You can now get an Indifi Business Loan of up to ₹50 Lakhs through a smooth online process on our website. Benefit from interest rates starting as low as 16% p.a. and tenures ranging up to 3 years. These collateral-free loans come with easy eligibility criteria and a simple documentation process that enables you to get the required amount seamlessly.
Take a look at the interest rates and other charges applicable:
Interest Rate |
16% p.a. onwards (Reducing rate) |
Processing Fee |
Up to 3% of the loan amount + GST |
Foreclosure Charges |
4% of principal outstanding |
Prepayment Charges |
Nil - if done before 27th of the month |
*Disclaimer: The interest rates and charges mentioned above are subject to constant change at the lender’s discretion.
Year | Principal | Interest | Balance |
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You must fulfil the following criteria to be eligible for this loan:
You must fall under the age bracket of 22 to 60 years
The annual turnover of the business must be at least ₹12 Lakhs
Here are the basic documents required for this loan:
PAN card
Aadhaar card
Address proof of promoter(s) and firm
Business registration proof
Bank Statement of the last 6 months
Follow these simple steps to apply for this loan:
Click on ‘Apply Now’ on this page
Provide your personal and business details
Select ‘Indifi’ from the list of lenders
Enter the required loan amount and the preferred tenure
Submit the application form
Post the verification of your application, an executive will contact you for further proceedings.
No. You can get Indifi business loans at zero collateral.
Interest rates starting from 16% p.a. are charged on Indifi business loans.
Indifi offers business loans to companies in segments like transportation, e-commerce, retail, manufacturing and hospitality.
Indifi business loans can be repaid through an eMandate, net banking, UPI and cheques.
If you are prepaying the loan, you may be asked to pay about 4% of the outstanding principal amount.