TVS Ntorq 125 Insurance in India

If you are planning to buy the Ntorq, you should not forget to buy TVS Ntorq insurance to avoid any financial distress due to damage or theft in the future. Two-wheeler insurance is mandatory to drive on Indian roads, and will protect you financially during any unfortunate incidents. 

One of the best-selling two-wheelers from the house of TVS Motors - the TVS NTorq 125, has been stealing the top spot since its launch. The stylish-looking beast is powered by a 125cc engine and has a mileage of 47 kmpl. The ex-showroom price of TVS NTorq 125 in New Delhi starts at ₹75,445 and goes up to ₹87,550 for the top model.

✓No Inspection Policy Issuance ✓24x7 Assistance ✓Quick Claim Processing | Buy a Bike Insurance Plan Starting at ₹457/year*

TVS NTorq Bike Insurance

The TVS NTorq 125 is a popular two-wheeler by TVS Motors. Powered with a 125cc engine, the TVS NTorq 125 price (ex-showroom- New Delhi) starts at ₹75,445 and goes up to ₹87,550. If you are planning to buy the TVS NTorq 125, you should also look at getting a good two-wheeler insurance for your scooter. Not only does two-wheeler insurance protect you financially during unfortunate incidents, but it is also legally mandatory to have third party insurance for your vehicle. As a law-abiding citizen, it is your duty to comply with these legal norms and buy a two-wheeler insurance plan for your TVS NTorq 125.

TVS NTorq 125 Variants with Bike Insurance Cost

Here is a list of TVS NTorq 125 variants and the cost of TVS NTorq 125 insurance:

TVS NTorq 125 Variant

Ex. Showroom Price*

Fuel Type

Estimated Third-party Premium** 

TVS NTorq 125 Drum 

₹75,445 Petrol ₹769

TVS NTorq 125 Disc

₹79,900 Petrol ₹769

TVS NTorq 125 Race Edition

₹83,500 Petrol ₹769
TVS NTorq 125 Super Squad Edition ₹86,000 Petrol ₹769
TVS NTorq 125 Race XP ₹87,550 Petrol ₹769

The ex-showroom prices are for Delhi and are subject to change based on the city.

Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

Buy TVS NTorq 125 Two-Wheeler Insurance in Just a Few Clicks!

To buy TVS NTorq 125 bike insurance online at Bajaj Markets, follow the below-mentioned steps:

  1. Visit the ‘Bike Insurance’ section on our website.

  2. Enter your mobile number and Tvs NTorq 125 registration number.

  3. Fill the bike insurance application with the relevant details.

  4. Choose the two-wheeler insurance plan of your choice.

  5. Complete the insurance premium payment online.

  6. The TVS NTorq 125 bike insurance policy will be issued in no time.

Renew Your TVS NTorq 125 Bike Insurance in a Jiffy!

You can renew your TVS NTorq 125 bike insurance by following the steps mentioned below:

  1. Visit the official website of Bajaj Markets.

  2. Enter the details of your existing bike insurance policy.

  3. Enter your personal details and other information about your TVS NTorq 125 as requested.

  4. Choose your insurance coverage and proceed to make an online payment.

  5. Upon successful payment, the renewed policy will be available to you in no time.

Read more: Bike Insurance Renewal

Why Does Your TVS NTorq 125 Need Bike Insurance?

Driving your two-wheeler on Indian roads can be very tricky. The TVS NTorq 125 is built with some great safety standards, but unfortunate events like accidents, theft and natural calamities are not in your control. The repair and replacement of damaged parts of your NTorq can cost you anywhere between ₹10,000 to ₹40,000 or more. Thus, it is imperative to have a bike insurance cover for your TVS NTorq 125 that will protect you financially.

Types of TVS NTorq 125 Insurance Plans to Choose From

In India, it is mandatory to have a two-wheeler insurance policy. Listed below are the two types of bike insurance plans:

1. Third-Party Insurance

As per the law, it is compulsory to have a third-party insurance plan in India. It protects the third party from property damages or bodily injuries caused due to an accident by your bike. The premium for this type of insurance is the most economical.

2. Comprehensive Insurance

A comprehensive insurance plan will give you complete protection in the case of own damages (to self and vehicle) as well as third-party liability. The premium for a comprehensive insurance plan is much higher as compared to a third-party plan. However, a comprehensive plan ensures that your two-wheeler is protected against any unfortunate event at all times.

What is Covered in Your TVS NTorq 125 Two-Wheeler Insurance?

As mentioned above, a third-party insurance plan will cover the third party in case of any property damages or bodily injuries caused due to an accident by your insured TVS Ntorq 125. On the other hand, a comprehensive insurance plan will cover third party liabilities and damages caused to your bike due to accidents, theft, natural calamities, etc.

What is Not Covered in Your TVS NTorq 125 Two-Wheeler Insurance?

Some of the exclusions from TVS NTorq 125 bike insurance policy are mechanical failure of the bike, damages caused due to overspeeding or riding under the influence of intoxicants, damages caused outside the designated geographical area stated in the insurance policy, etc.

Read More About: Inclusions & Exclusions of Bike Insurance Cover

Enhance Your TVS NTorq 125 Insurance with Add-On Covers

TVS NTorq 125 bike insurance plan available on Bajaj Markets come with multiple add-on covers which can enhance the financial protection of your two-wheeler. These include:

  • Zero Depreciation Cover:

    As the name suggests, this Zero Depreciation bike insurance cover protects the depreciated value of your TVS NTorq 125 parts, thereby minimising your out-of-pocket expenses during an insurance claim.

  • Round-the-Clock Spot Assistance

    In the case of a sudden breakdown, the round-the-clock assistance cover ensures towing services, tyre change, fuel delivery, and spare key requirements.

  • Personal Accident Cover

    This covers you and the pillion rider for the treatment expenses of injuries sustained in an accident on your insured bike.

  • Return to Invoice

    This cover helps you get the complete value of your TVS NTorq 125 in case it incurs total loss due to unforeseen events.

Filing a Claim for TVS NTorq 125 Bike Insurance- All You Need To Know

There are two ways to claim your TVS NTorq 125 bike insurance cover:

1. Cashless Claim for TVS NTorq 125 Bike Insurance

Under the cashless claim facility, you can get your TVS NTorq 125 repaired at any network garage in case of accidental damages. You need to inform the insurer of the accident so that they can verify and assess the damages. Post-verification, the insurance provider will directly pay the repair costs to the network garage.

2. Claim Reimbursement for TVS NTorq 125 Bike Insurance

In this case, you can get your TVS NTorq 125 repaired at your preferred garage at your own expense and then file a reimbursement claim with the insurance company. The insurance company will then assess your bills and documents and reimburse the claim amount to you.

The documents that you need for claiming your TVS NTorq 125 insurance are:

  • TVS NTorq 125 insurance policy document

  • TVS NTorq 125 vehicle details

  • Insurer details

  • Details of the incident

  • FIR copy (in case of theft/vandalism)

  • Original bills and receipts of the vehicle repair

Read More About: Bike Insurance Claim Process

Tips to Reduce the TVS NTorq 125 Bike Insurance Cost

Here are some easy ways to reduce the insurance cost for your TVS NTorq insurance:

  • Maintain Your TVS NTorq 125

    Ensure that you maintain your bike in good condition and get it serviced from time to time. A bike that is in a good condition can attract lower insurance premiums.

  • Compare Insurance Premiums Online

    Don’t forget to compare the bike insurance premium quotes offered by various insurance companies before you buy a policy for your TVS NTorq 125.

  • Avoid Unnecessary Add-Ons

    Only buy add-on covers that you may really need. Too many add-ons to your bike insurance policy can increase the cost of your insurance premiums.

  • Don’t File Claims for Small Sums

    Avoid filing bike insurance claims for inexpensive repairs to your TVS NTorq 125 as multiple insurance claims in a year can lead to an increase in the price of your premiums.

Tips to Maintain Your TVS NTorq 125

Here are some important tips that will help you keep your TVS NTorq 125 running smoothly:

  • Regularly Service Your TVS NTorq 125

    Get your bike checked and serviced regularly to ensure that it runs smoothly, and identify any potential problems and get it fixed.

  • Keep a Tab on the Tyre Pressure

    Ensure that the tyre pressure of your TVS NTorq 125 is maintained properly to avoid any extra pressure on the engine or the internals of the vehicle.

  • Check the Engine

    Check the engine of your TVS NTorq 125 regularly for its smooth functioning. It is always recommended to drive at a steady speed to ensure that your engine performs optimally for a long time.

  • Do Not Overload Your TVS NTorq

    The stress of carrying extra weight can damage the engine and the internal parts of your two-wheeler. Hence, ensure that you do not overload your bike.

TVS NTorq 125 Maintenance Cost

The estimated maintenance cost for TVS NTorq 125 for 2 years is ₹4,000. The first four servicings of the bike are free of cost, but you will have to pay out of pocket once the free servicing expires. Here is the TVS NTorq 125 service schedule:  

TVS NTorq 125 Service Schedule

Kilometers / Months

Free or Paid

TVS NTorq 125 Service Cost*




₹315-₹ 600




₹100 -₹200








₹400 -₹800




₹1,600- ₹2,400









*These are indicative prices. The actual cost of maintenance of TVS NTorq 125 may vary and change from time to time.

About TVS NTorq 125

The TVS NTorq 125 is a valuable addition to the collection of the prestigious TVS brand. The two-wheeler has attractive features, a sturdy body, and packs a strong performance on the road. When the NTorq 125 was launched, it was India’s first scooter to feature an all-digital console equipped with smartphone connectivity.

TVS NTorq 125 Specifications

Here are some of the key specifications of the TVS NTorq 125:

Key Specs


Mileage (ARAI)

49 kmpl

Engine Capacity


Max Power

9.25 bhp @7,000 rpm

Max Torque

10.5 Nm @5,500 rpm

Fuel Tank Capacity

5.8 litres



Wheel Size

12 inches

Front Suspension

Telescopic Suspension with Hydraulic Dampers

Rear Suspension

Coil Spring with Hydraulic Damper

Brakes Type



12v, 4Ah MF

Electric System

12V DC

Note: The actual specifications may vary depending on the TVS NTorq 125 variant.

TVS NTorq 125 Features

Some of the key features of the TVS NTorq 125 are:

  • Synchronised Braking System
  • Navigation assist
  • Caller ID
  • Last parked location assist
  • Bluetooth enabled
  • LED tail lights

Note: The actual features may vary depending on the Hyundai Venue variant.

TVS NTorq 125 On-Road Price Across Major Cities

Now that you know about the specifications and features of TVS NTorq 125, it’s time to take a look at the on-road price of this scooter across major cities:


 On Road Price

TVS NTorq 125 on-road price in Delhi


TVS NTorq 125 on-road price in Mumbai 


TVS NTorq 125 on-road price in Bangalore


TVS NTorq 125 on-road price in Chennai


TVS NTorq 125 on-road price in Pune


*Note: The actual prices for the TVS NTorq 125 are subject to change and can vary from time to time based on the variant.


The TVS NTorq 125 is a great scooter that is suitable for Indian roads. However, anyone can be affected by an unfortunate road accident. In such a case, not having the right two-wheeler insurance coverage can lead to huge financial losses. Hence, it is necessary to cover your TVS NTorq 125 with a comprehensive bike insurance plan to be financially protected in the case of an unfortunate mishap.

So, if you are looking to get comprehensive insurance for your TVS NTorq 125, take a look at the bike insurance plans available at Bajaj Markets now!

Check Out Bike Insurance Plans Available at Bajaj Markets

FAQs on TVS NTorq 125 Bike Insurance

  • ✔️Is it compulsory to buy bike insurance for my TVS Ntorq 125?

    Yes, as per the Motor Vehicles Act, 1988, it is mandatory to have a third-party bike insurance policy to legally drive your two-wheeler on Indian roads.  

  • ✔️Is there a fine if I drive without a valid bike insurance policy?

    If you are caught driving your TVS Ntorq 125 without a valid bike insurance policy, you will be charged a penalty of ₹2,000 and/or imprisonment for up to 3 months for the first offence. The penalty for subsequent offences is ₹4,000 and/or imprisonment for up to 3 months.

  • ✔️Can I get bike insurance for my TVS Ntorq 125 for less than a year?

    No, the bike insurance plans on Finserv MARKETS provide minimum coverage of one year.

  • ✔️Is the TVS Ntorq 125 insurance price affordable?

    Yes, at Finserv MARKETS, you can get TVS Ntorq insurance at affordable rates. Use the bike insurance premium calculator available online to understand the cost of the bike insurance policy based on the coverage and add-on covers you select.  

  • ✔️How do I claim my TVS Ntorq 125 bike insurance policy?

    You can claim your TVS Ntorq 125 bike insurance policy online by following these easy steps.

    1. Register your claim online.

    2. Upload the documents stating and proving your claim.

    3. The insurer will assess your documents and process the claim.

  • ✔️Can I lower the IDV of my TVS NTorq 125?

    If you set the IDV of your TVS NTorq lower than its ideal value, you may not get the full insurance claim amount. Hence, it is not advisable to lower the IDV of your two-wheeler.  

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