points balance: 

  • Log in to the Axis Bank net banking app or website 

  • Click on ‘EDGE REWARD’ and view your reward points balance 

 

Alternatively, you can also take a look at your monthly credit card statement to know how many reward points you’ve accumulated. You can also give a missed call on 1800-419-6622 or SMS <EDGEBAL> to 5676782 from your registered mobile number to know your reward points balance. 

 

How to Redeem Axis Bank Credit Card Points

You can conveniently redeem Axis Bank credit card reward points online and offline. Here are the various methods to redeem your Axis credit card reward points:

1. Online Options

A. Internet Banking 

  • Step 1: Log in to the online banking website of Axis Bank using your customer ID and your password

  • Step 2: Select EDGE Loyalty Rewards on the Account Summary page of the Axis Bank online banking site

  • Step 3: Select ‘Redeem now’ to visit the Rewards Catalogue after reading and accepting the given terms

  • Step 4: Choose the reward of your choice, add it to the basket, and then confirm the request to redeem the reward points

 

B. Axis Bank Mobile App

  • Step 1: Download the Axis Bank Mobile app from the app store

  • Step 2: Go to the Rewards section and check your accumulated Axis Bank credit card reward points

  • Step 3: Click on redeem now

  • Step 4: Choose the product from the Rewards catalogue and confirm the redemption

2. Offline Ways

A. Customer Care

 

You can call the Axis Bank credit card helpline numbers at 1860-419-5555 or 1860-500-5555 to redeem your rewards points offline. However, note that redemption happens according to the terms and conditions set by Axis Bank.

 

Also, you may get your reward based on the availability of a particular product, and redemption is also subject to restrictions set by the reward issuer or supplier.

 

Read More

What Transactions are Applicable to Redeem Axis Bank Credit Card Reward Points

You can accumulate reward points when you perform the following transactions: 

  • Purchases on credit cards

  • Banking transactions 

  • Upgrading and adding credit cards

  • Transactions with partner brands

  • Bonus points when you perform credit card transactions on your birthday

  • Transferring points from another Axis Bank customer

Axis Bank Credit Card Reward Points Catalogue

The rewards catalogue has umpteen products redeeming your Axis credit card reward points. Here are a few categories of products:

  • Vouchers for dining, travel, jewellery, gift, electronics, online shopping and more

  • Smartphones, gadgets, accessories

  • Redeem credit card reward points against Air Miles for Club Vistara Jet Privileges

  • E-vouchers for brands like Titan, Croma, Amazon, Myntra, Flipkart, Cleartrip, etc.

  • Products for personal care and grooming, toys and games, back-to-school accessories for children, etc.

  • Electronic appliances

  • Travel offers

  • Fashion products

  • Home décor

  • Fitness and sports-related products

 

You can redeem various redemption deals on top electronics, home décor, online shopping, and much more. Simply redeem your accumulated credit card rewards points using the rewards catalogue.

 

The Axis Bank EDGE Loyalty Rewards program allows you to make redemptions for any of the following:

1. Recharges and Bookings

Book your favourite hotels, flight tickets, movie tickets, recharge mobiles and DTH, all in just a few simple steps. Plus, download music and pay mobile bills using EDGE Loyalty Reward points using the Recharges & Booking service. 

A noteworthy feature of this service is that you do not have to pay any charges during booking or recharge redemptions. 

2. Points Plus Pay

You can make redemptions using cash and points. The Points Plus Pay feature can be used based on your chosen service. Additionally, you can earn extra points when using an eligible Axis Bank credit card to redeem using Points Plus Pay.

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About Axis Bank EDGE Reward Points

Axis Bank offers a loyalty program to all its credit card users, except Corporate and Government Trust Savings account holders, known as the Axis Bank EDGE REWARDS program. Under this facility, you can accumulate and redeem Axis Bank credit card points against various categories, as mentioned earlier. Services Which Axis Bank Customers can Avail on the EDGE Loyalty Rewards Program Website. You can utilise the following services on the EDGE Loyalty Rewards program website:

1. Redemption Options

  • Rewards Catalogue / Recharge & Bookings / Partner Deals

  • Gifting Options

  • Reward delivery status

2. My EDGE transactions

  • History of your redemption transactions

  • Transfer My Points

  • My Wishlist

  • Download option for previous transactions 

Axis Bank Credit Card Reward Points Catalogue

The rewards catalogue has umpteen products redeeming your Axis credit card reward points. Here are a few categories of products:

  • Vouchers for dining, travel, jewellery, gift, electronics, online shopping and more

  • Smartphones, gadgets, accessories

  • Redeem credit card reward points against Air Miles for Club Vistara Jet Privileges

  • E-vouchers for brands like Titan, Croma, Amazon, Myntra, Flipkart, Cleartrip, etc.

  • Products for personal care and grooming, toys and games, back-to-school accessories for children, etc.

  • Electronic appliances

  • Travel offers

  • Fashion products

  • Home décor

  • Fitness and sports-related products

Axis Bank Rewards Points Terms and Conditions

Here are some general terms and conditions as stated on the official Axis Bank website concerning Axis Bank credit card rewards:

  • The rewards offered under the Axis Bank EDGE programs are at the bank’s discretion, and the program is subject to changes as per the policy of Axis Bank.

  • During a promotion, special offer, cashback or black-out period, the bank may choose to disallow the earning of EDGE REWARD points on already discounted transactions.

  • Purchases on add-on credit cards will accumulate EDGE REWARD points credited to the primary holder’s account. Note that only the primary account holder can redeem points.

  • Axis Bank EDGE REWARD points are valid for three years, starting from the day of the month on which the EDGE REWARD points are earned

  • Axis Bank EDGE REWARD points may also expire in case of no earn transaction on the EDGE REWARDS account for a period of 365 days.

 

  • Upon expiration, unused EDGE REWARD points will be removed from the EDGE REWARDS account as of the expiration date and cannot be re-credited to the account

 

 

Additionally, you can get details on various Axis Bank credit card types on Bajaj Markets.

FAQs on Axis Bank Credit Card Reward Points

Once your Axis Bank reward points reach 300 points, you can redeem them. You can choose from various redeeming offers that you can choose from as per your preference.

Axis Bank card reward points can be earned using your credit cards on all eligible transactions.

You can convert your Axis Bank reward points into flyer miles if you have a Club Vistara or an InterMiles card.

  • Club Vistara members can earn 1 Club Vistara Point for every 5 EDGE REWARD points. Simply call on the Axis Bank call centre (1860-419-5555 or 1860-500-5555) and mention details such as your name, Club Vistara ID, and the total EDGE REWARD points to be redeemed.

  • InterMiles members holding valid Axis Bank credit cards can convert 5 EDGE Loyalty Reward points into 1 InterMile.

Being an Axis customer, you do not need to register for the EDGE Loyalty Rewards program. Just meet the required eligibility criteria, and you are good to go.

No, you can use only Axis Bank credit cards to redeem for Mobile and DTH recharges, travel, movies, music downloads and hotel bookings.

Axis Bank will levy no extra or additional charges; however, the necessary taxes will be incorporated into the points needed for points redemption.

Reward points are rounded off to the closest number of the purchase value. The value of the reward points is as per regulations of the Axis Bank for different product categories.

To know your Axis Bank reward point balance, log into the Internet Banking/ Mobile App or EDGE Rewards website and check under the ‘Earn Summary’ Tab. Alternatively, you can also give a missed call on 1800 419 6622 to check your points.

As per the official Axis Bank website, ‘Points are calculated by rounding down the transaction value to the nearest integer and per the criteria set for each Axis Bank product’. 

Moreover, depending on the Axis Bank credit card variant and the minimum transaction value, the value chart for Axis Bank credit card reward points will vary.

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