Insurance for Duke 250

Quick Claim Settlement | 24X7 Assistance | Cashless Claims at Network Garages

Bike Insurance

Starting From ₹ 538/month*

✓No Inspection Policy Issuance ✓24x7 Assistance ✓Quick Claim Processing | Buy a Bike Insurance Plan Starting at ₹538/year* Check Plans

KTM Duke 250 insurance price, for different covers and add-ons can easily be checked and compared on Bajaj Markets. After making your choice, you can buy it on the digital platform conveniently and in a paperless manner. In accordance with the Indian Motor Vehicle Act you need a third-party insurance, at the least, to legally ride your KTM Duke 250 on the roads. However, a comprehensive insurance plan covers your bike from multiple risks and associated expenses.

KTM is a popular brand among biking enthusiasts, and the Duke 250 is one of its best selling models. The bike is available for ₹2.39 Lakhs onwards (ex-showroom, Delhi).

Buy KTM 250 Duke Bike Insurance in Just a Few Clicks!

Buying KTM 250 Duke insurance online is a very easy and seamless process. You just have to follow the given steps:

Visit the ‘Bike Insurance’ section on Bajaj Markets.
Enter your mobile number and KTM 250 Duke registration number.
Enter all the relevant details required for the bike insurance application.
Choose the bike insurance plan of your choice.
Complete the insurance premium payment online.
The KTM 250 Duke bike insurance policy will be available for download.

Buy a Bike Insurance Plan in Just a Few Clicks!

Buying KTM 250 Duke insurance online is a very easy and seamless process. You just have to follow the given steps:

Visit the ‘Bike Insurance’ section on Bajaj Markets.
Enter your mobile number and KTM 250 Duke registration number.
Enter all the relevant details required for the bike insurance application.
Choose the bike insurance plan of your choice.
Complete the insurance premium payment online.
The KTM 250 Duke bike insurance policy will be available for download.

Renew your Bike Insurance Plan in a Jiffy!

If you are interested in the continued benefits of the insurance of your 250 Duke, you can renew your policy effortlessly. The steps of renewing are as follows:

Visit the ‘Bike Insurance Renewal’ page on Bajaj Markets.
Enter your details like policy number, bike registration number, and mobile number.
Check your KTM 250 Duke two-wheeler insurance renewal premium.
You can complete the payment online using any of the provided modes. Once you've paid your premium, your bike policy is renewed.

Types of Bike Insurance Plans

Broadly, there are two types of bike insurance plans. Here’s an explainer about these two plans to help you choose the right one for you!

Third-Party Insurance -

According to the law, availing of third-party insurance for your bike is mandatory. If any damage/loss is caused to the third-party property or person due to a collision or accident by your insured vehicle, the compensation will be provided by your insurer.

Comprehensive Insurance -

You can opt for a comprehensive insurance policy to safeguard your vehicle from any man-made or natural disasters, accidental loss, theft, and even fire. It also covers all the liabilities of a third-party if your bike encounters any mishap.

What is Covered in Your Two-Wheeler Insurance?

As mentioned above, a third-party KTM 250 Duke insurance plan will only cover the third party from any bodily injuries or property damages that are caused due to your insured 250 Duke. On the other hand, a comprehensive bike insurance plan will cover personal injuries, accidental damage, damage due to calamities, repair or replacement, third party liabilities, etc.

What is Not Covered in Your Two-Wheeler Insurance?

It is also crucial to know about the exclusions in the KTM 250 Duke bike insurance to avoid getting your claims rejected. Some of the exclusions in the Bajaj Markets' two-wheeler insurance are non-accidental damages, mechanical breakdown, illegal driving, etc.

Add-On Covers for Your KTM Duke 250

You can enhance your bike insurance coverage with add-ons. Here are some of the most popular options:

Key Protect Coverage - If you lose, damage, or misplace your bike keys, this add-on cover will reimburse the expense to repair or replace the key lock/lockset.

Zero Depreciation Coverage - If your bike gets damaged in a collision, zero or no depreciation is subtracted from the coverage of wear and tear of any body parts of your vehicle.
Bike Engine Protection Coverage - This add-on offers coverage for replacement or repair of engine and gearbox parts caused by water ingression, leakage of lubricant oil/coolant, a hydrostatic lock of the insured bike.
Consumables Cover - Commodities that have a limited and specific use are called consumables. Once you utilize such a product, you may not be able to re-use them in the future. Consumables cover offers coverage for engine oil, oil filter, lubricants, nut and bold, grease, washers, air conditioner gas, and other similar items.
Cover for Roadside Assistance - You're offered 24×7 roadside assistance so that you're never left stranded.
Outstation Emergency Coverage - This cover offers you the financial protection during an emergency situation like accidents or car breakdown.
Personal Belongings Coverage (In Case of Damage or Theft) - When your personal belongings are damaged or lost in a theft, this cover helps you financially.

How to File an Insurance Claim for your KTM Duke 250

Being aware of the insurance claim process is crucial to make effective claims. Here’s what you need to know about filing an insurance claim for the KTM 250 Duke:

You're required to submit certain documents to claim the insurance policy. They are as follows:

1. In Case of an Accident:

Filled and signed claim form
Tax receipt

An estimated cost of vehicle repair
A copy of the vehicle’s registration certificate, FIR, licence, insurance policy
Payment and repair bills

2. In Case of Theft:

Theft declaration from RTO
Original RC book and insurance cover
FIR and police's final report
Tax receipt

Now that you know about the documents required, the next essential step is to understand the registration of your claims. There are two types of claims, and they are:

Claiming Cashless Insurance Policy

In this claim, your damaged two-wheeler will be repaired at the closest network garage. Your insurer will settle the bill directly.

Claiming Reimbursement -

In this claim, you can decide on a garage of your choice, bear the expenses, and then you can claim for reimbursement against your insurance policy. Upon approval of your claim, the amount will be transferred to your registered bank account.

Tips to Reduce your Bike Insurance Cost

Here are some easy ways to reduce the insurance cost for your KTM 250 Duke bike insurance:

Maintain Your 250 Duke

One of the easiest ways to reduce your bike insurance premium is to maintain your KTM 250 Duke in the best shape by getting it serviced regularly.

Buy Only Necessary Add-On Covers

Too many add-ons can significantly increase the premium cost of your bike insurance. Hence, only buy the add-ons that are necessary for your bike.

Don’t File Claims for Small Sums

Avoid filing KTM 250 Duke bike insurance claims for inexpensive repairs. This is because multiple insurance claims in a year can increase the price of your premiums.