Introduction:

Riding a bike is a fun experience, and if you possess a superbike with high-end features, the experience becomes even more thrilling. The best bikes under Rs. 4 lakhs are equipped with a powerful engine, and the functionality provided is far superior to bikes in the lower segments. These premium segment motorbikes have lightning-fast speed, excellent acceleration, and are equipped with the best braking features to enhance your safety on the roads.

When you own a superbike under Rs. 4 lakh, its protection in the form of bike insurance becomes very important. Bike insurance is the best protection cover for your motorbike, and if it's a comprehensive one, it provides a wide range of benefits. Whenever you consider the cost of a new bike, you should also consider the insurance costs. If you already own a bike, you must consider the insurance renewal cost. Knowing about insurance and its inclusions and exclusions is also necessary when you plan to buy a new bike.

List of Top Bikes Under Rs. 4 Lakhs:

Model

Ex-showroom Price

KTM 390 Adventure

Rs. 3.28 Lakh

Royal Enfield Continental GT 650

Rs. 3.02 - 3.26 Lakh

BMW G 310 GS

Rs. 3.05 Lakh

Kawasaki Ninja 300

Rs. 3.37 Lakh

Benelli 302R (Upcoming)

Rs. 3.60 Lakh

KTM 390 Adventure

The updated version of the KTM 390 Adventure is fitted with 19-inch front and 17-inch rear alloy wheels. Other distinguishing features include an all-LED lighting system and adjustable windshield for stylish looks. This feature-rich bike under Rs. 4 lakh manufactured by the Austrian brand has options for smartphone pairing, fitting a full-colour TFT screen, and a 12V charging port that keeps you connected. The variants available for KTM 390 Adventure are single-cylinder, 4 V DOHC engine, and 4-stroke bikes.

Features

Information

Ex-showroom Price Range

Rs. 3.28 lakhs onwards

Insurance Cost

Starting from Rs. 4,603 onwards

Engine Capacity

373.2 cc

Emission Type

BS6

Fuel Type

Petrol

Top speed

155 km/h

Transmission

6-speed manual

Fuel Tank Capacity

14.5 Litres

 

Image Source:- https://www.ktm.com/en-us/models/travel/ktm-390-adventure2022.html

Royal Enfield Continental GT 650

The Continental GT 650 model of Royal Enfield is fitted with a powerful 648 cc engine that works on air & oil-cooled parallel-twin motor generates a maximum power of 47.6PS at 7100 rpm and a torque of 52Nm at 5200rpm. This bike has a 6-speed manual transmission equipped with a slip-and-assist clutch for transferring power to the rear wheels using a chain drive. The chassis of this bike has a modified dual-cradle frame manufactured by Harris Performance. The suspension system of this bike is handled using 41mm telescopic front forks, and it also has twin gas-charged shock absorbers at the rear end with preload adjustability. This superbike under Rs. 4 lakh has an exclusive color scheme and unique touch-up that makes it special compared to the regular variant.

Features

Information

Ex-showroom Price Range

Rs 3.02-3.26 lakhs onwards

Insurance Cost

Starting from Rs. 4,591 onwards

Engine Capacity

648 cc

Emission Type

BS6

Fuel Type

Petrol

Top speed

161 km/h

Transmission

6-speed manual

Fuel Tank Capacity

13.7 Litres

Image Source:- https://www.royalenfield.com/in/en/motorcycles/continental-gt/

BMW G 310 GS

BMW has recently launched the 2022 model of its best-in-class BMW G 310 GS bike with updated color options. BMW has come up with a slight modification to the internal mechanism of the 313 cc engine, which has a single-cylinder and works on liquid-cooled technology. The engine gives a power output of 34PS and a torque of 28Nm. This feature-rich bike from BMW has six-speed manual transmission gears and a slip-and-assist clutch for better performance. It is fitted with 43 mm USD forks and has a preload-adjustable mono-shock arrangement which is similar to the BS4 GS Model. This bike has LED turn indicators to enhance the premium and the adventurous look.

Features

Information

Ex-showroom Price Range

Rs 3.05 Lakhs onwards

Insurance Cost

Starting from Rs. 3,060 onwards

Engine Capacity

313 cc

Emission Type

BS6

Fuel Type

Petrol

Top speed

143 km/h

Transmission

6-speed manual

Fuel Tank Capacity

11 Litres

Image Source:- https://www.zigwheels.com/newbikes/BMW/g-310-gs#leadform

Kawasaki Ninja 300

It is one of the most popular sports bikes under Rs. 4 lakh. This sports bike features a powerful 296 cc engine with two cylinders and works on Liquid-cooled technology with a 4-stroke Parallel Twin. The Kawasaki Ninja 300 generates a torque of 26.1 Nm at 10,000 rpm and a power of 39 PS at 11000 rpm. This sports bike provides you with a fuel efficiency of 32.1 kmpl. The safety feature includes dual-channel ABS and anti-lock braking systems.

Features

Information

Ex-showroom Price Range

Rs. 3.37 Lakh

Insurance Cost

Starting from Rs. 4,450 onwards

Engine Capacity

296 cc

Emission Type

BS6

Fuel Type

Petrol

Top speed

192 km/h

Transmission

6-speed manual

Fuel Tank Capacity

17 Litres

Image Source:- https://kawasaki-india.com/bikes/ninja-300/

Benelli 302R (Upcoming)

Benelli 302R is one of the most awaited bikes under Rs. 4 lakhs, expected to be launched on 14th April 2022 in India. This feature-rich bike is powered by a 300 cc engine that produces a power of 38.79 PS at 11500 rpm and creates a torque of 26.5 Nm at 10000 rpm. Benelli 302R is fitted with disc brakes at both the front and rear wheels. This upcoming superbike under Rs. 4 lakh has tubeless tires and is fitted with alloy wheels for a stylish look. This bike comes with a preload-adjustable USD fork, and it also has a full-color TFT instrument console for better connectivity during the ride.

Features

Information

Ex-showroom Price Range

Rs. 3.60 lakhs onwards

Insurance Cost

Starting from Rs. 3,358 onwards

Engine Capacity

300 cc

Emission Type

BS6

Fuel Type

Petrol

Top speed

147.7 km/h

Transmission

6-speed manual

Fuel Tank Capacity

14 Litres

Image Source:- https://www.visordown.com/news/new-bikes/2020-benelli-302r-announced-asian-markets

Conclusion

If you are a bike enthusiast and the thrill of riding a bike excites you, this list of superbikes under Rs. 4 lakhs is undoubtedly for you. When you bike a new bike, you should not forget to enhance your protection cover on the road by opting for a two-wheeler insurance policy. Finserv MARKETS has many different policies to suit everyone looking for insurance. The insurance partners of Finserv MARKETS make the application process highly efficient through facilities like online application, minimal documentation, and cashless claim processes.

FAQs on Best Bikes Under 4 Lakhs

  • ✔️Which is the fastest bike among the best bikes under Rs. 4 lakh?

    Kawasaki Ninja 300 is the fastest bike in the price segment of bikes under Rs. 4 lakhs.

  • ✔️What are the different shades available for the new Royal Enfield Continental GT 650?

    For the new 2021 model, the Royal Enfield Continental GT 650 is now available in four new shades: British Racing Green, Ventura Storm, Rocker Red, and Dux Deluxe. 

  • ✔️Which bike models are the closest competitors of the Kawasaki Ninja 300?

    Based on the performance parameters, Kawasaki Ninja 300 competes closely with bikes like the KTM RC 390 and TVS Apache RR 310.