Lifestyle SBI Credit Card

SBI Lifestyle Credit Card

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Lifestyle Home Centre SBI Card

The Landmark stores and SBI have collaborated to launch the Lifestyle Home Centre SBI Card offering exclusive perks and discounts on shopping at partner stores like MAX, Lifestyle, Home Centre, etc. The customers can earn reward points on every transaction at partner and online stores via the Lifestyle Home Centre SBI Card redeemable under the reward points section of Landmark stores.

Key Highlights of the SBI Lifestyle Credit Card

The key highlights of the Lifestyle Home Centre SBI Card are -

  • 2,000 reward points to new cardholders as a welcome bonus

  • ₹ 100 cashback on the first ATM withdrawal within 30 days of card issue

  • Fuel surcharge waiver of 1%

  • 1 reward point on every ₹ 100 spent

  • 10 reward points for shopping at Landmark and partner stores

How to Apply for a Lifestyle Home Centre SBI Card

To apply for a Lifestyle Home Centre SBI card, follow these quick and simple steps -

How to Apply for SBI Lifestyle Credit Card Online

  • Step 1: Visit the official page or open the official app of Bajaj MARKETS

  • Step 2: Log into your account using credentials

  • Step 3: Under the ‘Credit Cards’ section, click on the ‘Lifestyle Home Centre SBI Card’

  • Step 4: Fill in all the necessary details and attach mandatory documents with the form

  • Step 5: Click on ‘Submit’

  • Step 6: Your application for the Lifestyle Home Centre SBI Card will then be verified. Once approved, the company executive will contact you at your registered contact details

How to Apply for SBI Lifestyle Credit Card Offline

  • Step 1: Visit the nearest SBI branch

  • Step 2: Fill in all the necessary information and attach mandatory documents with the Lifestyle Home Centre SBI Card form

  • Step 3: Submit the form

  • Step 4: Your application for theLifestyle Home Centre SBI Card will then be verified. Once approved, the SBI executive will contact you at your registered contact details

Eligibility Criteria and Documents Required for SBI Lifestyle Credit Card

The eligibility parameters for a Lifestyle Home Centre SBI Card:

  • The applicant should be an Indian citizen.

  • The applicant must be between 21 -55 years (salaried) or 21 -70 years (self-employed)

  • The applicant should have a stable source of income.

  • The credit score should be 650 or above.

The documents required for the Lifestyle Home Centre SBI Card:

  • Passport-size photographs

  • Identity Proof - Aadhaar card, PAN card, etc.

  • Address Proof - Aadhaar card, Utility Bills, etc.

  • Income Proof - ITR receipt of last three years, salary slip for three years, bank statements, etc.

Reward Points on the SBI Lifestyle Credit Card

Check out the Lifestyle Home Centre SBI Card details regarding reward points -

Category

Value

Welcome Bonus

2,000 reward points as a welcome bonus on annual fee payment

Shopping Rewards

10 reward points for shopping at Landmark and partner stores

Transactional Benefits

1 reward point on every ₹ 100 spent

Milestone Rewards

Milestone benefits worth ₹ 4,000 on 16,000 reward points

Renewal Bonus

2,000 reward points as renewal bonus worth ₹ 500

Features and Benefits of Lifestyle Home Centre SBI Card

Check out the Lifestyle Home Centre SBI Card benefits and features below-

  • Welcome Bonus - Earn 2,000 reward points to new cardholders as a welcome bonus after annual fee payment.

  • Rewards - Earn 10 reward points on shopping at Landmark and partner stores like Lifestyle, MAX, Home Centre, etc. and 1 reward point on every ₹ 100 spent on shopping at retail counters. 4 reward points are equivalent to ₹ 1.

  • Milestone Rewards - Get 8,000 reward points on a total annual transaction worth ₹ 2,00,000. The Lifestyle Home Centre SBI Cardholders can also enjoy benefits worth ₹ 4,000 on 16,000 reward points.

  • Fuel Surcharge Waiver -TheLifestyle Home Centre SBI Card holders can avail fuel surcharge waiver of 1% worth ₹ 100 monthly on fuel refills ranging from ₹ 500 to ₹ 3,000.

Fees and Charges for Lifestyle Home Centre SBI Card

Category

Amount

Annual Fees

₹499 (Taxes applicable)

Renewal Fees

₹499 (Taxes applicable)

Finance Charges

3.50% (monthly) or 42% (annually)

Minimum Amount Due

5% of Total Outstanding (Min. ₹ 200 and applicable taxes + EMI) (optional) + OVL amount (if any)

Cash Advance Limit

Maximum 80% of the credit limit or ₹12,000 per day

Cheque Fee

₹100

Payment Dishonour Fee

2% of the payment amount ( minimum of ₹ 500)

Statement Retrieval

₹ 100 per credit card statement (If it is more than 2 months old)

Late Payment Penalty

  • ₹ 0 for total amount due up to ₹ 500

  • ₹ 400 for total amount due ranges between ₹ 500 - ₹ 1, 000

  • ₹ 750 for total amount due ranges between ₹ 1,000 - ₹ 10,000

  • ₹ 950 for total amount due ranges between ₹ 10,000 - ₹ 25,000

  • ₹ 1,100 for total amount ranges between ₹ 25,000 - ₹ 50,000

  • ₹ 1,300 for total amount due is more than ₹ 50,000

Card Replacement

₹ 100

Emergency Card Replacement, When Abroad

A minimum of $ 175

Foreign Currency Transaction

Conversion mark up is 3.5%

Dynamic Currency Conversion

3.50% (for transactions greater than or equivalent to ₹ 1,000)

Lifestyle Home Centre SBI Card Limit

The Lifestyle Home Centre SBI Card limit depends upon the profile of the applicant. Suppose the applicant qualifies all eligibility parameters and has a strong profile with a good credit score and healthy credit history. In that case, they can avail the benefit of the maximum Lifestyle Home Centre SBI Card limit.

How to Pay Bills Using the Lifestyle Home Centre SBI Card

To pay bills using the Lifestyle Home Centre SBI card, follow these quick and simple steps -

  • Step 1: Download the official SBI app or visit the official website of SBI

  • Step 2: Login in to your account using credentials

  • Step 3: Under ‘Account Summary Page’, click on ‘Pay Now’

  • Step 4: Select the amount category to make payment

  • Total Amount Outstanding

  • Minimum Amount Outstanding

  • Other Amount Outstanding

  • Step 5: You will be redirected to the payments page, select the mode of payment and enterLifestyle Home Centre SBI Card details.

  • Step 6: The amount will be deducted from your SBI account, and a confirmation receipt will be sent to you on your registered contact details.

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FAQs about SBI Lifestyle Home Centre

  • ✔️What is the Lifestyle Home Centre SBI card?

    Lifestyle Home Centre SBI Card is a credit card launched by SBI in collaboration with Landmark stores to offer exclusive discounts and rewards on shopping at partner stores like Home Centre, MAX, etc.

  • ✔️What is the SBI Lifestyle credit card customer care number?

    The customers can avail of Lifestyle Home Centre SBI Card customer care services at 1860-180-1290.

  • ✔️How can I redeem my SBI Lifestyle card points?

    The cardholders are rewarded with points on every transaction. The cardholder can visit the official SBI portal and check out the reward points redemption offers under the ‘Credit Cards’ section to redeem the reward points.

  • ✔️What are the documents acceptable for the Lifestyle SBI card?

    Identity Proof, Address Proof, Income Proof and passport-size photographs are the mandated documents for the Lifestyle Home Centre SBI Card.

  • ✔️What is the SBI Lifestyle card credit limit?

    The Lifestyle Home Centre SBI Card credit limit depends on the applicant's profile. With good credit history and credit score, the applicant can avail maximum credit limit.

  • ✔️What is the annual fee of the Lifestyle HC SBI card?

    The annual fee for the Lifestyle HC SBI card is ₹499 + applicable taxes.

  • ✔️What are the finance charges of the Lifestyle HC SBI Card?

    The finance charges for the Lifestyle HC SBI card are 3.50% (monthly) or 42% (annually).