TVS Ntorq Insurance

About TVS Ntorq

Specifications of TVS Ntorq

1. Engine

The engine of TVS Ntorq is 124.8 cc and it has a maximum power capacity of 9.27 BHP at 7000 Revolutions per Mile (RPM). Its maximum torque is 10.5 NM @ 5500 RPM.

2. Electricals

The scooter has a battery of 12V, 4AH MF. It has an LED taillight and an HSI headlight of 35W.

3. Tires

TVS Ntorq has tubeless tires at the front and back. The dimensions of these tires are 100/80 X12 and 110/80 X12. They are 12 inches in size.

4. Brakes

The scooter has drum front and rear brakes. The front brake is 220 mm and the rear brake is 130 mm.

TVS Ntorq Variants

The scooter is available in seven color variants. These include matte white, matte red, matte yellow, matte green, metallic blue, matte silver and metallic gray. This scooter is available in three models, which include TVS Ntorq 125 Drum, TVS Ntorq 125 Disc, and TVS Ntorq 125 Race Edition.

TVS Ntorq insurance premium

In India, it is mandatory to have a two-wheeler insurance policy. Buying a TVS Ntorq 125 bike insurance plan will keep you safe on the road at all times. Listed below are the three types of insurance plans along with the premium aspect involved in these.

1. Third-party insurance premium

As per the law, it is compulsory to have a third party insurance plan in India. It protects the third party from the property damages or bodily injuries caused by your bike. The premium for this type of insurance is the most economical.

2. Comprehensive insurance premium

A comprehensive insurance plan will give you complete protection in case of own damages (to self and vehicle), third-party liabilities, and theft of scooter. The premium for a comprehensive insurance plan is much higher as compared to a third-party plan.

3. Zero depreciation insurance premium

When you apply for a claim with an insurance company, the company will deduct a certain amount of depreciation before making the claim payment. If you want that the company does not reduce the claim amount, you can opt for a zero depreciation bike insurance cover. The premium amount, in this case, is slightly higher than the premium for a standard two-wheeler insurance policy.

Why insure your TVS Ntorq?

As a law-abiding citizen, it is your duty to comply with the legal norms and buy a two-wheeler insurance plan for your TVS Ntorq. The TVS insurance provides you with financial assistance in case of any bodily injury, damage to the vehicle, third-party liabilities, or any unfortunate event while on the move.

Inclusions and exclusions in TVS Ntorq two-wheeler insurance

Inclusions of Bajaj Allianz bike insurance for TVS Ntorq are as follows:

1. Third-party liabilities

If a third-party faces an injury or in case a third-party property is damaged by your TVS Ntorq, the insurance plan will provide for the expenses and the medical costs.

2. Death due to an accident

In case of death because of an accident, the nominees will receive an amount from the insurance company to cover the loss of income.

3. Permanent disability of the rider

An insurance company will pay for the loss of income if you suffer permanent disability because of an accident.

4. Natural and manmade disasters

A two-wheeler insurance policy covers natural and manmade disasters such as floods, earthquakes, and hurricanes along with manmade disasters such as theft, strike, riots, and terrorism, among others.

Exclusions of TVS Ntorq 125bikeinsurance policy include

1. Mechanical failure of the bike

2. Damage to the bike due to overspending

3. Injury or accident because of riding under the influence of alcohol

4. Damage to the bike that arises out of the stated geographical region

5. Accident caused due to an under-age rider

6. Bike bought for personal used but used for commercial purposes

7. Any damage to the bike because of a war, rebellion, invasion, and nuclear weapons

Why choose TVS Ntorq bike insurance available on Finserv MARKETS?

When you choose the policy available on Finserv MARKETS, you get a comprehensive coverage for your two-wheeler. You can buy two wheeler insurance online in a few minutes; the application process is straightforward and hassle-free with a quick claim settlement. The process of bike renewal is easy and convenient.

How to apply for TVS Ntorq two-wheeler insurance

To buy TVS bike insurance, follow the below-mentioned steps:

• Choose the cover you want to buy

• Make an online application by filling up the form

• Provide details about the bike in your form

• Let the insurer review your application

• Make the payment

• Receive the policy in your email

Other TVS models

The other top models from TVS include TVS City Plus, TVS Sport, TVS Radeon, TVS Apache, TVS Jupiter, and TVS Victor.

Claim process

A two wheeler insurance claim process is simple and transparent. Simply follow the below- mentioned steps for the same.

• Make an online application on the website

• Submit requisite documents including the engine and chassis number, kilometer reading, date and time of the accident, and a copy of the police complaint in case of theft

• Allow the company to assess and settle the claim