IDFC FIRST Bank Credit Card Payment

*Disclaimer: IDFC FIRST Bank is not a Finserv MARKETS’ partner. Offers would be from partner Banks/NBFCs only.

 

IDFC FIRST bank is one of the leading banks in India providing financial services like personal loans, NRI banking, mutual funds, credit cards, and more. The bank also offers lifetime-free credit cards that are currently available in four variants. They are IDFC FIRST Millenia, IDFC FIRST Classic, IDFC FIRST Select, and IDFC FIRST Wealth. One can get these credit cards to enjoy several rewards and benefits on their financial transactions. At the end of each monthly cycle, you can download your credit card statement to know about the outstanding balance. Timely IDFC credit card payment ensures you maintain a healthy credit history and avoid piling up debt.

There are various methods (both online and offline) that you can use to make instant IDFC online payment. These include using online options like netbanking, NEFT transfer, using mobile wallets,etc or offline options such as credit card bill payment by cash or a cheque. Know details about these different payment methods below:

IDFC FIRST Bank Credit Card Payment Online Options

One of the quickest ways to make the IDFC credit card payment is through the online mode. You can use any of the following online methods to make IDFC payment on your IDFC FIRST credit card:

  • Via netbanking or debit card

  • Internet banking via IDFC FIRST Bank Mobile App

  • UPI payments

  • IMPS/NEFT payments

1. IDFC Credit Card Payment Online via Internet Banking and Debit Card

You can visit the IDFC credit card payment bill desk to proceed with IDFC online payment via net banking or debit cards. Follow the path www.idfcfirstbank.com>Payments>Credit Card bill payment to proceed with your internet banking. You will be directed to a services page that offers a number of online IDFC FIRST credit card bill payment options.

Click on the ‘Netbanking or Debit Card Payment’ option. You will reach the IDFC credit card payment billdesk where you will have to enter the following details to proceed with IDFC FIRST credit card payment via netbanking or debit cards:

  • Enter the email ID registered with the bank

  • Enter the IDFC FIRST Bank credit card number

  • Enter the mobile number registered with the bank

  • Enter the total amount to be paid for IDFC credit card bill payment

  • Select ‘Internet Banking’ as the payment option

  • Choose the bank or debit card through which you wish to make your IDFC CC payment

  • Click on ‘Pay Now’ to proceed with your online payment.

The netbanking/debit card option comes in handy in case you wish to make your IDFC credit card bill payment using a savings account/debit card of another bank. You can proceed with the online payment simply by entering the bank’s name or the debit card number via which you wish to make the payment. Moreover, net banking/payment via debit card also ensures that you make quick payments as they have a relatively fast processing time.

2. IDFC Credit Card Payment Online via Mobile App

One of the fastest payment methods to make IDFC bank credit card payment online is by using the IDFC FIRST Bank’s mobile app. You can pay your credit card bills in a jiffy once you download the mobile app. You will need to enter your registered customer ID and mobile number to make IDFC online payment via the mobile app. Just go to Credit Card > Credit Card Bill to make the payment. You can also set-up an auto-debit facility for each month’s credit card bill payment.

3. IDFC Credit Card Payment Online via UPI/ Mobile Wallets

IDFC FIRST bank credit card payment via UPI or mobile wallets is one of the quickest, hassle-free methods to make instant credit card bill payments. Some of the popularly used mobile wallets are PayTM, Google Pay, PhonePe, BHIM, etc. You can use any of these UPI-enabled apps to make your IDFC FIRST credit card bill payment online by following these steps:

  • Download the UPI app on your mobile and link your bank account.

  • Open the app and click on ‘Send Money’.

  • Enter your 16-digit credit card number and ‘cc@IDFCbank’ as the recipient VPA/UPI ID to pay the IDFC credit card bill.

4. IDFC Credit Card Payment Online via IMPS/NEFT Payments

Fund transfer is another viable option that can be used for online IDFC FIRST credit card bill payment. IMPS/NEFT offers easy inter-bank fund transfer. Thus, in case you are using an IDFC FIRST credit card, but do not have a savings account with the bank, you can pay your IDFC FIRST credit card bill by transferring funds from an account linked to another bank. You can make IMPS/NEFT payments by adding beneficiaries to the account as follow:

  • Enter ‘Payee Name’ as mentioned on your IDFC FIRST credit card.

  • Enter ‘Payee Account Number’, which would be the 16-digit number of your IDFC FIRST credit card.

  • Add the bank name as ‘IDFC FIRST Bank’.

  • Add the IDFC FIRST bank’s IFSC code.

IDFC FIRST Bank Credit Card Payment Offline Options

Not everyone is comfortable with online options to make their credit card payments. Some still prefer traditional banking and offline modes of bill payment via cash deposits or demand drafts. However, the processing time taken for credit card bill payments via offline mode is considerably longer than online mode.

  • IDFC Credit Card Payment Offline via Cash Deposits

You can visit the nearest IDFC FIRST Bank branch to pay your credit card bill in cash. You can deposit the cash in your credit card account by stating your name and account number.

  • IDFC Credit Card Payment Offline via Cheque/Demand Draft

Another popular offline method you can use to make your IDFC FIRST credit card bill payment is by drawing a cheque or a demand draft for the bill amount and depositing it at the nearest bank or ATM. Ideally, it might take about 3-5 working days for the cheque/demand draft to process.

Conclusion

It is important that you pay your credit call bill on time to avoid penalties and late payment charges. Timely repayment of your IDFC FIRST credit card bill will also ensure that you have a clean credit history for future loans and credit card applications. If you too are looking for great deals on credit cards, you can apply for a new credit card with our partner banks through the Finserv MARKETS website.

Browse through our catalogue of credit card offerings and choose the credit card option that best suits your lifestyle! Apply for a credit card today to enjoy amazing benefits on your transactions along with travel discounts, welcome benefits, shopping benefits, and much more!

FAQs on IDFC FIRST Bank Credit Card Bill Payment

  • ✔️How can I pay my IDFC credit card bill?

    You can pay your IDFC credit card bill by a number of online and offline methods. The fastest and most hassle-free online payment methods for IDFC credit card bill payment are netbanking, payment via debit card, payment using UPI/mobile wallet, NEFT/IMPS, or by using the Bank’s mobile app. If you are not comfortable paying your credit card bill online, you can opt for offline payment modes such as paying in cash or drawing a cheque or demand draft.

  • ✔️How can I pay my IDFC credit card bill instantly?

    In order to make instant payments, it is recommended that you opt for IDFC FIRST Bank credit card payment online. The options include IDFC credit card bill payment via netbanking, UPI, mobile wallets, fund transfer via NEFT or IMPS, or making IDFC FIRST credit card payment via the Bank’s mobile app. Online payment assures faster processing with the payment crediting instantly in some cases. You can also opt for offline IDFC FIRST credit card bill payment via a cheque, cash, or demand draft. However, the processing via these methods takes up 3-5 working days to register.

  • ✔️How do I check my IDFC credit card balance?

    You can check your IDFC credit card balance via a number of options. The quickest way to check your IDFC credit card balance is via net banking or mobile banking. Simply log in to your account to check the available balance. Another way to know your IDFC credit card balance is by checking the monthly credit card statement uploaded on your credit card account or sent to you via post. This credit card statement has all details about your monthly transactions, credit card balance, credit card bill payment, payment due date, reward points earned, and other important details.

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