Earn assured returns up to 8.50% p.a.* with AU Small Finance Bank Fixed Deposits Invest Now

For risk-averse investors, the fixed deposit has proven to be a reliable vehicle to park surplus funds and create wealth. With issuers such as AU Small Finance Bank, you can start investing efficiently by choosing from many FD options available. Moreover, the AU Small Finance Bank FD allows you to choose a flexible tenor.


You can choose from the many options based on your investing strategy, goals, and investor profile. For regular deposits, you can get up to 8.00% p.a. interest with an additional interest rate of 0.50% for senior citizens.


Read on to learn more about the latest AU Small Finance Bank FD rates, features and benefits, eligibility required, and more.

About AU Small Finance Bank FD

AU Small Finance Bank bagged the banking license in 2015 and received the scheduled bank status on November 1, 2017. Since then, the bank has built a strong customer base and remains one of the leading and trustworthy retail banks.


The bank caters to a diverse range of financial requirements, from investment products to credit options. AU Small Finance Bank FD is an investment product offering attractive interest rates to senior citizens and other investors, helping them earn potential returns.

AU Small Finance Bank FD Interest Rates

FD interest rates are calculated depending on tenure, deposit amount, customer age, etc. Here are the interest rates applicable to AU Small Finance Bank FDs -


For Fixed Deposits Less Than ₹2 Crores

Applicable Interest Rates on Fixed Deposits w.e.f. August 16, 2023


Interest rates  (p.a.)


Interest rates for Senior Citizens (p.a.)

7 Days – 1 Month 15 Days



1 Month 16 Days – 3 Months



3 Months 1 Day – 6 Months



6 Months 1 Day – 12 Months



12 Months 1 Day – 15 Months



15 Months 1 Day – 18 Months



18 Months 1 Day – 24 Months



24 Months 1 Day – 36 Months



36 Months 1 Day – 45 Months



45 Months 1 Day – less than 60 Months



60 Months – 120 Months



Disclaimer: Note that these AU Small Finance Bank Fixed Deposit rates are effective as of August 16 2023, and are applicable on domestic and NRE/NRO term deposits up to ₹2 Crores. ** For NRE Fixed Deposit: tenures of 12 months 1 day & above are applicable. They are subject to change at the issuer’s discretion.

Types of FDs from AU Small Finance Bank

Here are different types of FDs you can choose from:

 Regular Fixed Deposits

  • Enjoy high interest rates with a regular deposit account to grow your wealth

  • Option to add beneficiary to claim the deposit on your behalf in the case of an unfortunate event

  • Premature withdrawal is allowed

  • Choose between monthly, quarterly, or annual payout options


5-Year Tax Saving Fixed Deposits

  • Earn high interest rates and enjoy tax benefits on your cumulative interest income

  • A mandatory lock-in period of 5 years

  • Avail tax exemption of up to ₹1.5 Lakhs under section 80C of the Income Tax Act, 1961

Features and Benefits

Competitve Interest Rates

Attractive interest rates of up to 8.50%* p.a.

Flexible Tenors

Choose from flexible tenor options ranging from 7 days to up to 10 years

Multiple Payout Options

Option to choose between monthly, quarterly, annual and cumulative interest payout modes

Low Minimum Deposit Amount

Book your FD online with a investment amount as low as of ₹1,000

Eligibility and Documents Required

You must meet the required eligibility criteria before applying for an AU Small Finance Bank Fixed Deposit. You are eligible if you are:

  • Above the age of 18 years

  • An Indian resident, NRI or a member of Hindu Undivided Family

  • A Partnership firm, Sole Proprietorship firm, Limited Company, or Trust


You can easily apply online with minimal KYC documentation if you fit the eligibility criteria. Here is the list of documents you are required to submit to book an AU Small Finance Bank FD.

  • Proof of identity, including your Aadhaar card, PAN card, Driving license, Voter ID, or Passport

  • Proof of address, including your Aadhaar card, Passport

  • Latest passport-size photograph

Book an AU Small Finance Bank Fixed Deposit from anywhere to get higher returns. You can also get your interest paid periodically and generate a steady income. Payout options include monthly, quarterly, and at maturity.


However, you can also compare interest rates offered by other issuers to invest wisely. To start investing in the AU Small Finance Bank FD, visit Bajaj Markets for an easy and hassle-free online digital investment process.


The information provided by BFDL herein above is related to the Non-Partnered Banks/ NBFCs and is just for the purpose of information and under no circumstances the information provided hereinabove is intended to be source of advice or recommending any financial investment advice or endorsement of any sort. 

The information including interest rates with regard to fixed deposit, provided on this website is gathered through publicly available sources over the internet and is considered as accurate and reliable to the best of our knowledge. BFDL disclaims any responsibility or liability regarding inaccuracies, omissions, mistakes etc. as well as offers by the Non-Partnered Banks. The use of information set out is entirely at the User’s own risk and User should exercise due care prior taking of any decision, on the basis of information mentioned hereinabove. You are advised to visit/ contact the respective Banks/ NBFCs to verify the information before making any investment or opening an account. Further, BFDL does not undertake any responsibility or liability to update this information. YOU ARE SOLELY RESPONSIBLE FOR ANY LIABILITY OR DAMAGE YOU INCUR THROUGH ACCESS TO OR USE OF THE SITE OR SUCH INFORMATION OR MATERIALS EXCEPT WHERE THE LAWS AND REGULATIONS OF A PARTICULAR JURISDICTION CONCERNING WARRANTIES CANNOT BE WAIVED. Additionally, display of any trademarks, tradenames, logo and other subject matters of intellectual property owners. Display of such Intellectual Property along with the related product information does not imply BFDL’s partnership with the owner of the Intellectual Property of such products. 

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FAQs on the AU Small Finance Bank FD

You can start investing in a Fixed Deposit with a minimum investment of ₹1,000. There is no maximum amount in regular fixed deposits. The maximum tax savings fixed deposit amount is ₹1.50 lakh per financial year.

TDS is mandatory on annual interest earnings over ₹40,000 for regular investors and ₹50,000 for senior citizens.

Yes. In case of an emergency, you can withdraw your FD before maturity.

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