Investing ₹2.5 Crores in a fixed deposit could help you earn assured and stable returns. This could be beneficial for those looking for financial growth opportunities, away from turbulent markets.
If you select the monthly interest payout option, the regular income could help you manage certain expenses. However, before booking an FD, carefully compare the interest rates offered by FD issuers for your desired tenor.
Here’s the potential monthly interest income you might receive on a ₹2.5 Crore fixed deposit for a tenor of 5 years through different FD issuers:
Bank/NBFC/HFC |
Non-senior Citizen (p.a.) |
Monthly Interest Payout |
Senior Citizen (p.a.) |
Monthly Interest Payout |
Bajaj Finance Ltd. |
8.05% |
₹1,67,708 |
8.30% |
₹1,72,917 |
PNB Housing Finance Ltd. |
7.65% |
₹ 1,59,375 |
7.95% |
₹1,65,625 |
Mahindra Finance Ltd. |
8.05% |
₹1,67,708 |
8.30% |
₹1,72,917 |
LIC Housing Finance |
7.75% |
₹1,61,458 |
8.00% |
₹1,66,667 |
Shriram Finance |
8.27% |
₹1,72,292 |
8.77% |
₹1,82,708 |
AU Small Finance Bank |
7.25% |
₹1,51,042 |
7.75% |
₹1,61,458 |
ICICI Bank |
7.00% |
₹1,45,833 |
7.50% |
₹1,56,250 |
HDFC Bank |
7.00% |
₹1,45,833 |
7.50% |
₹1,56,250 |
IDFC First Bank |
7.00% |
₹1,45,833 |
7.50% |
₹1,56,250 |
Axis Bank |
7.00% |
₹1,45,833 |
7.75% |
₹1,61,458 |
IndusInd Bank |
7.25% |
₹1,51,042 |
7.75% |
₹1,61,458 |
YES Bank |
7.25% |
₹1,51,042 |
8.00% |
₹1,66,667 |
Jana Small Finance Bank |
7.25% |
₹1,51,042 |
7.75% |
₹1,61,458 |
Kotak Mahindra Bank |
6.25% |
₹1,30,208 |
6.75% |
₹1,40,625 |
*Disclaimer: The above-listed interest rates are subject to change at the FD issuer’s discretion.
Here’s the monthly interest payout you might receive for a ₹2.5 Crore fixed deposit across various interest rates for a 5-year tenor:
Deposit Amount |
Interest Rate (p.a.) |
Monthly Interest Payout |
₹2.5 Crores |
6.00% |
₹1,25,000 |
₹2.5 Crores |
6.50% |
₹ 1,35,417 |
₹2.5 Crores |
7.00% |
₹ 1,45,833 |
₹2.5 Crores |
7.50% |
₹ 1,56,250 |
₹2.5 Crores |
8.00% |
₹ 1,66,667 |
₹2.5 Crores |
8.50% |
₹ 1,77,083 |
₹2.5 Crores |
9.00% |
₹ 1,87,500 |
₹2.5 Crores |
9.50% |
₹ 1,97,917 |
₹2.5 Crores |
10.00% |
₹ 2,08,333 |
If you’re still unsure about the potential FD interest returns you may earn, consider using an FD calculator. It’s an easy-to-use online tool that helps you determine the future value of your investment. Simply feed it inputs like the investment amount, interest rate, and tenor, and the tool will display the total maturity amount.
Check the Monthly Interest Rate on Your Fixed Deposits |
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