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KTM 390 Duke Bike Insurance

The KTM 390 Duke is one of the popular bikes manufactured by the Austrian motorcycle manufacturer KTM. Having a sporty look with a smooth and sturdy design, KTM 390 Duke is lightweight and has an engine capacity of 373.2cc. The ex-showroom price of the rugged sports bike is ₹2.87 lakh. When you buy a new vehicle, it is essential to safeguard it with a bike insurance policy. Let’s look at the KTM 390 Duke variants and the insurance premium.

KTM 390 Duke Bike Variants

TVS NTorq 125 Variant

Ex Showroom Price* 

Fuel Type

Estimated Third-party Premium**

KTM 390 Duke BS6

₹ 2,87,616 Petrol ₹2571

The ex-showroom prices are for Delhi and are subject to change based on the city.

Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

Steps to Buy KTM 390 Duke Bike Insurance Online

Opt for KTM 390 Duke bike insurance at lucrative prices in the following way:


Step 1: Enter your bike registration number and mobile number.


Step 2: Provide the necessary information in the application form.


Step 3: Pick the bike insurance plan that suits your needs.


Step 4: Make an instant online payment.


Step 5: Your insurance policy will reach you in no time.

Renew KTM 390 Duke Bike Insurance in a Jiffy!

You can easily renew your KTM 390 Duke bike insurance on Finserv MARKETS:


Step 1: Enter your previous policy details.


Step 2: Input your personal and bike-related details.


Step 3: Check your renewal premium.


Step 4: Make an instant online payment.


Step 5: Your bike insurance will be active soon.


Read More About: Bike Insurance Renewal

Why is it Important to Insure Your KTM 390 Duke?

While purchasing a new bike, it is crucial to opt for insurance as it financially safeguards the vehicle-owner against unforeseen risks. For example, if your KTM 390 Duke was damaged beyond repair due to an unfortunate accident, without insurance, your sole option is to pay from your own pocket. Replacing a high-end KTM sports bike can easily cost you more than ₹2.5 lakh excluding the on-road price! Whereas comprehensive bike insurance shall cover such incidents and compensate for the loss incurred.

Which One Should You Choose: Comprehensive or Third-Party Insurance?

  • Third-Party Bike Insurance: Third-party bike insurance is compulsory under the Motor Vehicle Act, 1988. If your bike happens to cause loss or damage to any third-party person or property, the insurer will compensate for the loss. Since the coverage provided in third-party insurance is limited, the premium charges are much more affordable.


  • Comprehensive Bike Insurance: To safeguard your motorcycle in case of accidents, theft, or loss due to man-made and natural disasters, comprehensive bike insurance is the way to go. The comprehensive plan covers third-party liabilities and many other unforeseen perils. The KTM 390 Duke bike insurance price is slightly more than third-party insurance but is a worthy investment to avail extensive coverage.

What’s Covered Under Bike Insurance?

Third-party bike insurance covers loss incurred by the third-party, bodily injuries, death of the victim, etc. Furthermore, comprehensive insurance covers own damage, theft, natural and man-made calamities, third-party liabilities, etc.

What’s Not Covered Under Bike Insurance?

The exclusions of comprehensive bike insurance include damage caused outside the designated geographical area, riding while intoxicated, mechanical or electrical breakdown, any contractual liability, etc.

Read More About: Inclusions & Exclusions of Bike Insurance Cover

Add-On Covers for Your KTM Duke 390 

You can also enhance the protection of your KTM bike with the help of additional covers. However, the add-on covers might differ based on the insurer:

  • Personal Accident Cover: In case you or the pillion rider is injured during an accident involving your insured bike, the treatment costs are covered by this rider.
  • Zero Depreciation Cover: Worried about depreciation cuts with time? Then this is the cover for you since it ensures that you are covered against the depreciation rate of your bike during a claim.
  • Roadside Assistance Cover: This rider gives you spot assistance in case you are stranded mid-journey and ensures that help is just around the corner.
  • Return to Invoice Cover: With this cover, your claim amount will be equal to the complete value of the bike as per the purchase invoice, in case of total loss.

Claim Process for Your KTM 390 Duke Bike Insurance

Here are some documents you must keep ready while filing a KTM 390 Duke insurance claim:

  • KTM 390 Duke bike insurance policy
  • Bike details
  • Insurer details
  • Details of the Incident
  • FIR copy, in case of theft/vandalism
  • Original bills and receipts of the vehicle repair

There are two types of KTM 390 Duke bike insurance claims:

  • Cashless Claim Under Bike Insurance: To avail the cashless claim facility, you must take your two-wheeler to an authorised network garage. The bill will be settled by the garage and the insurance provider. Hence, you need not pay for the repair work apart from the deductibles applicable under your plan.
  • Reimbursement Claim Under Bike Insurance: In the case of reimbursement claims, you can take your KTM bike to a preferred garage that isn’t associated with the insurer. But here, you must first pay for the expenses incurred and later file a claim to get reimbursed.

Read More About: Bike Insurance Claim Process

How to Lower KTM 390 Duke Bike Insurance Premium?

Here are some inside tips to help you lower the KTM 390 Duke bike insurance premium price:

  • Compare Quotes Online: It is recommended to compare premium quotes offered by various insurers and choose a suitable plan to secure your KTM bike.
  • Avail No Claim Bonus: You can be eligible for a reduced renewal premium with the help of NCB in bike insurance. By maintaining a claim-free year, you can enjoy a lower insurance quote!
  • Ride Cautiously: You must always follow traffic rules and ride your vehicle cautiously to avoid any mishaps and ensure minimal claims.
  • Pay for Small ClaimsTo avail the NCB reward and maintain a claim-free year, you can cover inexpensive insurance claims.

Tips to Maintain Your KTM 390 Duke

  • Maintain the Battery: Make sure your KTM bike battery is in good shape and get it serviced on a regular basis for a smooth ride.
  • Check the Fork Oil: The fork oil is another vital component of your two-wheeler that should be changed often.

KTM 390 Duke Maintenance Cost

The KTM 390 Duke bike service and maintenance cost is estimated to be ₹5,000 - ₹6,000 for two years. Let’s go through the KTM 390 Duke service schedule and the expenses below:



Total Expenses

First Service


₹2,000 - ₹2,500

Second Service


₹2,500 - ₹3,000

Disclaimer: These are indicative prices. The actual cost of maintenance of KTM 390 Duke may vary and change from time to time.

About KTM 390 Duke

The KTM 390 Duke is a sports bike with an advanced instrument console, available in two colours – white and orange. The bike has unique features such as smartphone sync, ride by wire technology, adjustable levers, Anti-lock Braking System and stylist LED headlamps. Furthermore, the rider can enjoy HI-tech handlebars for a controlled body position along with two-part seats to support the rider and the pillion.

KTM 390 Duke Specifications




25 kmpl

Engine Displacement


Transmission Type


Max Power

42.9 bhp @ 9000 rpm

Max Torque

37 Nm @ 7000 rpm

Fuel Type


Fuel Tank Capacity

13.5 Litres


Front Tyre Size: 110/70 x 17

Rear Tyre Size: 150/60 x 17


Front Brake Size: 320 mm

Rear Brake Size: 230 mm


Digital Ignition

*Disclaimer: These are indicative prices. The actual cost of maintenance of KTM 390 Duke may vary and change from time to time.

KTM 390 Duke On-Road Price


KTM 390 Duke On-Road Price


₹3.34 Lakh


₹3.46 Lakh


₹3.24 Lakh


₹3.34 Lakh


₹3.69 Lakh


₹3.46 Lakh

KTM 390 Duke Features



Inverted Front Suspension

Anti-Lock Braking System

LED Headlights



Stand Alarm

Stepped Seat

Digital Fuel Gauge

Wrapping it Up!

Even though certain KTM bike models or variants have been discontinued, you can still opt for bike insurance with Finserv MARKETS. So, don’t put it off any longer and get the best two-wheeler insurance plan for your bike today!

In case you are wondering how much your two-wheeler insurance premiums will be, use the bike insurance calculator available on Finserv MARKETS and get a quote instantly. Moreover, the tool also allows you to compare the given price with quotes offered by other insurers in India.

Check Out Bike Insurance Plans Available at Bajaj MARKETS

FAQs on KTM 390 Duke Bike Insurance

  • ✔️What is IDV in Bike Insurance?

    Insured Declared Value (IDV) is the maximum sum insured amount that your insurance provider will pay out for the claim. It is considered during the calculation of premium and changes every year after adjusting the depreciation.

  • ✔️Do I need to purchase insurance for my KTM Duke 390 bike?

    Yes. Third-party bike insurance is compulsory to drive legally on Indian roads. If you are caught without a valid insurance plan, you shall have to bear a hefty fine.

  • ✔️What is the penalty for driving without a valid bike insurance policy?

    The penalty for driving your KTM bike without a valid two-wheeler insurance policy is ₹2,000 and/or imprisonment for up to three months for the first offence. For subsequent offences, the penalty is ₹4,000 and/or imprisonment for up to three months.

  • ✔️Can I get KTM 390 Duke bike insurance for less than a year?

    No, KTM Duke 390 bike insurance plans on Finserv MARKETS have a minimum coverage of one year.

  • ✔️How much does the KTM Duke 390 insurance cost?

    The KTM Duke 390 insurance price shall vary based on factors like the age of your bike, registration location, manufacturing year, NCB discount, etc. Thus, it is recommended to use our bike insurance premium calculator to know the KTM Duke 390 insurance price.

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