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Unblocking a blocked credit card is quick and simple, provided that your credit card issuer allows for it. You can usually unblock your credit card both online and offline. In this article, we’ll explore ways to unblock a blocked credit card.  

How to Unblock a Credit Card Online?

Here’s how you can unblock your credit card online: 

  • Send an Email

You can write an email to your credit card issuer from your registered email address. Explain that you’d like to unblock your credit card.

  • Visit the Online Portal

Go on your card issuer’s website or app and apply for ‘Reissue,’ ‘Reactivation,’ or ‘Unblock.’

How to Unblock Your Credit Card Offline?

Here’s how you can unblock your credit card offline: 

Call the customer service number and tell them you’d like to unblock your credit card. They will guide you through the process. 

  • Visit an Office Branch 

Visit your card issuer’s nearest corporate branch and inform them that you want to unblock your credit card. They may ask you to furnish some documentation, so make sure to keep those handy. 

 

Please note that the process for every card provider may be different. So, it may be a good idea to read up about their policies and process. Alternatively, you may also get in touch with a representative from their team to get a clear understanding. 

FAQs About Unblocking Your Credit

Can a blocked credit card be unblocked?

Yes, you can unblock your blocked credit card by sending an email to the credit card issuer’s customer care team.

How to unblock my credit card online?

You can unblock your credit card online by visiting the card issuer’s app or website and clicking on ‘Unblock’ under ‘Credit Cards.’ You can also send an email to your card issuer and let them know that you’d like to unblock your credit card. Make sure to do so from your registered email address.

Do I have to pay any charges to unblock a credit card?

Unblocking credit cards is usually done free of charge. But, sometimes, you may be charged a convenience fee. So, it’s best to check with your card issuer.

Can I block my credit card?

Yes, you can block your credit card if you suspect fraudulent activity or if it’s lost/stolen.

What happens if my credit card is blocked?

You will not be able to carry out transactions on your credit card if your credit card gets blocked. 

Does blocking credit cards affect credit score?

Blocking a credit card temporarily is unlikely to affect your credit score. But, if the credit card gets closed or cancelled, your credit score may fall. 

Can I get my credit card unblocked?

Yes, you can unblock your credit card by reaching out to the card provider’s team.

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