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Google Pay is one of India’s most popular digital payments’ app. It allows you to make quick, easy, and secure online transactions in a matter of seconds. In addition to this, the app also allows you to make credit card payments. Keep reading to know how you can make credit card payments through GPay. 

How to Pay your Credit Card Bill Using Google Pay

Here’s how you can go about making credit card bill payments with Google Pay: 

  • Step 1: Open the Google Pay app on your smartphone 

  • Step 2: Choose ‘Credit Card Bill’ under ‘Regular Payments’ 

  • Step 3: Enter in the first 12 digits of your credit card number

  • Step 4: Verify your card number 

  • Step 5: Enter the payment amount and your UPI to complete the payment 

GPay Offers on Credit Card Bill Payment

There are various offers and deals you can enjoy if you pay your credit card bills through Google Pay -

  • Google Pay Visa Card - When you pay your recharge and bill payments through Google Pay, you get the chance to save an amount of up to ₹570. Only a few selected banks’ credit cards are eligible for this offer.Initially, you will receive rewards worth  ₹70 and then after your third transaction, you might receive a cashback of up to ₹500. 


Remember each transaction you make should be either ₹199 or above. You will also receive a scratch card on your first and third transactions.

  • G-Pay Magic Pin - While you are using the MagicPin portal, you can enjoy a cashback of up to 10%. Both debit and credit cards are eligible for this offer. The first payment discount is up to ₹50. The cashback you earn is credited directly to your concerned bank account. Only certain banks are valid for the MagicPin offer.
  • Yatra Offers - In this offer, the limit of maximum cashback is ₹200. With each purchase, the user gets a reward worth 3% of the purchase amount. To avail of this offer, follow the below-mentioned steps -

  1. Visit the official portal of Google Pay

  2. Choose G-Pay as your payment method to pay credit card bills using G-Pay

  3. To complete the transaction, choose the G-Pay tokenized card

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FAQs about How to Pay Credit Card Bill with Google Pay

Can we link credit cards to Google Pay?

Yes, you can add your credit or debit card to your list of payment options rather than paying directly from a linked bank account.

Is adding a credit card to Google Pay safe?

Yes, it’s generally considered safe to add your credit or debit card to Google Pay. When you add a credit or debit card as a payment method, the app creates a virtual account number known as a 'token' that replaces your card's actual number. This process is known as 'tokenisation.’ This ensures that your personal and financial information is private.

How to make a payment using a credit card on Google Pay?

You can add your debit or credit card to your Google Pay account and use the app to make secure and instant payments.

Why should I pay my credit card bills with Google Pay?

Google Pay is a convenient and secure way to pay credit card bills.

How do I pay my credit card bills?

You can use your bank’s website, app, or a trusted third-party app like Google Pay to pay your credit card bills.

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