KTM 390 Duke Insurance Online

The KTM 390 Duke is one of the popular bikes manufactured by the Austrian motorcycle manufacturer KTM. Having a sporty look with a smooth and sturdy design, KTM 390 Duke is lightweight and has an engine capacity of 373.2cc. The ex-showroom price of the rugged sports bike is ₹2.87 lakh. When you buy a new vehicle, it is essential to safeguard it with a bike insurance policy. Let’s look at the KTM 390 Duke variants and the insurance premium.

The ex-showroom prices are for Delhi and are subject to change based on the city.

Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

Opt for KTM 390 Duke bike insurance at lucrative prices in the following way:

• Step 1: Enter your bike registration number and mobile number.

• Step 2: Provide the necessary information in the application form.

• Step 3: Pick the bike insurance plan that suits your needs.

• Step 4: Make an instant online payment.

• Step 5: Your insurance policy will reach you in no time.

You can easily renew your KTM 390 Duke bike insurance on Bajaj Markets:

• Step 1: Enter your previous policy details.

• Step 2: Input your personal and bike-related details.

• Step 3: Check your renewal premium.

• Step 4: Make an instant online payment.

• Step 5: Your bike insurance will be active soon.

While purchasing a new bike, it is crucial to opt for insurance as it financially safeguards the vehicle-owner against unforeseen risks. For example, if your KTM 390 Duke was damaged beyond repair due to an unfortunate accident, without insurance, your sole option is to pay from your own pocket. Replacing a high-end KTM sports bike can easily cost you more than ₹2.5 lakh excluding the on-road price! Whereas comprehensive bike insurance shall cover such incidents and compensate for the loss incurred.

While you are filing a claim, you need to submit certain documents to your insurance provider, as mentioned above. Wondering what these documents are? Here is a list of the paperwork required.

• Your original two-wheeler insurance policy document

• The details of your insurer and your vehicle

• The details of the incident due to which you are registering a claim

• In case of a reimbursement claim, the original payment receipts and bills

• In case of a theft, the FIR copy

1. Third-Party Bike Insurance

Third-party bike insurance plan is compulsory under the Motor Vehicle Act, 1988. If your bike happens to cause loss or damage to any third-party person or property, the insurer will compensate for the loss. Since the coverage provided in third-party insurance is limited, the premium charges are much more affordable.

2. Comprehensive Bike Insurance

To safeguard your motorcycle in case of accidents, theft, or loss due to man-made and natural disasters, a comprehensive bike insurance plan is the way to go.   The comprehensive plan covers third-party liabilities and many other unforeseen perils. The KTM 390 Duke bike insurance price is slightly more than third-party insurance but is a worthy investment to avail extensive coverage.

You can also enhance the protection of your KTM bike with the help of additional covers. However, the add-on covers might differ based on the insurer:

• Personal Accident Cover: In case you or the pillion rider is injured during an accident involving your insured bike, the treatment costs are covered by this rider.

• Zero Depreciation Cover: Worried about depreciation cuts with time? Then this is the cover for you since it ensures that you are covered against the depreciation rate of your bike during a claim.

• Roadside Assistance Cover: This rider gives you spot assistance in case you are stranded mid-journey and ensures that help is just around the corner.

• Return to Invoice Cover: With this cover, your claim amount will be equal to the complete value of the bike as per the purchase invoice, in case of total loss.

Here are some inside tips to help you lower the KTM 390 Duke bike insurance premium price:

• Compare Quotes Online: It is recommended to compare premium quotes offered by various insurers and choose a suitable plan to secure your KTM bike.

• Avail No Claim Bonus: You can be eligible for a reduced renewal premium with the help of NCB in bike insurance. By maintaining a claim-free year, you can enjoy a lower insurance quote!

• Ride Cautiously: You must always follow traffic rules and ride your vehicle cautiously to avoid any mishaps and ensure minimal claims.

• Pay for Small Claims: To avail the NCB reward and maintain a claim-free year, you can cover inexpensive insurance claims.

• Regularly Service Your Bike: Based on the servicing schedule of your KTM 390 Duke, you must get your vehicle checked regularly.

• Check the Tyre Pressure: It is crucial to check the tyre pressure of your two-wheeler regularly to steer clear of any issues.

• Look Out for the Engine Oil: Always check the engine oil levels and look for any leakages that may need fixing.

• Maintain the Battery: Make sure your KTM bike battery is in good shape and get it serviced on a regular basis for a smooth ride.

• Check the Fork Oil: The fork oil is another vital component of your two-wheeler that should be changed often.

The KTM 390 Duke bike service and maintenance cost is estimated to be ₹5,000 - ₹6,000 for two years. Let’s go through the KTM 390 Duke service schedule and the expenses below:

Disclaimer: These are indicative prices. The actual cost of maintenance of KTM 390 Duke may vary and change from time to time.

The KTM 390 Duke is a sports bike with an advanced instrument console, available in two colours – white and orange. The bike has unique features such as smartphone sync, ride by wire technology, adjustable levers, Anti-lock Braking System and stylist LED headlamps. Furthermore, the rider can enjoy HI-tech handlebars for a controlled body position along with two-part seats to support the rider and the pillion.

*Disclaimer: These are indicative prices. The actual cost of maintenance of KTM 390 Duke may vary and change from time to time.

Even though certain KTM bike models or variants have been discontinued, you can still opt for bike insurance with Bajaj Markets. So, don’t put it off any longer and get the best two-wheeler insurance plan for your bike today!

In case you are wondering how much your two-wheeler insurance premiums will be, use the bike insurance calculator available on Bajaj Markets and get a quote instantly. Moreover, the tool also allows you to compare the given price with quotes offered by other insurers in India.