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About Hero Electric Atria Insurance

The Indian market is seeing a boom in electric automotives, which offers a sustainable and eco-friendly alternative to conventional fuel vehicles. Electric two-wheelers, also known as e-bikes, are gaining popularity in recent years. While e-bikes have features such as controlled speed and performance, they also come with certain risks and limitations and are on the expensive side. Hence, insuring your vehicle can protect you from the financial and legal liabilities involved in a range of incidents that can cause damage or loss of your e-bike. Hero Electric Atria is one such example of an e-bike. There are numerous two-wheeler insurance plans available in the market today, and choosing the right ebike insurance can seem like a challenge. Here’s a guide that can help you figure out which Hero Electric Atria two-wheeler insurance cost, inclusions, exclusions and add-ons are the best fit for you.

Why is it important to buy Hero Electric Atria Two-Wheeler Insurance?

A common misconception in India is that two-wheeler insurance is not as important as four-wheeler insurance. However, two-wheeler insurance is mandatory as per the 1988 Motor Vehicles Act. Accidents or disasters can strike at any time, making insurance for your property all the more essential. Without the protection of e-bike insurance, the driver-owner may have to suffer the double blow of the damages caused in an incident as well as the repair charges. Getting insurance safeguards you against such uncertainties.

Types of insurance plans offered for Hero Electric Atria Two-Wheeler Insurance

There are two main types of insurance plans for two-wheelers you should know about:

Third-Party Liability Insurance

This is a basic insurance plan which is mandatory in India.

It shields the policyholder from the financial and legal liabilities that come with losses or damages suffered by a third-party and their vehicle in an accident.

Comprehensive Two-Wheeler Insurance Policy

This is a comprehensive coverage policy that protects the insured and their vehicle in the event of natural or man-made disasters, fire, theft and so on.

Why choose Finserv MARKETS for Hero Electric Atria Two-Wheeler Insurance?

  • Finserv MARKETS combines ease of use and flexibility with a wide range of offerings for different financial goals.

  • Customers can easily find the desired coverage and choose the right Hero Electric Atria insurance plan for them

  • Finserv MARKETS allows you to compare plans through the features and benefits, so you can find the most reasonable Hero Electric Atria two-wheeler insurance cost for you.

Inclusions in Hero Electric Atria Two-Wheeler Insurance

The coverage for Hero Electric Atria Two-Wheeler Insurance includes protection against damage or loss sustained due to:

  • Accidents or collisions

  • Theft

  • Fire

  • Natural disasters : floods, earthquakes, hailstorms, etc.

  • Man-made disasters

  • Personal accident or injury

  • Damage or loss sustained by a third party

Exclusions in Hero Electric Atria Two-Wheeler Insurance

Typically, Indian insurers offer limited coverage in e-bike insurance. Here is a list of incidents that are not covered in e-bike insurance:

  • Damages sustained when driver is driving without a license

  • Damages sustained when driver is driving under the influence

  • Damage sustained when learning driver is driving without a license holder on pillion seat

  • Consequential damages sustained due to bike being used incorrectly

  • Normal wear and tear

  • Consequences of negligent driving

  • Absence of corresponding add-ons

Add-ons to Hero Electric Atria Two-Wheeler Insurance

You can avail certain add-ons to extend your insurance coverage, such as:

  • Zero depreciation cover

  • Return to Invoice cover

  • Engine protection

  • NCB protection

  • Roadside assistance cover

  • Consumables cover

  • Tyre protection cover

How to apply for Hero Electric Atria Two-Wheeler Insurance?

You can apply for two-wheeler or e-bike insurance in a few simple steps:

  1. Head to the official website of the insurance provider you have selected.

  2. Fill in vehicle registration details and enter the number on your number plate.

  3. Provide your mobile number, email ID and driver’s license information.

  4. Enter the age and condition of your Hero Electric Atria Two-Wheeler.

  5. You will be shown different Hero Electric Atria Two-Wheeler Insurance costs.

  6. Compare the given options, select one and proceed to payment

Claim Process

  • Timely and proper filing procedure is critically important for successfully getting a claims settlement.

  • In the event of an accident or disaster, contact your insurance provider immediately and provide all the necessary information about the resultant damage/losses.

  • This can be done online via email, offline by visiting a local branch or by calling the customer care helpline.

  • Keep documents such as your driver’s license or permit ready, and ensure that your policy is still valid at the time of making a claim.

Wrapping it Up!

Two-wheeler insurance is a vital protective measure for any two-wheeler regardless of whether it is a conventional fuel vehicle or an e-bike. Buying insurance along with a new vehicle is a smart move and can guard you against a number of dangers down the line. Buying electric two-wheeler insurance today is easier than ever; simply identify your needs, compare your options and choose the policy that suits your preferences. On Finserv MARKETS you can buy Hero Electric Atria Two-Wheeler insurance today!

Check Out Bike Insurance Plans Available at Finserv MARKETS

FAQs about Hero Electric Atria Two-Wheeler Insurance

  • ✔️How much does Hero Electric Atria Two-Wheeler Insurance cost?

    Hero Electric Atria Two Wheeler Insurance quotes vary from one insurance provider to another. E-bike insurance is more affordable compared to conventional fuel two-wheelers.

  • ✔️What kind of coverage does Comprehensive Hero Electric Atria Two-Wheeler Insurance provide?

    Comprehensive insurance protects you against a number of risks such as vehicle loss or damage due to theft, crash, collision, fire, natural, as well as man-made disasters.

  • ✔️Which add-ons can be availed for Hero Electric Atria Two-wheeler insurance?

    In order to extend your insurance, you can avail add-ons such as:

    • Zero depreciation cover

    • Return to Invoice cover

    • Engine protection

    • NCB protection

    • Roadside assistance cover

    • Consumables cover

    • Tyre protection cover

  • ✔️Where can I buy insurance for my Hero Electric Atria Two-wheeler?

    You can browse a variety of insurance plans on Finserv MARKETS.

  • ✔️Does the Hero Electric Atria Two-wheeler insurance plan offer coverage for own damages?

    Yes, if opted for the comprehensive plan, the insurance policy covers own damage expenses.

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