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TVS Ntorq 125 Insurance in India

If you are planning to buy the Ntorq, you should not forget to buy TVS Ntorq insurance to avoid any financial distress due to damage or theft in the future. Two-wheeler insurance is mandatory to drive on Indian roads, and will protect you financially during any unfortunate incidents. One of the best-selling two-wheelers from the house of TVS Motors,  the TVS NTorq 125 has been stealing the top spot since its launch. The stylish-looking beast is powered by a 125cc engine and has a mileage of 47kmpl. The ex-showroom price of TVS NTorq 125 starts at ₹84,636 and goes up to ₹ 1,04,641.

TVS NTorq 125 Variants with Bike Insurance Price

Here is a list of TVS NTorq 125 variants and the cost of TVS NTorq 125 insurance:

TVS NTorq 125 Variant

Ex. Showroom Price*

Fuel Type

Estimated Third-party Premium** 

TVS NTorq 125 Drum 

₹84,636

Petrol

₹714


TVS NTorq 125 Disc

₹89,091

Petrol

₹714


TVS NTorq 125 Race Edition

₹93,141

Petrol

₹714

TVS NTorq 125 Super Squad Edition

₹95,191

Petrol

₹714

TVS NTorq 125 Race XP

₹96,741

Petrol

₹714

TVS NTorq 125 Race XT

₹ 1,04,641

Petrol

₹714

 

*The ex-showroom prices are subject to change based on various factors. Please refer to the official website of the manufacturer before purchase.

 

**Third-party premium rates are indicative. The actual premium that you may have to pay may change depending on various factors. Please check the prevailing premium rates before purchasing your bike insurance policy.

Types of TVS NTorq 125 Insurance Plans to Choose From

Here are the three types of bike insurance plans that can secure your finances and your TVS Ntorq 125.

  • Third-party Liability Bike Insurance

As per the Motor Vehicles Act of 1988, you must own at least a third-party bike insurance plan. A policy like this can protect you from the expenses that could arise due to accidental damages made to a third-party property or life. The premium price for this insurance policy starts at a minimum amount of ₹538/annum. 

  • Standalone Own-damage Bike Insurance

While you may be secure against third-party liabilities, it is also important to secure your own bike. A Standalone Own-damage Bike Insurance plan can offer your TVS Ntorq 125 that security. This plan can cover the expenses that come from damage repairs and replacements of your own vehicle. The premium prices for this policy can vary depending on the plan and insurer you choose.

  • Comprehensive Bike Insurance

The TVS Ntorq 125 Comprehensive Insurance policy is an amalgamation of third-party liability coverage and standalone own-damage coverage. This plan can also offer your add-on covers that can enhance your coverage significantly. The premium prices for this policy vary depending on various factors such as the insurer, add-ons, location of the vehicle’s origin, etc.

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Inclusions and Exclusions of the TVS Ntorq Bike Insurance Plan

The information given below can give you insight into all that is covered and not covered under a TVS Ntorq Bike Insurance policy:

Inclusions

Exclusions

Protection against third-party liabilities

Mechanical failure

Coverage against accidental damages

Damages caused due to over-speeding

Coverage against natural calamities

Driving under the influence of intoxicating substances

For a detailed understanding of all the inclusions and exclusions of a bike insurance plan, please read the policy document carefully. 

Benefits of Getting a TVS Ntorq 125 Bike Insurance Plan

Here are all the reasons why you should protect your finances and your TVS Ntorq against mishaps and damages through a reliable bike insurance plan:

  • Protection Against Unforeseen Events

Having a good insurance plan for your TVS Ntorq 125 can be very beneficial. In the unfortunate event of an accident, you may not have to bear the repair expenses all alone. Your bike insurance plan will have you covered.

  • Repair and Replacement Damages:

Be it a natural calamity or a manmade mishap, your bike insurance plan can protect your finances against the expenses of repairs and replacements. Moreover, through exclusive access to network garages and cashless services, your TVS Ntorq 125 can stay hale and hearty without hurting your pockets. 

  • Cashless Services:

Your TVS Ntorq 125 two-wheeler insurance plan can offer your direct access to network garages where you can tap into cashless benefits. Hence, you might not need to shell out even a single penny from your pockets while your insurance plan directly covers your repair expenses. 

  • Third-party Liability Coverage:

Should you find yourself in a situation where a third party was involved in an accident with you, you can rest assured knowing that your bike insurance has you covered. You may use your third-party liability coverage to fulfil compensations and repair expenses for a third party.  

  • Affordable Premiums

Getting bike insurance is not a financial liability in any way. With plans starting at just ₹538, you can ensure that your finances and TVS Ntroq 125 are safe and secure.

How to Get TVS NTorq 125 Two-Wheeler Insurance on Bajaj Markets

You can follow the steps given below in order to get your very own TBS NTorq 125 Bike Insurance plan on Bajaj Markets:

  • Step 1: Go to the premium calculator page

  • Step 2: Enter details like your mobile number and your TVS NTorq 125 registration number

  • Step 3: Fill in all relevant information about your bike

  • Step 4: Pick a two-wheeler insurance plan of your choice

  • Step 5: Pay the premium price through your preferred online payment method

 

Your plans details will be sent to you on your registered email address or mobile number shortly.

Filing a Claim for TVS NTorq 125 Bike Insurance

You may file a claim through your insurance plan through online and offline methods. Here’s all you need to know about filing a claim through your TVS NTorq 125 Bike Insurance:

Types of TVS Ntorq 125 Bike Insurance Claims

  • Cashless Claim for TVS NTorq 125 Bike Insurance

Under the cashless claim facility, you can get your TVS NTorq 125 repaired at any network garage in case of accidental damages. You need to inform the insurer of the accident so that they can verify and assess the damages. Post-verification, the insurance provider will directly pay the repair costs to the network garage.

  • Claim Reimbursement for TVS NTorq 125 Bike Insurance

In this case, you can get your TVS NTorq 125 repaired at your preferred garage at your own expense and then file a reimbursement claim with the insurance company. The insurance company will then assess your bills and documents and reimburse the claim amount to you.

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Documents Required for TVS Ntorq 125 Bike Insurance Claims

The documents that you need for claiming your TVS NTorq 125 insurance are:

  • TVS NTorq 125 insurance policy document

  • TVS NTorq 125 vehicle details

  • Insurer details

  • Details of the incident

  • FIR copy (in case of theft/vandalism)

  • Original bills and receipts of the vehicle repair

Enhance Your TVS NTorq 125 Insurance with Add-On Covers

TVS NTorq 125 bike insurance plan available on Bajaj Markets come with multiple add-on covers which can enhance the financial protection of your two-wheeler. These include:

  • Zero Depreciation Cover:

As the name suggests, this Zero Depreciation bike insurance cover protects the depreciated value of your TVS NTorq 125 parts. This lessens your out-pocket-expenses during bike insurance claims.

  • Round-the-Clock Spot Assistance

In the case of a sudden breakdown, the round-the-clock assistance cover ensures towing services, tyre change, fuel delivery, and spare key requirements.

  • Personal Accident Cover

This covers you and the pillion rider for the treatment expenses of injuries sustained in an accident on your insured bike.

  • Return to Invoice

This cover helps you get the complete value of your TVS NTorq 125 in case it incurs total loss due to unforeseen events.

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Conclusion

If the TVS Ntorq 125 is your perfect two-wheeler, it is time to do it justice by protecting it against the expenses caused by eventualities and accidents. Hence, it is necessary to cover your TVS NTorq 125 with a comprehensive bike insurance plan to be financially protected in the case of an unfortunate mishap. If you’re looking for a good comprehensive bike insurance plan for your TVS Ntorq 125 bike, you can find two-wheeler insurance plans on Bajaj Markets starting at just ₹538/annum.

FAQs on TVS NTorq 125 Bike Insurance

Is it compulsory to buy bike insurance for my TVS Ntorq 125?

Yes, as per the Motor Vehicles Act, 1988, it is mandatory to have a third-party bike insurance policy to legally drive your two-wheeler on Indian roads. 

Is there a fine if I drive without a valid bike insurance policy?

If you are caught driving your TVS Ntorq 125 without a valid bike insurance policy, you will be charged a penalty of ₹2,000 and/or imprisonment for up to 3 months for the first offence. The penalty for subsequent offences is ₹4,000 and/or imprisonment for up to 3 months.

Can I get bike insurance for my TVS Ntorq 125 for less than a year?

No, the bike insurance plans on Bajaj Markets provide minimum coverage of one year.

 

Is the TVS Ntorq 125 insurance price affordable?

Yes, at Bajaj Markets, you can get TVS Ntorq insurance at affordable rates. Use the bike insurance premium calculator available online to understand the cost of the bike insurance policy based on the coverage and add-on covers you select. 

How do I claim my TVS Ntorq 125 bike insurance policy?

You can claim your TVS Ntorq 125 bike insurance policy online by following these easy steps.

  • Register your claim online

  • Upload the documents stating and proving your claim

The insurer will assess your documents and process the claim.

 

Can I lower the IDV of my TVS NTorq 125?

If you set the IDV of your TVS NTorq lower than its ideal value, you may not get the full insurance claim amount. Hence, it is not advisable to lower the IDV of your two-wheeler. 

How can I maintain my TVS Ntorq 125 bike?

You can ensure that your bike is serviced regularly, regulate tyre pressure, check your bike’s engine from time to time, don’t overload your vehicle, etc. Moreover, you can protect your bike against the expenses of accidental damages with a good TVS Ntorq 125 bike insurance plan.

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