Discover the latest credit card offers on mobiles in India, valid in 2025 and beyond.
Smartphones have become an essential part of our daily lives. Using a credit card to purchase a smartphone not only adds convenience but also unlocks rewards, discounts, and flexible EMI options. Below is a list of credit cards offering exclusive benefits on mobile purchases, with validity extending through 2025.
Here are the credit card offers you can consider if you are planning to buy a new phone:
Credit Card Issuer |
Offer Details |
Offer Validity |
ICICI Bank |
Up to ₹10,000 instant cashback on Apple products via ICICI Credit Card, Credit Card EMI, and Debit Card EMI |
31st March 2025 |
|
31st March 2025 |
|
Instant discount of up to ₹2,000 on Realme mobiles (min transaction ₹6,999) |
31st March 2025 |
|
Axis Bank |
Up to 22.5% cashback on Samsung products via Axis Credit Card & EMI transactions |
31st March 2025 |
Instant discount of up to ₹10,000 on Apple products via official stores/websites |
31st March 2025 |
Disclaimer: All offers listed above are valid for a limited time and may change without prior notice. Please review the respective brands’ terms and conditions, along with the latest updates and offer validity, before making a purchase.
Here are the steps you can follow to get the offers, segregated according to the specific plan:
iPhone Assured Buyback Plan
Visit participating Apple-authorised resellers or large retail stores
Enquire about the Assured Buyback Plan
Use your ICICI Bank credit card to pay
Realme Exclusive Discount
Visit www.realme.com/in
Select a smartphone, add it to your cart, and proceed to checkout
On the payment page, select ICICI Bank under Net Banking
Redmi Special Offer
Visit www.mi.com or use the mobile app
Add items to the cart
Pay using ICICI Bank Net Banking credentials
OnePlus Easy Upgrade Programme
Visit OnePlus-authorised reseller stores, Reliance or Croma partner stores, or www.oneplus.in
Choose an eligible device
Use your ICICI Bank credit card to pay 65–70% in EMIs and opt for assured buyback through Cashify
Apple Cashback on ICICI Bank Cards
Use an ICICI Bank Credit Card, Credit Card EMI, or Debit Card EMI at authorised Apple stores
Cashback is applied automatically
Apple Instant Discount on Axis Cards
Use an Axis Bank Credit Card (including EMI transactions) to make purchases at Apple-owned stores or on www.apple.com/in
Axis Bank Cashback
Use an Axis Bank Credit Card for eligible purchases
Cashback is credited to your account as per the bank’s policy
Disclaimer: The aforementioned details are provided for informative purposes only. Some of the credit cards mentioned on the page may not be available on Bajaj Markets. Kindly visit the official website for more details.
Frequently Asked Questions
Can we buy a mobile phone using a credit card?
Yes, you can buy a mobile phone using a credit card, with benefits such as EMI plans, discounts, and cashback offers.
What time of the year is best for credit card offers?
The festive season and year-end sales typically feature the best credit card offers for mobiles.
Which credit card is best for mobile shopping?
The best credit card for mobile shopping depends on factors such as cashback offers, discounts, EMI options, and partner deals with smartphone brands. Look for a card that provides benefits like easy EMI, instant discounts, and reward points on mobile purchases.
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