Dairy Farm Business Loan

One of the most profitable businesses in India is that of dairy farming. Although the sector of dairy farming business is unorganized, India is the largest dairy producer in the world. A significant portion of the rural population in India engages in livestock and dairy production and the consumption is even greater countrywide. Dairy farm business has a huge potential in the commercial sector. 

Understanding the Dairy Farm Business Loan

Since dairy farming has proved to be one of the backbones of the Indian economy, providing an impetus for the industry to grow and flourish is crucial. Those looking to open up their own dairy business or take their existing one to new heights can do so with the help of a business loan.

Purpose of the Dairy Farm Business Loan

Small business loans can be essential to finance business in their nascent stage. A dairy farm business loan proves to be significant in the following situations:

  • Distribution of product

  • Establishment of manufacturing units

  • Setting up a new farm or expansion of an established dairy farm

  • Purchasing cattle for small dairy farm units

  • Rearing and crossbreeding of cattle

  • Producing cattle fodder and relevant farm operations

  • Constructing and maintaining shelters for farm animals

  • Buying milk chilling units, collection machinery, dispersal and distribution vans

  • Investing in cold storage facilities and marketing services

  • Purchasing chaff cutters, dairy dispensation equipment and other transportation services

Who Should Opt for Dairy Farm Business Loan?

  • Dairy farmers, labourers, firms, self-help groups, partnership, co-operative societies and limited companies can avail dairy farm business loans in the form of small business loans.

  • Dairy farmers who engage or have previously been a part of the dairy-based activities can avail this loan.

  • Many entrepreneurs who work on dairy farming on an individual level and have done so previously are eligible to apply for the dairy farm business loan.

General Eligibility Criteria For Dairy Farm Business loan

  • In order to avail of a business loan for dairy farming, you should be between the ages of 26-66 years.

  • Your business should have a 3 year vintage.

  • You would need to furnish income tax returns of, at least, one year

  • You should be self-employed.

Features and Benefits of Dairy Farm Business Loan

On Finserv MARKETS, availing dairy farm business loan can be beneficial for the farmers due to the following features:

  • Fast and easy online loan processing:

    A business loan can be approved within minutes online with instant processing of loan requests and hassle-free disbursal of the amount into your bank account within 24 hours.

  • No collateral against loan:

    Unlike many financial institutions, you don’t have to provide collateral against the loan amount needed for your business on online platforms like Finserv MARKETS. These business loans are unsecured and hence, you are not required to pledge any assets to get a business loan.

  • A high loan limit:

    You can avail loans of up to INR 30 Lacs on Finserv MARKETS. This can provide you with the funds required to give further impetus to your dairy business.

  • Repayment flexibility:

    The tenure for the repayment of the loan is extremely flexible on Finserv MARKETS. You can repay within 12 to 60 months from the approval date of the availed business loan.

  • Value addition:

    Financial fitness reports and personalized insurance plans for the customers based on their exclusive needs are provided.

  • Affordable business loan interest rates:

    Dairy farm business loans are available at attractive, easily affordable business rates.

How to apply for Dairy Farm Business Loan

On Finserv MARKETS, you don’t have to lift a finger to avail of a dairy farm loan. All you have to do is select the type of loan, fill an application form, and submit it along with the relevant documents required for the application. Once the application is reviewed and approved, the loan amount will be disbursed to your account within hours. The following documents must be kept handy by you to apply online for a dairy farm business loan:

  • ID proof documents like PAN, Driving License, Voter ID, or Aadhaar Card, et al.

  • Address proof such as ration card, Aadhar Card, bills, et al.

  • You might be required to furnish a few more documents pertaining to your business, depending on your application.

Another way to apply for a dairy business loan is offline. You can visit the bank branch that provides dairy farm loans and hand them the relevant documents along with the application form. A bank representative will accompany you through the application process.


On Finserv MARKETS, you can avail the business loans from the comfort of your home. You can avail a business loan up to INR 30 Lacs catering to your financial needs in a hassle-free manner.

The quick processing of the business loan is convenient and you get added benefits in the form of financial reports to track your financial health. Help your dairy business flourish with Bajaj Finserv Business Loans on Finserv MARKETS.

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