Designed with an objective to secure you and your family during health emergencies, so that you can cushion the blow of uncertain medical expenses, the Aditya Birla Health Insurance Activ Assure Diamond plan acts as your companion during the tough times. So, next time a health emergency strikes, you can completely focus on recovery, while the expenses are taken care of the plan. Aditya Birla Health Insurance not only ensures that you are financially backed when a medical crisis hits, but also makes sure that you can live a healthy life ahead. From health check-ups to hospitalization cost coverage, the Aditya Birla Health Insurance Activ Assure Diamond Plan offers plethora of benefits and is there by your side, when health adversities take over you.
Apart from regular health insurance benefits, the plan also offers health coach. Under this benefit, you get coaching and tips through a call-back service and digital chat service. This way, the plan not only safeguards you from rising medical expenses, but also motivates you to lead an active and fit lifestyle.
The plan offers urgent domestic as well as international services such as air ambulance, so that you are not stranded in unknown destinations without adequate medical facilities, in case you were to face any medical emergency
With 586 day care procedures covered for less than 24 hours of hospitalization, the plan prevents you from spending out of your pocket
The plan offers an additional 150% reload of sum insured, maximum up to Rs. 50 Lakhs, in case of hospitalization caused for illnesses that are unrelated to the one claimed for in the previous policy year
With this plan, you are offered a health check-up program, through which you can avail of the facility at the network hospitals & empanelled providers. However, it is important to note that the number of tests depends on the sum insured value and age of the policyholder.
For each day on hospitalization, the plan offers an additional benefit of Rs. 500, which is paid for maximum of 5 days in a span of hospitalization. Applicable for sum insured of Rs. 2/3/4 Lakhs.
The plan rewards you for maintaining a healthy lifestyle! You can get up to 30% of your premium as the HealthReturnsTM, which can be used to pay your renewal premium
Here’s what is covered and not covered under the health insurance plan:
Cover for expenses incurred in case of hospitalization for over 24 hours
From expenses incurred for consultation to diagnostics even before admission and after discharge from hospital for specified number of days as per policy, the plan is an inclusive offering
Activ Assure Diamond ensures that you are covered for emergencies. With its road ambulance cover, the plan covers for expenses incurred in the transportation through an ambulance from the place of emergency to the nearest hospitals in case of an emergency
The plan covers you for 586 treatments annually that may not require a hospitalization for 24 hours
Not just this, Activ Assure Diamond helps you the get medically necessary treatment at home too. With this benefit, you are covered for medical expenses incurred in getting a treatment at home, in case you were unable to be transferred to the hospital or a Hospital Bed was unavailable
Aditya Birla Activ Assure Diamond covers for the expenses up to Rs 10,000 incurred in the vaccination of insured children below the age of 18 years. This benefit is offered with sum insured of Rs. 1 Crore and above.
The plan covers for Ayurveda, Yoga and Naturopathy, Unani, Siddha, and Homeopathy in-patient treatment, as per your eligibility
You are covered for medical expenses incurred by or in respect of organ donor for organ donor treatment expenses and the costs incurred in organ harvesting, as per eligibility
While we know what is covered in the Aditya Birla Health Insurnace Activ Assure Diamond plan, it also important to make a note of things that are not covered in the plan.
Intentional self-inflicted injury, attempted suicide, act of self-destruction, etc.
Diseases or disability caused due to any sexual disease or sexually transmitted disease
Any injury, disability or death that is incurred due to an act of foreign enemies, civil war, war-like operations, etc.
Any pre-existing injury or disease that arising out of a pre-existing illness or any medical complication shall not be covered
Getting the Activ Assure Diamond Plan by Aditya Birla Health Insurance is a very easy and seamless process. After checking your eligibility for the plan, it is important to make a note of all the necessary documents that play an important role in buying the policy.
The claim settlement process of the Aditya Birla Activ Assure Diamond Health Insurance is very simple.
Here's what you must do!
1. Fetch the network hospital
2. Show your Cashless card for identification
3. Submit the Preauth request form
4. Insurer will review your claim
5. Claim shall be settled directly with the hospital
Just follow these quick steps:
1. Get in touch with the insurer
2. Submit the claim documents
3. Claim request is assessed and the reimbursement amount is transferred
Yes, the Aditya Birla Activ Assure Diamond Health Insurance offer an No Claim Bonus (NCB) of 10% of sum insured maximum up to 50%, for every claim-free year.
The plan offers a range of sum insured options up to Rs. 2 Crore.
Yes, under the health check-up program, you are covered for a health check-up done once a policy year.