✓Minimal Documentation ✓Flexible Repayment ✓Collateral Free Loan | Apply for Business Loan Now!

As the old saying goes, to make some money, you need to have some money in the first place. This quote especially is true in the case of a business. As a business owner, you need money for every business-related activity, right from hiring new talent to managing working capital requirements. But, there could be times when you may find yourself short of necessary funds to keep your venture afloat. This is where a business loan from KreditBee can come to your rescue.


Wondering what is KreditBee? KreditBee is an RBI-recognised Non-Banking Finance Company (NBFC) that provides creative lending solutions to those in need. It is a platform that provides easy access to various online forms of credit such as business loans and personal loans. 

Features and Benefits of KreditBee Business Loan

Some of the defining features of a KreditBee business loan, that can be obtained through Finserv MARKETS, are as follows:

  • Get credit of up to ₹4 Lakhs: Through Finserv MARKETS, you can avail a KreditBee loan of anywhere between ₹40,000 to ₹4 Lakhs. You can use these funds to meet your business requirements however you like.

  • Flexible repayment tenures: A KreditBee loan is easy to repay. The repayment tenure for a KreditBee Business Loan can go up to as high as 9 months.

  • Competitive interest rates: KreditBee business loans are offered at interest rates that can be anywhere between 15% to 28% per annum, making it one of the most affordable forms of credit in the market.

  • Quick disbursal: Let us say that This KreditBee loan takes just under 15 minutes to reflect in your bank account, so that you can meet your business requirements as soon as they arise.

  • Easy digital process: Since the entire loan process is online, KreditBee business loans are easy to avail.

  • No collateral required: There is no need to offer any of your personal belongings as security for a KreditBee business loan.

  • Minimal documentation: Submit some basic documents as proof of your identity and business ownership and before you know it, your KreditBee business loan will be credited into your account. It is in fact that easy!

Why Should you Choose Finserv MARKETS

If you are wondering why should you choose Finserv MARKETS to get a KreditBee business loan, here are some of the reasons for it:

  • Quick online processing: The loan application process on Finserv MARKETS is completely online. So, there is no need to submit a long list of documents to get them. Given that the process is entirely online, your loans are approved rather quickly and your disbursed as swiftly.

  • Transparency: We tell you about everything you need to know about your loan and the applicable charges up front because we believe in keeping things transparent.

  • Keep a track of your financial health: As a user of Finserv MARKETS, you can also check free CIBIL score and avail a complimentary Credit Health Report (CHR), so that you take well-informed decisions in future.

KreditBee Business Loan Interest Rate and Charges

A KreditBee Business Loan, just like any other form of loan, comes with a certain interest rate and charges. You will find every charge you need to know about the charges associated with a KreditBee business loan below:

KreditBee Business Loan Interest Rate

Anywhere between 15% to 28% p.a.

Repayment tenure

Up to 9 months

Processing Fees

Up to 6% of the sanctioned loan amount

Foreclosure charges


Eligibility Criteria for KreditBee Business Loan

To avail a KreditBee business loan, you must fulfil the following eligibility criteria:

  • You must be a citizen of India.

  • You must be above 21 years of age.

  • You must have a minimum net income of ₹10,000 per month.

  • You must ensure that your Aadhaar Card is linked with your official or personal mobile phone number.

How to Apply for KreditBee Business Loan?

Applying for a KreditBee business loan through Finserv MARKETS is easier than you think. All you will need to do is follow the process mentioned below.

  • Provide basic details: First, you will need to provide your mobile number as well as your date of birth to proceed.

  • Fill in your business details: Next, you will need to provide information regarding your business. After you provide them, proceed by clicking ‘Submit’. After that, you will be shown a host of business loan options, out of which, you must select KreditBee to proceed.

  • Select loan repayment tenure and principal amount: After step #3, you must select the loan amount and repayment tenure as per your need.

  • Approval and Disbursal: Fill in some more information and see your loan application get approved within minutes. Before you know it, your money will be credited into your account.

Documents Required for a KreditBee Business Loan?

To avail a KreditBee business loan, you will need to submit the following documents:

  • Identity Proof: PAN Card, Aadhaar Card, Passport, Voter’s ID or Driver's Licence.

  • Income Proof: For a KreditBee business loan, you will need to submit your P and L statements, bank statements and Income Tax Returns (ITR).

  • Proof of business ownership: This is where you will need to submit the requisite registration certificates, the likes of Memorandum of Association and your Articles of Association.

FAQs on KreditBee Business Loan

  • ✔️How do I contact KreditBee?

    In case you have any questions regarding the KreditBee loan for business, you can contact them through help@kreditbee.in. You can also get in touch with their customer support team through 080-44292200.

  • ✔️How can I repay my KreditBee Business Loan?

    You can repay your KreditBee business loans through many ways, such as net banking, debit cards, digital wallets and UPI. You can also repay your KreditBee business loan through the KreditBee mobile app.

  • ✔️What documents are required to apply for a business loan at KreditBee?

    Along with your PAN Card, you have to submit documents establishing your proof of identity and address. You can opt to submit a copy of any of the following:

    • Aadhar Card

    • Voter Id

    • Driving Licence

    • Passport

    Along with the above documents, you will also need to submit proof of your business.

  • ✔️What is the eligibility criteria of Kreditbee?

    To avail a KreditBee business loan, you must be a citizen of India and above 21 years of age. Additionally, you must earn a minimum of ₹10,000 per month.

  • ✔️How do I get a business loan from KreditBee?

    You can apply for a KreditBee business loan either through Finserv MARKETS or KreditBee. If you. If you satisfy the eligibility criteria and submit the required documents, your loan will be approved and disbursed.

  • ✔️Does KreditBee check the CIBIL score?

    Once you submit your business loan application, KreditBee will check your credit score. Having a good CIBIL score (750 or above) is crucial for the approval of your business loan application. To instantly know your CIBIL score, you can also use the Finserv MARKETS App.