ManipalCigna Health Insurance

The increasing concerns of health issues are not uncommon. While technology picks pace, the healthcare sector continues to bolster, further increasing the medical costs. After all, as quality healthcare becomes a necessity, the healthcare costs scale up rapidly, leaving you with no choice! This is why, Bajaj Markets, your very own digital marketplace brings you a great choice of health insurance plans. Introducing ManipalCigna Health Insurance, a unique plan for your healthcare needs which safeguards your savings, with budget-friendly premiums. Now, say no to medical expense worries, while you make the right choice with ManipalCigna Health Insurance.

Why Choose ManipalCigna Health Insurance?

Resonating your dedication and commitment towards your family’s health, ManipalCigna has designed plans for your healthcare requirements, so you can get access to the one of the best possible medical aids in an affordable way. The plans are well-featured to take care of the medical expenses that arise out of sudden medical uncertainties, so you can take care of your family’s health without being financially drained. With a mission to improve the health, well-being and peace of mind of whom they serve, ManipalCigna Health Insurance Company Limited continues to bring health insurance plans for you!

 

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Add-on Covers by ManipalCigna Health Insurance - Tackle Medical Exigencies with Extra Protection

• Deductible

Avail an option of reducing your premium with deductible of up to ₹10 Lakhs with comprehensive benefits that enhance your existing health protection.

 

• Critical illness Add-on

This cover offers financial assistance towards medical expenses that incur during the treatment of life-threating medical conditions.

 

• Hospital Daily Cash Benefit 

With this optional cover, you can avail a daily cash benefit of up to ₹ 1000 per day to manage miscellaneous expenses.

 

• Waiver of Mandatory Co-pay 

With this optional cover, you can choose to knock off the mandatory co-pay that is applied to policies meant for individuals aged 65 years and above.

 

• Cumulative Bonus Booster 

With this, you can increase your policy sum insured by 25% where maximum accumulation is up to 200% of sum insured.

 

• Voluntary Co-pay 

You may choose to take care of a certain amount of your medical bill while the insurer takes care of the rest. This option is unavailable when opted for deductible.

ManipalCigna Health Insurance Plans on Bajaj Markets

Plan Name	Premium Amount	Network Hospitals	No Claim Bonus	Pre- existing Diseases (PED) Cover	Ambulance Cover
ManipalCigna Pro Health Protect Plan		6500+	200%	After 4 years	Up to Rs. 2,000 for every Hospitalisation

How to File ManipalCigna Health Insurance Claims 

Bajaj Markets will assist you when you are in dire need! So will the insurer, ManipalCigna Health Insurance. Both have great teams to help you pass through in times of an emergency. Should you have any query regarding your claims, simply get in touch with your financial partner – Bajaj Markets or your insurer, ManipalCigna, to get your claim request submitted duly.  Further, the claim settlement process is then taken forward in a quick and simple way and does not take much time.

Cashless Claims

Here’s how you can get your cashless claims registered with your insurer:

 

1. Hospital TPA shall submit your pre-authorisation form and medical details to the insurer.
2. Insurer shall assess your claims and approve of the commencement of hospitalisation procedures.
3. Cashless amount is added during the hospitalisation, if need be, after submitting necessary documents.
4. Hospital TPA submits final bill and discharge summary to the insurer at the time of discharge.
5. Insurer provides final approval post claim assessment.
6. Once your final approval is in place, pay the non-payable expenses listed as per IRDA and you are good to go!

Cashless claims denied? Need not worry! You can apply for a reimbursement of your medical expenses.

Reimbursement Claims

Reimbursement claim process is a simple 3-step journey. Here’s what you need to do:

 

1. Download the claim form and keep the list of expected documents handy.
2. Submit all the documents to the nearest branch of the insurer to take this forward.
3. On processing, the reimbursement claim amount will be transferred to your account.

 

We are Here to Help You

 

At Bajaj Markets

 

At Bajaj Markets, we aim to serve you better. Here’s how you can connect with us, should you need any help with ManipalCigna Health Insurance!

 

Here’s how you can seek help with Bajaj Markets:

 

• You can call us on 020-66399444. Our executive will be at your service from Mon to Sat - 10 am to 6 pm
• You can write to us at: insuranceconnect@bajajfinservmarkets.in
• You can also login to our Customer Portal - https://www.bajajfinservmarkets.in/cust/#/
• We like to be connected! Download our Bajaj Markets app, so you can easily manage your account and track your applications - anytime, anywhere!

 

At ManipalCigna Health Insurance

 

While Bajaj Markets lets you get a quick resolution, you can also take assistance from the ManipalCigna Health Insurance team. At ManipalCigna Health Insurance, you can make the most of their team’s prompt service and commitment.

 

Here’s how you can take help from the ManipalCigna Health Insurance team:

• Call on their toll-free numbers: 1800-102-4462 (India), +91 22 4985 4100 (Outside India)
• Write an email to: customercare@manipalcigna.com

Health Insurance Plans Available at Bajaj Markets