Indifi is a lending platform that provides loans to small businesses. It aims to fill the credit gap which the small businesses witness in order to get access to loans. It provides loans for Travel, Hospitality, e-Commerce and Retail Businesses. Indifi business loans can be availed through a quick online process. Avail the Indifi Business Loan now at Bajaj Markets at low interest rates and reap amazing benefits.
You can apply for Indifi Business Loans by following these easy steps:
Enter your personal and professional details
From the list of loan offers, select Indifi to proceed
Select the loan amount and repayment tenure as per your choice
Get online approval in 2 minutes and money sanctioned in your bank account within 48 hours
You can get an Indifi Business Loan with an interest rate starting at 16%. The other associated charges for the same is as follows:
Parameters |
Indifi Business Loan |
Interest Rate |
Starting from 16% per annum (Reducing rate basis) |
Associated Charges |
Processing fee: Up to 3% of the loan amount + GST Foreclosure charges: 4% of principal outstanding Prepayment Charges- No charges if done before 27th of the month* |
Disbursal Time |
Up to 48 hours (Loan offer sanction) |
*The repayment tenure for the Indifi Business Loan is between 12-36 months.
Indifi has customized loan packages for all kinds of small businesses. It helps you to extract maximum benefits for your business type.
Idifi Loans are easily accessible to everyone. It is flexible and requires minimum documentation. It has a quick process which will save time and effort.
Indifi Business Loans are transparent; it has no hidden charges and helps in the welfare of your small business.
You can get an instant loan approval, provided you meet the eligibility criteria.
There are some basic eligibility criteria for the Indifi Loan mentioned below:
You must be between 22-60 years.
The annual turnover of the business must be at least Rs. 12 Lakhs.
These are the basic documents required to avail Indifi Business Loans.
PAN Card
Address proof of promoter(s) and firm
Business registration proof
Bank Statement of last 6 months
Latest ITR – (If loan amount is greater than 15 Lakhs or if banking turnover is greater or equal to ₹1.5 Crores)
No, Indifi offers its Business Loans at zero collateral and minimum documentation.
The interest rate of the Indifi Business Loan starting from 16%.
Indifi offers business loans to business segments including transportation, e-commerce, retail, manufacturing and hospitality.
The Indifi Business Loans can be repaid through an eMandate, Net Banking, UPI and Cheques.
If you are making a pre-payment of the loan, the charges applied will come around 4% of the outstanding principal amount.
Yes, a foreclosure charge of 4% must be paid on the principal outstanding amount. There is no part-payment charge.
Yes, Indifi conducts a background check before approving a loan and it includes your CIBIL Score.
It depends upon many factors which include your monthly income, credit score, CIBIL score and much more.
To get an Indifi Business Loan, you must submit the following documents:
PAN Card
Address Proof
Business registration proof
Bank Statement of the firm (last 6 months)
Latest ITR (in cases of loans exceeding 15 lacs)