In-house Claim Settlement | Cashless Claim Settlement within 60 Minutes | Cashless Facility at over 6,500+ Hospitals
Costs associated with getting medical care have begun to skyrocket in the past few years and this holds particularly true in the case of private hospitals. Once additional expenses associated with pre and post-operative care, follow-up expenses and medications come into play, the total figure you are looking at can practically burn a hole in your pocket. In such circumstances, even the most comprehensive health insurance plans can be rendered insufficient in being able to provide adequate coverage to offset such high expenses. It is within such situations that top-up health plans like Bajaj Allianz’s Extra Care Plus policy gain credence as they provide significant coverage for a reasonable premium.
Policy Name |
Bajaj Allianz Extra Care Plus Policy |
Entry Age |
Adults: 18 to 80 years Children: 91 days to 25 years |
Sum Insured Amount |
₹3 Lakh to ₹50 Lakh |
Deductible Options |
₹2 Lakh, ₹3 Lakh, ₹5 Lakh & ₹10 Lakh |
Policy Period |
1, 2 & 3 years |
Renewability |
Lifetime |
Go through the features of the Bajaj Allianz Extra Care Plus policy given below:
You can gain coverage for any pre-existing ailment under the health plan after completing a waiting period of 12 months.
Provided you are under 55 years old you do not need to go through the hassle of undergoing medical tests in order to avail this health insurance top-up policy.
As you age, the chances of your being able to renew your health insurance plan begin to decline. That being said, the Extra Care Plus policy entitles policyholders to lifetime renewal applicable to their health insurance top-up plans.
The Extra Care Plus policy enables you to opt for the air ambulance cover to further safeguard your healthcare requirement!
Bajaj Allianz Extra Care Plus offers a 15-day free look period in health insurance to understand the coverage, features and exclusions before opting for the policy.
Policyholders are entitled to avail tax benefits under Section 80D of the Income Tax Act, 1961.
It is recommended to inform your insurance provider regarding the hospitalisation at the earliest for a successful claim. Raising an insurance claim against this policy is fairly easy and here’s how you can go about it:
Step 1: Visit your insurance provider’s network hospital. Submit the cashless card and take the pre-authorisation form.
Step 2: The insurer shall verify the form and the hospital will be notified about the details of the healthcare claim.
Step 3: Upon discharge, the hospital will send the bill to the insurer along with discharge papers.
Step 1: Submit all original medical documents, hospital bills and the insurance claim form to the insurer provider.
Step 2: The insurer shall assess the details of the claim and may ask for any additional information if required.
Step 3: On receiving all the documents, your claim may be accepted or rejected.
Step 4: You will receive the claim amount based on the policy terms and conditions.
In today’s day and age, it is vital to have an adequate healthcare backup. You must secure yourself and your loved ones with a top-up plan to avoid shouldering any financial burdens. Further, due to rising medical inflation, it is possible to exhaust your health insurance coverage within the policy term! The Bajaj Allianz Extra Care Plus policy allows you to put your health first as is evident from its cashless hospitalisation facility and enjoy extensive protection. So, head over to Bajaj Markets and secure your medical requirements with adequate coverage today!
You can use our health insurance premium calculator in order to estimate the premium applicable to your health insurance plan!
Since bungee jumping is an extreme sport which is also hazardous, you will not be entitled to avail coverage to offset the medical expenses associated with the injury. This is because injuries sustained from hazardous and extreme sports aren’t included under the Bajaj Allianz Extra Care Plus policy.
The health insurance coverage is only for correcting accidental injuries sustained to the teeth. This means that tooth extractions aren’t covered under the Extra Care Plus policy unless they are needed owing to a natural accident involving the teeth.
The earliest you can avail a free medical check-up under the Bajaj Allianz Extra Care policy is after three continuous years of having availed the plan and paid the premiums that apply.
Yes, it is possible to get a Bajaj Allianz Extra Care Plus policy for your two-year-old son. As long as you fall within the age bracket of 90 days to 80 years, you can opt for this top-up plan.