KTM Duke 250 Bike Insurance

KTM Duke 250 insurance price, for different covers and add-ons can easily be checked and compared on Bajaj Markets. After making your choice, you can buy it on the digital platform conveniently and in a paperless manner. In accordance with the Indian Motor Vehicle Act you need a third-party insurance, at the least, to legally ride your KTM Duke 250 on the roads. However, a comprehensive insurance plan covers your bike from multiple risks and associated expenses.

KTM is a popular brand among biking enthusiasts, and the Duke 250 is one of its best selling models. The bike is available for ₹2.28 Lakhs onwards (ex-showroom, Delhi).

The KTM 250 Duke comes in only one variant of a petrol engine. Let’s take a look at the KTM 250 Duke variant and 250 Duke insurance prices:

**Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

If you are interested in the continued benefits of the insurance of your 250 Duke, you can renew your policy effortlessly. The steps of renewing are as follows:

1. Visit the ‘Bike Insurance Renewal’ page on Bajaj Markets.

2. Enter your details like policy number, bike registration number, and mobile number.

3. Check your KTM 250 Duke two-wheeler insurance renewal premium.

4. You can complete the payment online using any of the provided modes. Once you've paid your premium, your bike policy is renewed.

Read more: Bike Insurance Renewal

KTM is known to make some of the best sports bikes, which offer a power-packed performance. However, the high maintenance cost for KTM bikes like the 250 Duke can be tough on the pockets. For instance, just replacing the headlight for the KTM 250 Duke can cost you more than ₹10,000! Multiple damage repairs can cost you a fortune. Hence, you must cover your precious bike with the right bike insurance to financially protect yourself in case of accidents, theft, or loss. Moreover, it is mandatory to have bike insurance to legally ride on Indian roads.

Bajaj Markets has partnered with Bajaj Allianz General and Acko General Insurance to safeguard you and your vehicle from numerous liabilities. You can equip your vehicle with the following types of bike insurance policies:

• Third-Party Insurance -

According to the law, availing of third-party insurance for your bike is mandatory. If any damage/loss is caused to the third-party property or person due to a collision or accident by your insured vehicle, the compensation will be provided by your insurer.

• Comprehensive Insurance -

You can opt for a comprehensive insurance policy to safeguard your vehicle from any man-made or natural disasters, accidental loss, theft, and even fire. It also covers all the liabilities of a third-party if your bike encounters any mishap.

As mentioned above, a third-party KTM 250 Duke insurance plan will only cover the third party from any bodily injuries or property damages that are caused due to your insured 250 Duke. On the other hand, a comprehensive bike insurance plan will cover personal injuries, accidental damage, damage due to calamities, repair or replacement, third party liabilities, etc.

It is also crucial to know about the exclusions in the KTM 250 Duke bike insurance to avoid getting your claims rejected. Some of the exclusions in the Bajaj Markets' two-wheeler insurance are non-accidental damages, mechanical breakdown, illegal driving, etc.

Bike Insurance on Bajaj Markets comes along with add-on covers that help you enhance your coverage. These include:

• Key Protect Coverage - If you lose, damage, or misplace your bike keys, this add-on cover will reimburse the expense to repair or replace the key lock/lockset.

• Zero Depreciation Coverage - If your bike gets damaged in a collision, zero or no depreciation is subtracted from the coverage of wear and tear of any body parts of your vehicle.

• Bike Engine Protection Coverage - This add-on offers coverage for replacement or repair of engine and gearbox parts caused by water ingression, leakage of lubricant oil/coolant, a hydrostatic lock of the insured bike.

• Consumables Cover - Commodities that have a limited and specific use are called consumables. Once you utilize such a product, you may not be able to re-use them in the future. Consumables cover offers coverage for engine oil, oil filter, lubricants, nut and bold, grease, washers, air conditioner gas, and other similar items.

• Cover for Roadside Assistance - You're offered 24×7 roadside assistance so that you're never left stranded.

• Outstation Emergency Coverage - This cover offers you the financial protection during an emergency situation like accidents or car breakdown.

• Personal Belongings Coverage (In Case of Damage or Theft) - When your personal belongings are damaged or lost in a theft, this cover helps you financially.

Here are some easy ways to reduce the insurance cost for your KTM 250 Duke bike insurance:

• Maintain Your 250 Duke

One of the easiest ways to reduce your bike insurance premium is to maintain your KTM 250 Duke in the best shape by getting it serviced regularly.

• Buy Only Necessary Add-On Covers

Too many add-ons can significantly increase the premium cost of your bike insurance. Hence, only buy the add-ons that are necessary for your bike.

• Don’t File Claims for Small Sums

Avoid filing KTM 250 Duke bike insurance claims for inexpensive repairs. This is because multiple insurance claims in a year can increase the price of your premiums.

• Compare Bike Insurance Premiums

Always compare the bike insurance premiums offered by different insurance providers before you buy a plan that suits your needs.

Here are some important tips that will help you keep your KTM 250 Duke running smoothly:

• Regularly Service Your KTM 250 Duke

Get your KTM bike serviced regularly so you can identify any potential problems and get them fixed. 

• Maintain Tyre Pressure

Always maintain the right tyre pressure of your KTM 250 Duke to avoid any extra pressure on the bike engine or internals. 

• Inspect the Engine

Regularly check the bike engine for its smooth functioning and drive at a steady speed to ensure the engine’s optimal performance in the long run. 

The estimated maintenance cost for KTM 250 Duke for 2 years ranges between ₹15,000 - ₹20,000. The first three servicing of the bike are free of cost, but you will have to pay out of pocket once the free servicing expires. Here is the KTM 250 Duke service schedule:

Disclaimer: These are indicative prices. The actual cost of maintenance of KTM 250 Duke may vary and change from time to time.

The KTM 250 Duke is a popular street bike and is available in only one variant. This bike is available in two contemporary colours: Silver Metallic and Dark Galvano. The KTM 250 Duke is powered by a 248.8 cc BS6 engine. The powerful street bike is popular among both beginners and enthusiasts alike. Its dapper looks and modern aesthetics make it a head-turner. 

Before making a purchase, you must take a closer look at its technical specifications and features. In the table below, we have listed down the major specifications of the KTM 250 Duke.

The KTM 250 Duke is power-packed with the following features:

• Tubeless Tyres and Alloy Wheels

• Dual channel Supermoto ABS mode

• Powered by a 248.8 cc single-cylinder engine producing 29.6 horsepower at 9,000 rpm

• LED taillight

• Digital odometer and trip metre

The on-road price of the KTM 250 Duke varies from city to city. There are various reasons behind the varying prices such as road tax, RTO registration, the insurance amount, and the ex-showroom price. The KTM 250 Duke on-road price across major cities in India are as follows:

*Note: The actual prices for the KTM 250 Duke are subject to change and can vary from time to time based on the variant.

The KTM 250 Duke is a beautifully made bike inside and out. This specific model is one of the most popular two-wheelers in India. It is lightweight and powerful and if the thrill of the ride fancies your imagination, you should definitely go for it. But make sure that your investment is protected via bike insurance. A small price now can save you from hefty expenses later.