The increasing concerns of health issues are not uncommon. While technology picks pace, the healthcare sector continues to bolster, further increasing the medical costs. After all, as quality healthcare becomes a necessity, the healthcare costs scale up rapidly, leaving you with no choice! This is why, Bajaj Markets, your very own digital marketplace brings you a great choice of health insurance plans. Introducing ManipalCigna Health Insurance, a unique plan for your healthcare needs which safeguards your savings, with budget-friendly premiums. Now, say no to medical expense worries, while you make the right choice with ManipalCigna Health Insurance.
Resonating your dedication and commitment towards your family’s health, ManipalCigna has designed plans for your healthcare requirements, so you can get access to the one of the best possible medical aids in an affordable way. The plans are well-featured to take care of the medical expenses that arise out of sudden medical uncertainties, so you can take care of your family’s health without being financially drained. With a mission to improve the health, well-being and peace of mind of whom they serve, ManipalCigna Health Insurance Company Limited continues to bring health insurance plans for you!
From health check-ups to wellness programs, the plan offers a slew of preventive health benefits.
The plan offers a wide range of sum insured options to choose from in the range of ₹2.5 Lakhs - ₹50 Lakhs.
The plan also offers inflation protection in addition to the cumulative bonus booster option of up to 200%.
When it comes to injuries or unrelated illnesses, you can benefit from their feature of unlimited restoration of any sum insured options you choose.
The plan lets you benefit from the complete sum insured amount in case of an emergency that occurs anywhere across the globe.*
Avail an option of reducing your premium with deductible of up to ₹10 Lakhs with comprehensive benefits that enhance your existing health protection.
This cover offers financial assistance towards medical expenses that incur during the treatment of life-threating medical conditions.
With this optional cover, you can avail a daily cash benefit of up to ₹ 1000 per day to manage miscellaneous expenses.
With this optional cover, you can choose to knock off the mandatory co-pay that is applied to policies meant for individuals aged 65 years and above.
With this, you can increase your policy sum insured by 25% where maximum accumulation is up to 200% of sum insured.
You may choose to take care of a certain amount of your medical bill while the insurer takes care of the rest. This option is unavailable when opted for deductible.
The plans offers extensive cover for hospitalisation, ranging from ₹2.5 Lakhs – ₹50 Lakhs
Covers up to 60 days pre & 90 days post-hospitalisation expenses
546-day care treatment is covered up to the full sum insured
Hospital room covered for a single private room, up to sum insured ₹5.5 Lakhs; for any room except suites or higher, sum insured ₹7.5 Lakhs & above
Offers cover of up to ₹2000 per visit depending on the plan opted
Covers outpatient expenses with up to ₹500 of health maintenance benefit
Medical check-ups covered once every 3rd policy year
Covers organ donor expenses up to the complete sum insured
Covers at-home treatments up to sum insured
Offers guidance through expertise on critical illnesses
With 100% additional sum insured available for unrelated illnesses or injuries, you need not look elsewhere!
Offers AYUSH cover for in-patient hospitalisation
All claims made in the first 30 days shall not be settled as the policy comes with an initial waiting period
There is a waiting period in health insurance of 2 years when it comes to claims for any specific illness
Maternity expenses for the first 48 months from policy commencement
There is waiting period of 4 years for the ManipalCigna Health Insurance plan
Dental treatment, cosmetic treatment and surgery and non-allopathic treatment are not covered
Routine, day-to-day life medical check-up & diagnostic tests
In case there is a breach of law, the claims are not settled
Expenses related to any unproven treatment are not taken care of by the insurer
Injuries attributional to consumption of alcohol or drug use/ drug abuse or misuse
Any amount which falls under the deductible or co-pay
Non-medical costs listed as per IRDA are not covered
No Claim Bonus
Pre- existing Diseases (PED) Cover
ManipalCigna Pro Health Protect Plan
After 4 years
Up to Rs. 2,000 for every Hospitalisation
Buying ManipalCigna Health Insurance on Bajaj Markets is a very simple and completely online process. All you have to do is follow a few quick steps, use the health insurance premium calculator to get an instant quote, choose to enhance your plan by selecting your suitable add-on covers, pay and get your policy! It's that simple!
Visit the ManipalCigna Health Insurance page on Bajaj Markets.
Click on ‘Get Quote’ and provide the necessary details and proceed to pay.
Make your health insurance premium payment for the selected plan
Your policy will be issued to you within few hours
Bajaj Markets will assist you when you are in dire need! So will the insurer, ManipalCigna Health Insurance. Both have great teams to help you pass through in times of an emergency. Should you have any query regarding your claims, simply get in touch with your financial partner – Bajaj Markets or your insurer, ManipalCigna, to get your claim request submitted duly. Further, the claim settlement process is then taken forward in a quick and simple way and does not take much time.
Here’s how you can get your cashless claims registered with your insurer:
Cashless claims denied? Need not worry! You can apply for a reimbursement of your medical expenses.
Reimbursement claim process is a simple 3-step journey. Here’s what you need to do:
At Bajaj Markets, we aim to serve you better. Here’s how you can connect with us, should you need any help with ManipalCigna Health Insurance!
Here’s how you can seek help with Bajaj Markets:
While Bajaj Markets lets you get a quick resolution, you can also take assistance from the ManipalCigna Health Insurance team. At ManipalCigna Health Insurance, you can make the most of their team’s prompt service and commitment.
Here’s how you can take help from the ManipalCigna Health Insurance team:
Surely! With Bajaj Markets, you need not worry about buying health insurance. Just following the quick steps given below to avail your ManipalCigna Policy today.
The plan offers premium payment modes like single, monthly, quarterly, annual and half-yearly.
For queries related to the product, you can write to the Manipal Cigna customer care team at email@example.com
No, the pre-policy medical check-up is completely free.
AYUSH cover is the financial aid to take care of in-patient treatment under Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy for an illness or injury that occurs during the policy year.